PipFarm
PipFarm is operated by ECI Ventures Pte. Ltd. (Singapore) and provides simulated trading challenges on the cTrader platform. Traders who pass a Trading Challenge may be enrolled in PipFarm’s Remote Trader Program and earn a reward (profit share) based on Rank, starting at 70% and increasing up to 99%, with payouts processed automatically on a Friday schedule (monthly by default).
cTrader
Program Type & Scaling
• One-stage Trading Challenge (1-stage): 12% profit target; choose Static Max Loss (6%) or a Trailing Max Loss option; Max Daily Loss is 3% of the previous EOD balance; minimum 3 Trading Days to pass; 365-day time limit per stage
• Two-stage Trading Challenge (2-stage): 6% profit target in each stage; Static Max Loss is 9% of starting balance; Max Daily Loss is 3% of the previous EOD balance; minimum 3 Trading Days to pass; 365-day time limit per stage
• Modes: Classic (Trading Days), Endurance (Profitable Days), Consistency (Daily Consistency Score) with different minimum payout thresholds (3%/2%/1%) and scaling targets
• Instant Accounts: Instant Mode (Trailing) and Instant Static accounts with payout qualification that includes a 3% minimum profit and a 20% (or less) consistency score; Instant Static accounts use a 30-day trading period and are processed on the Friday following the completion of the 30-day period
Scaling Plan
PipFarm’s Remote Trader Program uses multiple funding tiers. Per PipFarm’s Terms, scaling can be triggered after the Profit Target is reached; positions are closed when the Profit Target is reached and a new Simulated Account is created with additional balance. PipFarm’s Challenge Mode comparison guide lists scaling targets by mode (e.g., Classic: 12% profit / 4 payouts; Endurance and Consistency: 12% cumulative profit).
Daily Loss Limit
Maximum Daily Loss
PipFarm’s Max Daily Loss rule is calculated as a percentage of the previous end-of-day (EOD) balance. By default, the daily loss limit is 3% of the previous EOD balance and is recalculated when the previous EOD balance changes. PipFarm states the EOD is calculated in the dashboard around 22:05 GMT (winter) or 21:05 GMT (US daylight savings). PipFarm also states traders may increase the daily loss limit to 4% after achieving Rank 4 in its Experience Programs.
Maximum Overall Loss
Maximum Overall Loss
PipFarm offers different maximum-loss models depending on program selection. For Static Max Loss, PipFarm states the one-stage program uses a 6% Static Max Loss of starting balance, while the two-stage program uses a 9% Static Max Loss of starting balance. For the one-stage program, PipFarm also offers a Trailing Maximum Loss option which tracks a high watermark (balance-based) and is 9% of the high watermark balance (10% if Rank 2 or higher).
Drawdown Model
Drawdown Model
PipFarm’s public rules describe multiple drawdown frameworks, including: (1) a Static Max Loss (fixed percentage of starting balance), (2) a balance-based Trailing Max Loss (tracks the high watermark of account balance), and (3) an equity-based trailing max drawdown rule (high-watermark equity-based), as described in PipFarm’s Terms.
Leverage
| Forex | 30 |
| Crypto | 10 |
Broker
PipFarm states it does not provide a brokerage trading account; all orders are executed in a simulated environment using third-party market data. The trading platform is cTrader (Spotware Systems Ltd.).
Commissions
Commissions
PipFarm states its challenges and funded accounts apply $6 per lot commissions with raw spreads. In its Leverage & Commission guide, PipFarm lists $6 commission (per lot) on Forex and Metals, and $0 commissions on Indices, Crypto, and Oil.
Tradable Assets
Forex, Metals, Energy, Indices, Crypto
News & Event Trading
PipFarm’s marketing materials state it allows news trading and that it does not dictate how users should trade. PipFarm’s Terms also prohibit exploitative trading strategies (including “news straddling”).
