Does PipFarm apply any consistency or risk-based trading rules?

💡 Answer

3 Percent Rule

PipFarm does not advertise a universal “3% per-trade” rule. Risk controls are enforced through account-level rules such as the Max Daily Loss (default 3% of the previous EOD balance) and the selected max-loss model (Static Max Loss or Trailing Max Loss).


Consistency Rules

PipFarm’s Sustainability Standard varies by Mode: Classic uses Trading Days, Endurance uses Profitable Days, and Consistency uses a Daily Consistency Score. Minimum payout thresholds (before profit share) are listed as 3% (Classic), 2% (Endurance), and 1% (Consistency). For payout eligibility, PipFarm lists Endurance Mode as requiring 3 Profitable Days since the previous payout, Classic Mode as requiring 3 Trading Days since the previous payout, and Consistency Mode as requiring a Consistency Score below 30% (1-stage) or below 40% (2-stage), depending on stage. PipFarm also introduced a “90% Profit Rule” stating that no single trade can account for more than 90% of total profits for a challenge pass and for each payout.


Other Risk Rules

Key published controls include: a 28-day inactivity requirement (accounts are considered inactive if no closing orders are executed for 28 consecutive days) and a 365-day time limit to reach the profit target in a challenge stage; maximum allocation limits (maximum initial funding of 300,000 total across funded accounts, with up to 5 funded accounts; Instant allocation is separate with up to 3 Instant accounts and up to 300,000 Instant allocation); and a one-household participation restriction. PipFarm’s payout rules include paying out only one funded account per payout cycle and requiring no open positions at payout processing time. PipFarm also documents payout caps for weekly payout add-ons (5,000 gross unless a consistency-score condition is met) and a 5,000 hard cap for Instant accounts. PipFarm’s Terms list prohibited practices such as high-frequency trading, arbitrage, news straddling, account sharing, third-party passing services, and copy-trading/managed-account services.

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PipFarm vs OneFunded vs Crypto Fund Trader - Prop Firm Comparison (March 2026)

Side-by-side comparison of PipFarm vs OneFunded vs Crypto Fund Trader. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated March 2026.

