FXIFY

Headquartered in Malaysia Founded in 2022
Updated December 30, 2025

FXIFY is a broker-backed prop firm (FXIFY Markets Ltd, licensed in Labuan, Malaysia) offering One Phase, Two Phase and Three Phase evaluations, an Instant Funding path, and a 7-day Lightning Challenge, with up to 90% performance splits, on-demand payouts on evaluation-funded accounts after the first funded trade, Instant Funding payouts every 14 days, optional static drawdown on 2- and 3-Phase, and a scaling plan that can grow accounts up to $4,000,000.

Max Allocation $4,000,000 Capital Profit Split 90% Payout structure Platforms FXIFY MT4MT4 FXIFY MT5MT5 FXIFY DXtradeDXtrade

Program Type & Scaling

• One Phase (1-step evaluation with a 10% profit target; 3% daily drawdown and 6% max drawdown)
• Two Phase (2-step evaluation; 4% daily drawdown and 10% max drawdown; optional static drawdown available)
• Three Phase (3-step evaluation with 5% profit targets per phase; optional static drawdown with 5% max drawdown)
• Lightning Challenge (fast-track evaluation with a 5% target to be completed in 7 days; up to $100k account sizes)
• Instant Funding (no evaluation; earn from day 1 with up to 90% performance split; account sizes up to $50k; payouts every 14 days)

Scaling Plan

FXIFY's scaling plan requires a trader to achieve a 10% return in the first 3 months with at least 2 of the 3 months being profitable to scale up by 25%. Subsequent scaling is assessed every 3 months; if the trader again achieves at least 10% with 2 out of 3 months profitable, the account balance doubles. Example from a $400k account: 3 months $500k, 6 months $1M, 9 months $2M, 12 months $4M.

Daily Loss Limit

Maximum Daily Loss

FXIFY's daily drawdown limits are program-specific. FXIFY provides examples showing One Phase uses a 3% daily drawdown, while Two Phase uses a 4% daily drawdown. Daily drawdown is monitored alongside max drawdown thresholds, and traders should plan withdrawals and risk so that intraday equity does not breach the daily limit.

Maximum Overall Loss

Maximum Overall Loss

FXIFY provides examples showing One Phase accounts use a 6% max drawdown and Two Phase accounts use a 10% max drawdown. For Three Phase, FXIFY describes a static drawdown option where max drawdown is set at 5% and remains static for the life of the account.

Drawdown Model

Drawdown Model

FXIFY supports both trailing-style drawdown mechanics and an optional static drawdown mode (notably for 2-Phase and 3-Phase). FXIFY also explains that on 1- and 2-Phase accounts, when a withdrawal is requested, the max drawdown “locks” at the starting balance, meaning profit withdrawals reduce the buffer created by gains and can increase breach risk if no buffer remains.

Leverage

Forex 50
Crypto 1

Broker

FXPIG (broker/execution partner referenced by FXIFY across its program pages and regional portals).

Commissions

Commissions

FXIFY offers both “Raw Spreads” and “All-In” style pricing. Public FXIFY materials describe standardized commissions on Raw Spreads accounts (commonly quoted as a per-lot round-turn), while All-In accounts embed costs into spreads with zero commission on key CFD groups such as FX and indices; instrument-specific commissions can still apply on products like stocks and crypto CFDs depending on the account type.

Tradable Assets

FX, Metals, Indices, Commodities, Stocks, Crypto

News & Event Trading

News trading rules are defined by FXIFY program terms and platform rules; traders should follow FXIFY's compliance guidance and avoid any prohibited behavior, especially around extreme volatility where drawdown breaches can occur quickly.

Payouts & Profit Split

Profit Split Start (%) 80%
Minimum Payout Amount No minimum payout restriction apply.
Payout Frequency

Payout Frequency

Instant Funding: FXIFY states Instant Funding accounts offer payouts every 14 days. Evaluation programs (1-Phase, 2-Phase, 3-Phase): FXIFY states the first payout is instant and on demand, processed right after the trader's first live trade in the funded account.

