Prop Firms Offering More Than $2M in Funding

This page lists prop trading firms offering more than $2M in funding, enabling traders to scale capital beyond typical account limits. It features firms that meet the selected funding threshold based on their published maximum capital allowances. Funding levels are usually tied to performance based scaling plans and defined risk rules. Use this list to compare prop firms capable of supporting higher capital growth.

Updated April 2026 Showing 6 prop firms Max funding of at least $2M
Trustpilot Rating
4.5
Trustpilot Reviews
3,112
+11 (7d) +66 (30d) +297 (90d)
Headquarters
Top One Trader United StatesUnited States
Operating Since
3
Maximum Funding
$5,000,000
Max Profit Share
Up to 100%
Available Platforms
Top One Trader MT5MT5 Top One Trader cTradercTrader Top One Trader Match-TraderMatch-Trader Top One Trader TradeLockerTradeLocker
Trustpilot Rating
4.4
Trustpilot Reviews
5,704
+58 (7d) +234 (30d) +831 (90d)
Headquarters
FXIFY MalaysiaMalaysia
Operating Since
4
Maximum Funding
$4,000,000
Max Profit Share
Up to 90%
Available Platforms
FXIFY MT4MT4 FXIFY MT5MT5 FXIFY DXtradeDXtrade
UA
🌐 Visit Website
Trustpilot Rating
4.6
Trustpilot Reviews
1,202
+123 (7d) +293 (30d) +657 (90d)
Headquarters
Hola Prime Hong KongHong Kong
Operating Since
2
Maximum Funding
$4,000,000
Max Profit Share
Up to 95%
Available Platforms
Hola Prime MT4MT4 Hola Prime MT5MT5 Hola Prime cTradercTrader Hola Prime Match-TraderMatch-Trader Hola Prime DXtradeDXtrade Hola Prime TradeLockerTradeLocker
hola182389
🌐 Visit Website
RATING REMOVED
Trustpilot Rating
N/A
Rating removed by Trustpilot More info
Trustpilot Reviews
0
Headquarters
Instant Funding United KingdomUnited Kingdom
Operating Since
5
Maximum Funding
$3,840,000
Max Profit Share
Up to 95%
Available Platforms
Instant Funding MT4MT4 Instant Funding MT5MT5 Instant Funding cTradercTrader Instant Funding DXtradeDXtrade Instant Funding TradeLockerTradeLocker
RATING REMOVED
Trustpilot Rating
N/A
Rating removed by Trustpilot More info
Trustpilot Reviews
0
Headquarters
Audacity Capital United KingdomUnited Kingdom
Operating Since
14
Maximum Funding
$2,000,000
Max Profit Share
Up to 90%
Available Platforms
Audacity Capital MT5MT5
RATING REMOVED
Trustpilot Rating
N/A
Rating removed by Trustpilot More info
Trustpilot Reviews
0
Headquarters
Goat Funded Trader Saint LuciaSaint Lucia
Operating Since
4
Maximum Funding
$2,000,000
Max Profit Share
Up to 100%
Available Platforms
Goat Funded Trader MT5MT5 Goat Funded Trader cTradercTrader Goat Funded Trader Match-TraderMatch-Trader Goat Funded Trader TradeLockerTradeLocker Goat Funded Trader VolumetricaVolumetrica

Top One Trader vs FXIFY - Comparison of Top Firms in This Guide

Top One Trader vs FXIFY - Prop Firm Comparison (April 2026)

Head-to-head comparison of Top One Trader and FXIFY. Check max funding, profit splits, daily and overall drawdown rules, leverage, tradable assets, payout frequency, payment and payout methods, trading permissions and KYC restrictions before you buy a challenge. Data refreshed April 2026.