PipFarm vs OneFunded vs Crypto Fund Trader - Prop Firm Comparison (March 2026)
PipFarm
PipFarm is operated by ECI Ventures Pte. Ltd. (Singapore) and provides simulated trading challenges on the cTrader platform. Traders who pass a Trading Challenge may be enrolled in PipFarm’s Remote Trader Program and earn a reward (profit share) based on...
OneFunded
OneFunded is a UK‑based proprietary trading firm launched in 2024 under Brynex Tech Limited. It offers evaluation‑based simulated trading accounts with unlimited time to pass; the main programs are the 1‑Step Challenge, 2‑Step Challenge and 1F Limited challenge. Traders work on the...
Crypto Fund Trader
Crypto Fund Trader (CFT) is a Switzerland-based crypto-first evaluation firm operated via SWISS RLCRATES AG that offers 1-phase, 2-phase, Instant and Ascend models with no time limits on standard challenges, trading via MT5, Match Trader and Bybit, simulated allocations up...
Overview
Trustpilot Rating 4 4.4 4.4
Trustpilot Reviews 351 185 1,106
Headquarters Singapore United Kingdom Switzerland
Age (Years) 3 2 5
Max Funding $300,000 $200,000 $300,000
Profit Split Start 70% 80% 80%
Profit Split Max 99% 90% 90%
Platforms cTrader TradeLocker cTrader MT5 Match-Trader Bybit
Assets Forex Metals Energy Indices Crypto Forex indices commodities (metals & energies) cryptocurrencies Crypto Forex Indices Commodities Stocks
Leverage
FX Leverage 30 100 100
Metals Leverage 20 30 100
Crypto Leverage 10 2 100
Risk & Drawdown Rules
Max Daily Loss Maximum Daily LossPipFarm’s Max Daily Loss rule is calculated as a percentage of the previous end-of-day (EOD) balance. By default, the daily loss limit is 3% of the previous EOD balance and is recalculated when the previous EOD balance changes. PipFarm states the EOD is calculated in the dashboard around 22:05 GMT (winter) or 21:05 GMT (US daylight savings). PipFarm also states traders may increase the daily loss limit to 4% after achieving Rank 4 in its Experience Programs. 4–5 Maximum Daily LossCrypto Fund Trader calculates daily drawdown based on equity. For standard evaluations, the daily maximum loss is measured from the starting balance at 12:05 AM UTC. CFT lists the default daily limits as 5% on 2-phase evaluations and 4% on 1-phase evaluations.Add-ons may modify certain limits (for example, a 2-phase add-on that increases daily drawdown to 6%). Ascend also adds a specific news window risk constraint (see “News Trading”).
Max Total Loss Maximum Overall LossPipFarm offers different maximum-loss models depending on program selection. For Static Max Loss, PipFarm states the one-stage program uses a 6% Static Max Loss of starting balance, while the two-stage program uses a 9% Static Max Loss of starting balance. For the one-stage program, PipFarm also offers a Trailing Maximum Loss option which tracks a high watermark (balance-based) and is 9% of the high watermark balance (10% if Rank 2 or higher). 6–11 Maximum Overall LossCFT’s standard evaluation structures use different overall loss models:2-Phase: maximum loss is typically fixed at 10% of initial balance.1-Phase: a 6% trailing drawdown applies (equity-based), and once the account exceeds +6% profit, the trailing line locks at the initial balance instead of continuing to trail upward.3-Phase (if selected): CFT states a 5% fixed maximum loss with a 5% daily max loss.Add-ons may increase max loss limits (e.g., a 2-phase add-on raising max loss to 12%).
Drawdown Type Drawdown ModelPipFarm’s public rules describe multiple drawdown frameworks, including: (1) a Static Max Loss (fixed percentage of starting balance), (2) a balance-based Trailing Max Loss (tracks the high watermark of account balance), and (3) an equity-based trailing max drawdown rule (high-watermark equity-based), as described in PipFarm’s Terms. Fixed (daily 4–5 % and overall 6–11 % of starting balance) Drawdown ModelCrypto Fund Trader’s drawdown enforcement is primarily equity-based. The daily loss limit resets using the account’s starting balance at 12:05 AM UTC. For overall drawdown, CFT uses static/fixed overall loss on 2-phase challenges (e.g., 10% of initial) and a trailing model on 1-phase challenges (6% trailing that later locks at the initial balance after +6% gain).Accounts that breach max daily, max overall, or trailing drawdown are deactivated and the trader is notified by email.
Payouts
Payout Frequency Payout FrequencyBy default, PipFarm schedules and processes payouts automatically on the first Friday of each month. Optional payout-frequency add-ons are available: Bi-weekly (1st and 3rd Friday of each month, +10%) and Weekly (every Friday, +25%). Payouts can be requested every 14 days in the funded stage (or weekly with an add‑on). Bi‑weekly and weekly cycles provide up to a 90 % profit split. Payout FrequencyIn the final-stage simulation, scholarship requests can be made after at least 15 trading days, or alternatively every 30 calendar days (if rules were not violated). Certain program variants (e.g., 3-phase rules) note a first request possible after 5 trading days, and an add-on may allow eligibility after 7 active trading days.For Instant accounts, CFT also supports a scale milestone: once the account reaches +10% profit, traders can request a “Withdrawal & Update” to both withdraw and double the account size.