Payouts & Profit Split
| Profit Split Start (%) | 70% |
| Minimum Payout Amount | $50 |
| Payout Frequency | Payout FrequencyBy default, PipFarm schedules and processes payouts automatically on the first Friday of each month. Optional payout-frequency add-ons are available: Bi-weekly (1st and 3rd Friday of each month, +10%) and Weekly (every Friday, +25%). |
| Payout Methods | Rise, Skrill, USDT, USDC |
| Payment Methods | PipFarm’s Terms state it accepts payment through various methods (including credit cards, e-wallets, and cryptocurrencies), though availability may vary by user and time. |
Evaluation & Account Rules
| Challenges | PipFarm provides simulated Trading Challenges on cTrader. To pass a Trading Challenge, you must reach the Profit Target without breaking any rules and complete a minimum of three Trading Days. PipFarm sells one-stage and two-stage challenges and offers Classic, Endurance and Consistency Modes (each Mode uses a different Sustainability Standard). Challenge stages have up to 365 days each, and accounts are considered inactive if no closing orders are executed for 28 consecutive days. |
Trading Permissions
| Copy Trading | PipFarm’s Terms list copy-trading/managed-account services (e.g., MQL5 or ZuluTrade) as prohibited trading practices, and also prohibit trading on behalf of others or having others trade on your behalf. |
| EA Allowed | PipFarm’s Terms prohibit using a commercial trading robot purchased from a third party without any adjustment to strategy. |
| Prohibited Strategies | Per PipFarm’s Terms, prohibited practices include (non-exhaustive): high-frequency trading, news straddling, latency arbitrage, triangular arbitrage, pooling/hedging risk across multiple accounts (including in similar services), aggregating the activities of multiple individuals under a single account, trading on behalf of others, using copy-trading/managed-account services (e.g., MQL5/ZuluTrade), using third parties to pass challenges, and manipulating Profitable Day and Consistency requirements by closing and reopening positions to exploit program rules. PipFarm also introduced a “90% Profit Rule” stating that no single trade can account for more than 90% of total profits for a challenge pass and for each payout. |
Other Details
| Refund Policy (Code) | Refund PolicyPipFarm’s Terms state Trading Challenges are non-refundable except under limited conditions. A refund is available if the user cancels within 5 calendar days of purchase and before starting the challenge (a challenge is considered started when one or more orders—pending or completed—are opened). PipFarm also states a user may be eligible for a refund if ID verification is not approved (subject to conditions). PipFarm states it does not provide refunds after 5 calendar days have passed or once a challenge has started. |
| 3 Percent Rule (Notes) | 3 Percent RulePipFarm does not advertise a universal “3% per-trade” rule. Risk controls are enforced through account-level rules such as the Max Daily Loss (default 3% of the previous EOD balance) and the selected max-loss model (Static Max Loss or Trailing Max Loss). |
| Consistency Rule (Notes) | Consistency RulesPipFarm’s Sustainability Standard varies by Mode: Classic uses Trading Days, Endurance uses Profitable Days, and Consistency uses a Daily Consistency Score. Minimum payout thresholds (before profit share) are listed as 3% (Classic), 2% (Endurance), and 1% (Consistency). For payout eligibility, PipFarm lists Endurance Mode as requiring 3 Profitable Days since the previous payout, Classic Mode as requiring 3 Trading Days since the previous payout, and Consistency Mode as requiring a Consistency Score below 30% (1-stage) or below 40% (2-stage), depending on stage. PipFarm also introduced a “90% Profit Rule” stating that no single trade can account for more than 90% of total profits for a challenge pass and for each payout. |
| Indices Leverage Max | 20 |
| Metals Leverage Max | 20 |
| Days to First Payout | 0 |
| Payout Processing Time (Days) | Payout ProcessingPipFarm states payouts are processed automatically at 06:00 GMT on the eligible Friday and completed by 23:59 GMT the same day, provided requirements are met and there are no open positions. PipFarm’s Terms also describe a $1,000 compensation policy if a scheduled payout is missed due to internal company error (subject to conditions), and note payouts may be suspended or delayed for investigation or verification requirements. |
| Account Merge Allowed | No |
| Max Accounts per Trader | PipFarm limits maximum allocation. It states the maximum initial funding across funded accounts is 300,000 (USD/GBP/EUR) and that a trader may manage up to 5 funded accounts as long as the total initial funding does not exceed 300,000. PipFarm also states Instant allocation is separate, with up to 3 Instant Accounts at a time and up to 300,000 Instant allocation. Challenges are not subject to maximum allocation limits. PipFarm also generally does not allow more than one person from each household or family to participate (exceptions may be reviewed). |
| KYC Required | No |
| KYC Stage | PipFarm’s Terms state that to participate in the Remote Trader Program, the user must pass an ID verification process after passing a Trading Challenge for the first time. PipFarm states verification is completed via ComplyCube or Veriff and may require an identity document, a selfie, and (in some cases) proof of address, questionnaires, or a video call. |
| Restricted Countries | Afghanistan, Central African Republic, Congo (Republic of the Congo), Crimea, Democratic Republic of Congo, Iran, Libya, North Korea, Somalia, South Sudan, Sudan, Syria, Yemen |
| Scaling Plan Availability | No |
| Other Risk Rules | Other Risk RulesKey published controls include: a 28-day inactivity requirement (accounts are considered inactive if no closing orders are executed for 28 consecutive days) and a 365-day time limit to reach the profit target in a challenge stage; maximum allocation limits (maximum initial funding of 300,000 total across funded accounts, with up to 5 funded accounts; Instant allocation is separate with up to 3 Instant accounts and up to 300,000 Instant allocation); and a one-household participation restriction. PipFarm’s payout rules include paying out only one funded account per payout cycle and requiring no open positions at payout processing time. PipFarm also documents payout caps for weekly payout add-ons (5,000 gross unless a consistency-score condition is met) and a 5,000 hard cap for Instant accounts. PipFarm’s Terms list prohibited practices such as high-frequency trading, arbitrage, news straddling, account sharing, third-party passing services, and copy-trading/managed-account services. |
| Spread Quality | PipFarm markets “raw spreads from 0.0 pips” (spreads vary with market conditions) and pairs this with its published per-lot commissions. |
| Slippage Policy | PipFarm states all trading is conducted in a simulated environment using third-party market data and that it does not provide brokerage trading accounts; simulated performance results do not represent actual trading. |
| Martingale Allowed | Yes. PipFarm’s “Join PipFarm Today” landing page states it allows martingale strategies. |
| Lot Size Limits | PipFarm states it does not have any max lot restrictions. |
How does it stack up?
