PipFarm

Payout Frequency

By default, PipFarm schedules and processes payouts automatically on the first Friday of each month. Optional payout-frequency add-ons are available: Bi-weekly (1st and 3rd Friday of each month, +10%) and Weekly (every Friday, +25%).

PipFarm’s Terms state it accepts payment through various methods (including credit cards, e-wallets, and cryptocurrencies), though availability may vary by user and time.

PipFarm provides simulated Trading Challenges on cTrader. To pass a Trading Challenge, you must reach the Profit Target without breaking any rules and complete a minimum of three Trading Days. PipFarm sells one-stage and two-stage challenges and offers Classic, Endurance and Consistency Modes (each Mode uses a different Sustainability Standard). Challenge stages have up to 365 days each, and accounts are considered inactive if no closing orders are executed for 28 consecutive days.

PipFarm’s Terms list copy-trading/managed-account services (e.g., MQL5 or ZuluTrade) as prohibited trading practices, and also prohibit trading on behalf of others or having others trade on your behalf.

PipFarm’s Terms prohibit using a commercial trading robot purchased from a third party without any adjustment to strategy.

Per PipFarm’s Terms, prohibited practices include (non-exhaustive): high-frequency trading, news straddling, latency arbitrage, triangular arbitrage, pooling/hedging risk across multiple accounts (including in similar services), aggregating the activities of multiple individuals under a single account, trading on behalf of others, using copy-trading/managed-account services (e.g., MQL5/ZuluTrade), using third parties to pass challenges, and manipulating Profitable Day and Consistency requirements by closing and reopening positions to exploit program rules. PipFarm also introduced a “90% Profit Rule” stating that no single trade can account for more than 90% of total profits for a challenge pass and for each payout.

Refund Policy

PipFarm’s Terms state Trading Challenges are non-refundable except under limited conditions. A refund is available if the user cancels within 5 calendar days of purchase and before starting the challenge (a challenge is considered started when one or more orders—pending or completed—are opened). PipFarm also states a user may be eligible for a refund if ID verification is not approved (subject to conditions). PipFarm states it does not provide refunds after 5 calendar days have passed or once a challenge has started.

3 Percent Rule

PipFarm does not advertise a universal “3% per-trade” rule. Risk controls are enforced through account-level rules such as the Max Daily Loss (default 3% of the previous EOD balance) and the selected max-loss model (Static Max Loss or Trailing Max Loss).

Consistency Rules

PipFarm’s Sustainability Standard varies by Mode: Classic uses Trading Days, Endurance uses Profitable Days, and Consistency uses a Daily Consistency Score. Minimum payout thresholds (before profit share) are listed as 3% (Classic), 2% (Endurance), and 1% (Consistency). For payout eligibility, PipFarm lists Endurance Mode as requiring 3 Profitable Days since the previous payout, Classic Mode as requiring 3 Trading Days since the previous payout, and Consistency Mode as requiring a Consistency Score below 30% (1-stage) or below 40% (2-stage), depending on stage. PipFarm also introduced a “90% Profit Rule” stating that no single trade can account for more than 90% of total profits for a challenge pass and for each payout.

Payout Processing

PipFarm states payouts are processed automatically at 06:00 GMT on the eligible Friday and completed by 23:59 GMT the same day, provided requirements are met and there are no open positions. PipFarm’s Terms also describe a $1,000 compensation policy if a scheduled payout is missed due to internal company error (subject to conditions), and note payouts may be suspended or delayed for investigation or verification requirements.

PipFarm limits maximum allocation. It states the maximum initial funding across funded accounts is 300,000 (USD/GBP/EUR) and that a trader may manage up to 5 funded accounts as long as the total initial funding does not exceed 300,000. PipFarm also states Instant allocation is separate, with up to 3 Instant Accounts at a time and up to 300,000 Instant allocation. Challenges are not subject to maximum allocation limits. PipFarm also generally does not allow more than one person from each household or family to participate (exceptions may be reviewed).

PipFarm’s Terms state that to participate in the Remote Trader Program, the user must pass an ID verification process after passing a Trading Challenge for the first time. PipFarm states verification is completed via ComplyCube or Veriff and may require an identity document, a selfie, and (in some cases) proof of address, questionnaires, or a video call.

Other Risk Rules

Key published controls include: a 28-day inactivity requirement (accounts are considered inactive if no closing orders are executed for 28 consecutive days) and a 365-day time limit to reach the profit target in a challenge stage; maximum allocation limits (maximum initial funding of 300,000 total across funded accounts, with up to 5 funded accounts; Instant allocation is separate with up to 3 Instant accounts and up to 300,000 Instant allocation); and a one-household participation restriction. PipFarm’s payout rules include paying out only one funded account per payout cycle and requiring no open positions at payout processing time. PipFarm also documents payout caps for weekly payout add-ons (5,000 gross unless a consistency-score condition is met) and a 5,000 hard cap for Instant accounts. PipFarm’s Terms list prohibited practices such as high-frequency trading, arbitrage, news straddling, account sharing, third-party passing services, and copy-trading/managed-account services.

PipFarm markets “raw spreads from 0.0 pips” (spreads vary with market conditions) and pairs this with its published per-lot commissions.

PipFarm states all trading is conducted in a simulated environment using third-party market data and that it does not provide brokerage trading accounts; simulated performance results do not represent actual trading.

Yes. PipFarm’s “Join PipFarm Today” landing page states it allows martingale strategies.

PipFarm states it does not have any max lot restrictions.