Days to First Payout 0 14 15
Payout Processing Time Payout ProcessingPipFarm states payouts are processed automatically at 06:00 GMT on the eligible Friday and completed by 23:59 GMT the same day, provided requirements are met and there are no open positions. PipFarm’s Terms also describe a $1,000 compensation policy if a scheduled payout is missed due to internal company error (subject to conditions), and note payouts may be suspended or delayed for investigation or verification requirements. 2 Payout ProcessingCFT states that once a scholarship is requested, its team verifies the information and sends payment within 48 business hours. After the payment is sent, CFT states the user receives the scholarship in no more than 24 hours (timing depends on the payment rail).
Payout Methods Rise Skrill USDT USDC USDT TRC20 Bank transfer Bank Transfer (EUR USD) Crypto (USDT ERC20 USDT TRC20 BTC ETH)
Payments
Payment Methods PipFarm’s Terms state it accepts payment through various methods (including credit cards e-wallets and cryptocurrencies) though availability may vary by user and time. Credit/debit card (Visa Mastercard) Google Pay Apple Pay Crypto (USDT TRC20) Bank transfer Credit/Debit Card Crypto (11 supported currencies)
Trading Permissions
News Trading PipFarm’s marketing materials state it allows news trading and that it does not dictate how users should trade. PipFarm’s Terms also prohibit exploitative trading strategies (including “news straddling”). News trading is allowed in both evaluation and funded stages. A high‑impact news window (5 minutes before and after the event) requires careful risk management; trades may be opened, modified or closed but abusing volatility may result in warnings or termination. News trading is allowed on CFT evaluations according to its FAQ. For Ascend evaluations, CFT adds a news-window constraint: within 2 minutes before and after high-impact news or market opening, accounts must not open/add positions or raise maximum theoretical loss above 2% of initial balance.
Weekend Trades N/A Overnight and weekend positions are allowed across all stages. Swap/rollover fees apply where relevant. Weekend/overnight holding is generally allowed (CFT states it accepts swing trading strategies and keeping trades open over the weekend). Market availability still follows instrument schedules: crypto trades 24/7 while forex is typically Monday–Friday and other CFDs follow their own market hours.
Copy Trading PipFarm’s Terms list copy-trading/managed-account services (e.g., MQL5 or ZuluTrade) as prohibited trading practices, and also prohibit trading on behalf of others or having others trade on your behalf. Copy trading is permitted only between your own OneFunded accounts. Coordinated copy trading with other traders or social copy services is prohibited. CFT does not present a simple “copy trading allowed” rule in its public FAQ. However, it explicitly restricts multi-account coordination through rules such as the reverse trading/hedging constraints, and it states that copy trading between Ascend accounts is prohibited (including coordinated or mirrored behaviour that cannot be attributed to chance).
EA Allowed PipFarm’s Terms prohibit using a commercial trading robot purchased from a third party without any adjustment to strategy. Expert Advisors (EAs) and automated strategies are allowed, but traders must request approval via the support desk and provide details of the EA’s logic. Automation is partially supported: CFT lists categories of prohibited EA types (notably HFT, tick scalping, arbitrage and demo-environment exploitation). EAs that do not fall into these categories are not explicitly banned in the FAQ, but traders remain responsible for ensuring automation complies with all rules.
KYC & Restrictions
KYC Required No No No
KYC Stage PipFarm’s Terms state that to participate in the Remote Trader Program, the user must pass an ID verification process after passing a Trading Challenge for the first time. PipFarm states verification is completed via ComplyCube or Veriff and may require an identity document, a selfie, and (in some cases) proof of address, questionnaires, or a video call. KYC/AML verification is required after completing the evaluation and before receiving funded account credentials and payouts. Traders must submit proof of identity, proof of address and a selfie. KYC is required as part of the scholarship/withdrawal workflow. After a scholarship request is submitted in the dashboard, CFT states the trader receives a contract to sign and a KYC to complete before funds are sent. (Bybit evaluations may additionally be subject to Bybit’s own KYC rules, which are the trader’s responsibility.)
Restricted Countries Afghanistan Central African Republic Congo (Republic of the Congo) Crimea Democratic Republic of Congo Iran Libya North Korea Somalia South Sudan Sudan Syria Yemen Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea‑Bissau Iran Iraq ISIL (Da’esh) Lebanon Libya Mali North Korea Russia (including Crimea/Donetsk/Luhansk) Somalia South Sudan Sudan Syria Taliban Yemen Zimbabwe N/A

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