Compare PipFarm against other top rated firms.
Frequently Asked Questions
What trading strategies are allowed or restricted at PipFarm, including EAs, news trading, weekend trading, and copy trading?
PipFarm’s Terms prohibit using a commercial trading robot purchased from a third party without any adjustment to strategy.
Is News Trading allowed at PipFarm?
PipFarm’s marketing materials state it allows news trading and that it does not dictate how users should trade. PipFarm’s Terms also prohibit exploitative trading strategies (including “news straddling”).
Can PipFarm traders hold Weekend Trades?
Is Copy Trading allowed at PipFarm?
PipFarm’s Terms list copy-trading/managed-account services (e.g., MQL5 or ZuluTrade) as prohibited trading practices, and also prohibit trading on behalf of others or having others trade on your behalf.
What are some main Prohibited Strategies at PipFarm?
Per PipFarm’s Terms, prohibited practices include (non-exhaustive): high-frequency trading, news straddling, latency arbitrage, triangular arbitrage, pooling/hedging risk across multiple accounts (including in similar services), aggregating the activities of multiple individuals under a single account, trading on behalf of others, using copy-trading/managed-account services (e.g., MQL5/ZuluTrade), using third parties to pass challenges, and manipulating Profitable Day and Consistency requirements by closing and reopening positions to exploit program rules. PipFarm also introduced a “90% Profit Rule” stating that no single trade can account for more than 90% of total profits for a challenge pass and for each payout.
The complete list of permitted and restricted trading strategies, including EA policies and news trading rules, is on PipFarm official website.
Which payment methods does PipFarm offer, and what is the refund policy?
PipFarm’s Terms state it accepts payment through various methods (including credit cards, e-wallets, and cryptocurrencies), though availability may vary by user and time.
Refund Policy
PipFarm’s Terms state Trading Challenges are non-refundable except under limited conditions. A refund is available if the user cancels within 5 calendar days of purchase and before starting the challenge (a challenge is considered started when one or more orders—pending or completed—are opened). PipFarm also states a user may be eligible for a refund if ID verification is not approved (subject to conditions). PipFarm states it does not provide refunds after 5 calendar days have passed or once a challenge has started.
Accepted payment methods, refund eligibility criteria, and processing times are detailed on PipFarm official website.
What should traders know about payouts at PipFarm, including minimum amount, payout schedule, and payout methods?
Days to First Payout: 0:
Payout Processing Time (Days):
Payout Processing
PipFarm states payouts are processed automatically at 06:00 GMT on the eligible Friday and completed by 23:59 GMT the same day, provided requirements are met and there are no open positions. PipFarm’s Terms also describe a $1,000 compensation policy if a scheduled payout is missed due to internal company error (subject to conditions), and note payouts may be suspended or delayed for investigation or verification requirements.
Payout Frequency:
Payout Frequency
By default, PipFarm schedules and processes payouts automatically on the first Friday of each month. Optional payout-frequency add-ons are available: Bi-weekly (1st and 3rd Friday of each month, +10%) and Weekly (every Friday, +25%).
Payout Methods:Rise, Skrill, USDT, USDC
More information on withdrawal minimums, processing duration, and payout schedules is on PipFarm official website.
What is the highest profit split percentage available at PipFarm?
See the complete profit split structure and scaling milestones at PipFarm official website.
What asset classes does PipFarm support for trading?