Payout Methods Crypto, Bank Transfer
Payment Methods Credit/Debit Card, Crypto

Evaluation & Account Rules

Challenges

FXIFY offers multiple routes to funding:

  • One Phase (1-Step): Conventional 1-step evaluation with a 10% profit target and the tighter 3% daily / 6% max drawdown model.
  • Two Phase (2-Step): Two-stage evaluation with a 4% daily drawdown and 10% max drawdown; FXIFY also offers an optional static drawdown mode for 2-Phase accounts.
  • Three Phase (3-Step): Three-stage evaluation where each phase targets 5% profit; traders can choose static drawdown (5% max drawdown) on 3-Phase accounts.
  • Lightning Challenge: A fast evaluation requiring a 5% profit target and completion of trading objectives in 7 days, designed for confident traders wanting speed.
  • Instant Funding: No evaluation; traders start funded immediately, earn from day 1 with up to 90% performance split, and follow the Instant Funding payout cycle.

Trading Permissions

Weekend Trades

FXIFY advertises the ability to hold positions over the weekend on supported programs/instruments, subject to market hours, symbol availability, and account objectives.

Copy Trading

Copy trading is allowed between your own FXIFY accounts and from FXIFY accounts to other accounts. To copy from an external account into a FXIFY account, FXIFY requires submission of the master account statement in HTML format beforehand, and copying from a third party is prohibited.

EA Allowed 1
Prohibited Strategies

Prohibited practices include copying from third parties, operating multiple profiles for the same trader, and any other behavior FXIFY deems non-compliant under its terms. FXIFY may also act against strategies that exploit execution or violate platform/broker integrity.

Other Details

Refund Policy (Code)

Refund Policy

FXIFY advertises a 100% refund on evaluation purchases under its refund policy marketing (commonly applied as a fee refund upon meeting the firm's payout/refund conditions in the funded stage). Traders should confirm the exact eligibility conditions in the checkout/terms applicable to their selected program and add-ons.

3 Percent Rule (Notes)

3 Percent Rule

FXIFY does not advertise a fixed per-trade “3% rule.” Risk is governed primarily through daily drawdown and maximum drawdown limits (for example, 3% daily / 6% max on One Phase and 4% daily / 10% max on Two Phase), alongside account-specific objectives and compliance checks.

Consistency Rule (Notes)

Consistency Rules

FXIFY markets its programs as having no consistency rules (i.e., no best-day or profit-distribution caps advertised as mandatory), focusing instead on meeting the core trading objectives and remaining within drawdown limits.

Indices Leverage Max 10
Metals Leverage Max 50
Days to First Payout 0
Payout Processing Time (Days) 0
Account Merge Allowed No
Max Accounts per Trader N/A
KYC Required No
KYC Stage

KYC is required as part of FXIFY's AML/KYC compliance process before traders can fully access withdrawals/performance fees. If a trader cannot pass KYC, FXIFY's policy explains this impacts their ability to proceed under the program's compliance requirements.

Restricted Countries United States, Zimbabwe, Iran, Iraq, North Korea, Somalia, Vietnam, Burundi, Central African Republic, Ivory Coast, Liberia, Libya, Sudan, Cuba, Syria, Afghanistan, Yemen, Palestine, Myanmar, Nicaragua, Congo Republic, Crimea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Papua New Guinea, South Sudan, Vanuatu, Venezuela, Algeria, Russia, Kenya, Ghana
Scaling Plan Availability No
Other Risk Rules

Other Risk Rules

FXIFY enforces a one-profile-per-trader policy. Copy trading is permitted between a trader's own FXIFY accounts and from FXIFY accounts to other accounts, but copying from a third party is prohibited. FXIFY also offers an optional Performance Protect add-on (purchased at checkout) designed to allow traders to request a payout of remaining gains based on the agreed performance split even after a drawdown breach, subject to the add-on terms.

Spread Quality

FXIFY markets broker-backed pricing with a choice between Raw spread and All-In spread structures. Real trading costs vary by instrument, session liquidity, and account type (Raw vs All-In), so traders should confirm live quotes inside their platform for the most accurate spread view.

Slippage Policy

Execution follows normal CFD market-execution conditions, meaning positive or negative slippage is possible during volatility, illiquidity, and around market events. FXIFY also monitors trading behavior and reserves the right to act on non-compliant activity and prohibited third-party copying.

Martingale Allowed No
Lot Size Limits

FXIFY does not publicly present a single universal lot cap across all platforms and instruments on its marketing pages. Practical position sizing is constrained by margin, symbol specifications, and drawdown limits; unusually large exposure that risks immediate drawdown breaches can lead to enforcement action.

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