Top One Trader vs FXIFY - Prop Firm Comparison (April 2026)
Top One Trader
Top One Trader is a fast-growing prop firm offering simple 1-step and 2-step evaluations plus instant funding and Instant Prime accounts, with low-cost challenges, straightforward rules, EquityShield risk protection and profit splits that can reach 100% while scaling up to...
Visit Top One Trader
FXIFY
FXIFY is a broker-backed prop firm (FXIFY Markets Ltd, licensed in Labuan, Malaysia) offering One Phase, Two Phase and Three Phase evaluations, an Instant Funding path, and a 7-day Lightning Challenge, with up to 90% performance splits, on-demand payouts on...
Visit FXIFY
Overview
Trustpilot Rating 4.5 4.4
Trustpilot Reviews 3,112 5,704
Headquarters United States Malaysia
Age (Years) 3 4
Max Funding $5,000,000 $4,000,000
Profit Split Start 60% 80%
Profit Split Max 100% 90%
Platforms MT5 cTrader Match-Trader TradeLocker MT4 MT5 DXtrade
Assets FX Metals Indices Commodities Crypto FX Metals Indices Commodities Stocks Crypto
Leverage
FX Leverage 50 50
Metals Leverage 10 50
Crypto Leverage 2 1
Risk & Drawdown Rules
Max Daily Loss Maximum Daily LossDaily loss limits at Top One Trader are simple but strict: 1-Step and 2-Step accounts usually have a 4% daily loss cap, Instant Funding has a 3% daily loss limit and Instant Prime applies an even tighter 2.5% profile tied to the ESS metric.The daily limit is generally calculated on equity and includes both closed and floating losses; if equity falls beyond the allowed percentage in a single day, the account is considered in breach even if the loss is later recovered. Maximum Daily LossFXIFY's daily drawdown limits are program-specific. FXIFY provides examples showing One Phase uses a 3% daily drawdown, while Two Phase uses a 4% daily drawdown. Daily drawdown is monitored alongside max drawdown thresholds, and traders should plan withdrawals and risk so that intraday equity does not breach the daily limit.
Max Total Loss Maximum Overall LossOverall loss caps depend on the program: 1-Step FLASH uses a 7% trailing max drawdown, 2-Step PRO uses an 8% static max loss from the starting balance, Instant Funding runs with a 6% trailing drawdown and Instant Prime typically keeps a 5–6% trailing max loss.For trailing accounts, the max loss tracks the highest equity until a payout is taken, at which point the level locks at the initial balance; breaching the max loss at any time results in losing the account. Maximum Overall LossFXIFY provides examples showing One Phase accounts use a 6% max drawdown and Two Phase accounts use a 10% max drawdown. For Three Phase, FXIFY describes a static drawdown option where max drawdown is set at 5% and remains static for the life of the account.
Drawdown Type Drawdown ModelTop One Trader combines static and trailing drawdown models. 2-Step PRO accounts use a simple static 8% max loss from starting balance, while 1-Step FLASH, Instant Funding and Instant Prime rely on trailing max drawdown that follows peak equity and then locks at the starting balance when a payout is requested (Lock Upon Payout rule).The EquityShield risk engine helps enforce these limits by monitoring symbol-level and overall open risk and automatically closing trades if thresholds are exceeded. Drawdown ModelFXIFY supports both trailing-style drawdown mechanics and an optional static drawdown mode (notably for 2-Phase and 3-Phase). FXIFY also explains that on 1- and 2-Phase accounts, when a withdrawal is requested, the max drawdown “locks” at the starting balance, meaning profit withdrawals reduce the buffer created by gains and can increase breach risk if no buffer remains.
Payouts
Payout Frequency Payout Frequency1-Step and 2-Step challenge accounts pay out bi-weekly by default, with add-ons available for weekly or instant payouts after the first withdrawal. Instant Funding normally pays monthly, while Instant Prime offers bi-weekly payouts, again with minimum profit of 2% of the initial balance required to request a withdrawal.Profit splits typically start at 80–90% on challenge accounts, 60% on Instant Funding and 80% on Instant Prime, stepping up over successive payouts until they reach as high as 90–100% for long-term, consistent traders. Payout FrequencyInstant Funding: FXIFY states Instant Funding accounts offer payouts every 14 days. Evaluation programs (1-Phase, 2-Phase, 3-Phase): FXIFY states the first payout is instant and on demand, processed right after the trader's first live trade in the funded account.