Forex, Metals, Energy, Indices, Crypto
Maximum leverage per market:
Forex: 30
Indices: 20
Metals:
Cryptocurrencies: 10
See all available markets, symbols, and asset specifications at PipFarm official website.
What are the maximum leverage limits at PipFarm across forex, indices, metals, and cryptocurrencies?
FX leverage: 30
Indices leverage: 20
Metals leverage:
Crypto leverage: 10
For the complete leverage schedule across forex, indices, metals, and crypto, see PipFarm official website.
Which trading platforms does PipFarm offer, and which broker executes the trades?
See which platforms support which account types at PipFarm official website.
How are spreads, commissions, and slippage managed at PipFarm?
PipFarm markets “raw spreads from 0.0 pips” (spreads vary with market conditions) and pairs this with its published per-lot commissions.
PipFarm states all trading is conducted in a simulated environment using third-party market data and that it does not provide brokerage trading accounts; simulated performance results do not represent actual trading.
Commissions
PipFarm states its challenges and funded accounts apply $6 per lot commissions with raw spreads. In its Leverage & Commission guide, PipFarm lists $6 commission (per lot) on Forex and Metals, and $0 commissions on Indices, Crypto, and Oil.
Live spread data, commission schedules, and execution statistics are published on PipFarm official website.
Does PipFarm prohibit certain trading strategies, permit martingale systems, or impose lot size limits?
No
Prohibited Strategies
Per PipFarm’s Terms, prohibited practices include (non-exhaustive): high-frequency trading, news straddling, latency arbitrage, triangular arbitrage, pooling/hedging risk across multiple accounts (including in similar services), aggregating the activities of multiple individuals under a single account, trading on behalf of others, using copy-trading/managed-account services (e.g., MQL5/ZuluTrade), using third parties to pass challenges, and manipulating Profitable Day and Consistency requirements by closing and reopening positions to exploit program rules. PipFarm also introduced a “90% Profit Rule” stating that no single trade can account for more than 90% of total profits for a challenge pass and for each payout.
Lot Size Limits:
PipFarm states it does not have any max lot restrictions.
The complete list of allowed and prohibited trading strategies is available on PipFarm official website.
Does PipFarm use a specific drawdown type for funded accounts?
Drawdown Model
PipFarm’s public rules describe multiple drawdown frameworks, including: (1) a Static Max Loss (fixed percentage of starting balance), (2) a balance-based Trailing Max Loss (tracks the high watermark of account balance), and (3) an equity-based trailing max drawdown rule (high-watermark equity-based), as described in PipFarm’s Terms.
For detailed drawdown calculations, reset rules, and worked examples, see PipFarm official website.
Does PipFarm apply any consistency or risk-based trading rules?
3 Percent Rule
PipFarm does not advertise a universal “3% per-trade” rule. Risk controls are enforced through account-level rules such as the Max Daily Loss (default 3% of the previous EOD balance) and the selected max-loss model (Static Max Loss or Trailing Max Loss).
Consistency Rules
PipFarm’s Sustainability Standard varies by Mode: Classic uses Trading Days, Endurance uses Profitable Days, and Consistency uses a Daily Consistency Score. Minimum payout thresholds (before profit share) are listed as 3% (Classic), 2% (Endurance), and 1% (Consistency). For payout eligibility, PipFarm lists Endurance Mode as requiring 3 Profitable Days since the previous payout, Classic Mode as requiring 3 Trading Days since the previous payout, and Consistency Mode as requiring a Consistency Score below 30% (1-stage) or below 40% (2-stage), depending on stage. PipFarm also introduced a “90% Profit Rule” stating that no single trade can account for more than 90% of total profits for a challenge pass and for each payout.
Other Risk Rules
Key published controls include: a 28-day inactivity requirement (accounts are considered inactive if no closing orders are executed for 28 consecutive days) and a 365-day time limit to reach the profit target in a challenge stage; maximum allocation limits (maximum initial funding of 300,000 total across funded accounts, with up to 5 funded accounts; Instant allocation is separate with up to 3 Instant accounts and up to 300,000 Instant allocation); and a one-household participation restriction. PipFarm’s payout rules include paying out only one funded account per payout cycle and requiring no open positions at payout processing time. PipFarm also documents payout caps for weekly payout add-ons (5,000 gross unless a consistency-score condition is met) and a 5,000 hard cap for Instant accounts. PipFarm’s Terms list prohibited practices such as high-frequency trading, arbitrage, news straddling, account sharing, third-party passing services, and copy-trading/managed-account services.
The full risk management rulebook including daily loss calculations and consistency requirements is on PipFarm official website.
Which evaluation or funding programs are available at PipFarm?
• One-stage Trading Challenge (1-stage): 12% profit target; choose Static Max Loss (6%) or a Trailing Max Loss option; Max Daily Loss is 3% of the previous EOD balance; minimum 3 Trading Days to pass; 365-day time limit per stage
• Two-stage Trading Challenge (2-stage): 6% profit target in each stage; Static Max Loss is 9% of starting balance; Max Daily Loss is 3% of the previous EOD balance; minimum 3 Trading Days to pass; 365-day time limit per stage
• Modes: Classic (Trading Days), Endurance (Profitable Days), Consistency (Daily Consistency Score) with different minimum payout thresholds (3%/2%/1%) and scaling targets
• Instant Accounts: Instant Mode (Trailing) and Instant Static accounts with payout qualification that includes a 3% minimum profit and a 20% (or less) consistency score; Instant Static accounts use a 30-day trading period and are processed on the Friday following the completion of the 30-day period
Detailed program specifications and eligibility criteria are on PipFarm official website.
How do the challenges work at PipFarm for traders seeking funding?
PipFarm provides simulated Trading Challenges on cTrader. To pass a Trading Challenge, you must reach the Profit Target without breaking any rules and complete a minimum of three Trading Days. PipFarm sells one-stage and two-stage challenges and offers Classic, Endurance and Consistency Modes (each Mode uses a different Sustainability Standard). Challenge stages have up to 365 days each, and accounts are considered inactive if no closing orders are executed for 28 consecutive days.
See the complete evaluation structure and pass rates at PipFarm official website.
How much maximum funding can traders receive from PipFarm, and does the firm provide a scaling plan?
Scaling plan availability: No
PipFarm’s Remote Trader Program uses multiple funding tiers. Per PipFarm’s Terms, scaling can be triggered after the Profit Target is reached; positions are closed when the Profit Target is reached and a new Simulated Account is created with additional balance. PipFarm’s Challenge Mode comparison guide lists scaling targets by mode (e.g., Classic: 12% profit / 4 payouts; Endurance and Consistency: 12% cumulative profit).
For the full range of account sizes and how scaling works, see PipFarm official website.
What is PipFarm's Trustpilot rating and total review count right now?
See what traders are saying about their experience at PipFarm official website.
Which evaluation models does PipFarm offer?
• Two-stage Trading Challenge (2-stage): 6% profit target in each stage; Static Max Loss is 9% of starting balance; Max Daily Loss is 3% of the previous EOD balance; minimum 3 Trading Days to pass; 365-day time limit per stage
• Modes: Classic (Trading Days), Endurance (Profitable Days), Consistency (Daily Consistency Score) with different minimum payout thresholds (3%/2%/1%) and scaling targets
• Instant Accounts: Instant Mode (Trailing) and Instant Static accounts with payout qualification that includes a 3% minimum profit and a 20% (or less) consistency score; Instant Static accounts use a 30-day trading period and are processed on the Friday following the completion of the 30-day period
See the full breakdown of each program including targets and rules at PipFarm official website.
How does PipFarm handle multiple accounts, account merging, and lot size limits for traders?
PipFarm limits maximum allocation. It states the maximum initial funding across funded accounts is 300,000 (USD/GBP/EUR) and that a trader may manage up to 5 funded accounts as long as the total initial funding does not exceed 300,000. PipFarm also states Instant allocation is separate, with up to 3 Instant Accounts at a time and up to 300,000 Instant allocation. Challenges are not subject to maximum allocation limits. PipFarm also generally does not allow more than one person from each household or family to participate (exceptions may be reviewed).
Is Account Merge Allowed at PipFarm?
No
What are Lot Size Limits at PipFarm?
PipFarm states it does not have any max lot restrictions.
For the latest account limits, merging rules, and scaling options, see PipFarm official website.
What are the KYC requirements at PipFarm, and at what stage is verification completed?
No
At what stage traders must go through identity verification at PipFarm?
PipFarm’s Terms state that to participate in the Remote Trader Program, the user must pass an ID verification process after passing a Trading Challenge for the first time. PipFarm states verification is completed via ComplyCube or Veriff and may require an identity document, a selfie, and (in some cases) proof of address, questionnaires, or a video call.
Full details on the identity verification process and required documents are available on PipFarm official website.
What countries are not supported by PipFarm?
Afghanistan, Central African Republic, Congo (Republic of the Congo), Crimea, Democratic Republic of Congo, Iran, Libya, North Korea, Somalia, South Sudan, Sudan, Syria, Yemen
For the most current list of accepted and restricted countries, check PipFarm official website as eligibility can change based on regulatory updates.
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