Days to First Payout 30 0
Payout Processing Time Payout ProcessingPayouts are requested through the Top One Trader dashboard and are routed via Rise (Riseworks) to bank transfer or cryptocurrency. Approved withdrawals are often processed within about 24 hours, although exact timing can vary with the chosen method, weekends and additional compliance checks. 0
Payout Methods Bank Transfer Crypto via Rise (Riseworks) Crypto Bank Transfer
Payments
Payment Methods Credit Card Crypto Credit/Debit Card Crypto
Trading Permissions
News Trading News trading rules depend on the program. Evaluations are typically more flexible, but on funded and instant accounts it is prohibited to open, modify or close positions within 5 minutes before or after designated high-impact news on the affected instrument. Instant Prime provides more flexibility when combined with relevant add-ons, but bracket-style and pure spike-catching news strategies are still not allowed. News trading rules are defined by FXIFY program terms and platform rules; traders should follow FXIFY's compliance guidance and avoid any prohibited behavior, especially around extreme volatility where drawdown breaches can occur quickly.
Weekend Trades Overnight and weekend holding is allowed on 1-Step FLASH and 2-Step PRO accounts subject to normal swap charges. Instant Funding accounts require a weekend add-on to hold trades over the close; without it, positions should be closed before markets shut to avoid soft or hard breaches. FXIFY advertises the ability to hold positions over the weekend on supported programs/instruments, subject to market hours, symbol availability, and account objectives.
Copy Trading Manual copy trading is allowed only between your own challenge accounts on supported platforms, and not on funded or instant funded accounts. Copying between different users, mirroring trades across large groups of accounts or hedging between accounts and firms is prohibited. Violations can lead to profit removal, account resets or termination. Copy trading is allowed between your own FXIFY accounts and from FXIFY accounts to other accounts. To copy from an external account into a FXIFY account, FXIFY requires submission of the master account statement in HTML format beforehand, and copying from a third party is prohibited.
EA Allowed Expert Advisors are allowed on 1-Step FLASH and 2-Step PRO evaluation accounts provided they are customised to the trader, fully disclosed and not commercial grid, martingale, latency or arbitrage systems. EAs are not permitted on funded and instant accounts, where trading is expected to be manual or semi-manual under the firm’s risk rules. 1
KYC & Restrictions
KYC Required No No
KYC Stage Top One Trader applies standard KYC and AML checks. Traders must complete identity verification and, where required, provide proof of address or other documents before receiving funded accounts and before withdrawals are processed through Rise and other payment providers. KYC is required as part of FXIFY's AML/KYC compliance process before traders can fully access withdrawals/performance fees. If a trader cannot pass KYC, FXIFY's policy explains this impacts their ability to proceed under the program's compliance requirements.
Restricted Countries Afghanistan Albania Algeria Armenia Azerbaijan Crimea (Region of Ukraine) Cuba Iran Iraq Kazakhstan Kuwait Lebanon Libya Macedonia Morocco Pakistan Russia Somalia Sudan Syria Turkey Ukraine Vietnam United States Zimbabwe Iran Iraq North Korea Somalia Vietnam Burundi Central African Republic Ivory Coast Liberia Libya Sudan Cuba Syria Afghanistan Yemen Palestine Myanmar Nicaragua Congo Republic Crimea Democratic Republic of Congo Eritrea Guinea Guinea-Bissau Papua New Guinea South Sudan Vanuatu Venezuela Algeria Russia Kenya Ghana
Top One Trader FXIFY

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