Crypto Fund Trader
Crypto Fund Trader (CFT) is a Switzerland-based crypto-first evaluation firm operated via SWISS RLCRATES AG that offers 1-phase, 2-phase, Instant and Ascend models with no time limits on standard challenges, trading via MT5, Match Trader and Bybit, simulated allocations up to $300,000, and 80%–90% reward splits with fast 48-hour withdrawal checks.
MT5 
Match-Trader 
Bybit
Program Type & Scaling
• 2-Phase Evaluation (Phase 1: 8% target; Phase 2: 5% target; 5% daily loss; 10% max loss; min 5 trading days per phase; no time limit)
• 1-Phase Evaluation (10% target; 4% daily loss; 6% trailing max loss that locks at initial balance after +6% profit; min 5 trading days; no time limit)
• Instant Evaluation (no minimum days for “Withdrawal & Update” once +10% profit is reached; scale-up available up to $1,280,000 on the Instant model; limited to 3 active Instant evaluations at once)
• Ascend Evaluation (accelerated structure with student-style leverage and additional rules for news/copy behaviour; scholarship is redeemed via a ticket after Phase 2 completion)
• Bybit API Evaluations (trade 715+ crypto futures pairs; fees/leverage follow Bybit rules; users trade via their own Bybit account/API connection)
Scaling Plan
Scaling at Crypto Fund Trader is primarily offered through its Instant model: once a trader reaches +10% simulated profit, they can request a “Withdrawal & Update” in the dashboard and the account size doubles (x2). CFT states Instant accounts can be scaled up to $1,280,000 through repeated 10% milestones.
Outside of Instant scaling, CFT applies a maximum final-stage allocation per user of $300,000 (i.e., the live/final-stage account value should not exceed $300,000).
Daily Loss Limit
Maximum Daily Loss
Crypto Fund Trader calculates daily drawdown based on equity. For standard evaluations, the daily maximum loss is measured from the starting balance at 12:05 AM UTC. CFT lists the default daily limits as 5% on 2-phase evaluations and 4% on 1-phase evaluations.
Add-ons may modify certain limits (for example, a 2-phase add-on that increases daily drawdown to 6%). Ascend also adds a specific news window risk constraint (see “News Trading”).
Maximum Overall Loss
Maximum Overall Loss
CFT’s standard evaluation structures use different overall loss models:
- 2-Phase: maximum loss is typically fixed at 10% of initial balance.
- 1-Phase: a 6% trailing drawdown applies (equity-based), and once the account exceeds +6% profit, the trailing line locks at the initial balance instead of continuing to trail upward.
- 3-Phase (if selected): CFT states a 5% fixed maximum loss with a 5% daily max loss.
Add-ons may increase max loss limits (e.g., a 2-phase add-on raising max loss to 12%).
Drawdown Model
Drawdown Model
Crypto Fund Trader’s drawdown enforcement is primarily equity-based. The daily loss limit resets using the account’s starting balance at 12:05 AM UTC. For overall drawdown, CFT uses static/fixed overall loss on 2-phase challenges (e.g., 10% of initial) and a trailing model on 1-phase challenges (6% trailing that later locks at the initial balance after +6% gain).
Accounts that breach max daily, max overall, or trailing drawdown are deactivated and the trader is notified by email.
Leverage
| Forex | 100 |
| Crypto | 100 |
Broker
Data feed & liquidity providers (Match Trader/MT5 pricing & execution environment); Bybit (users connect their own Bybit account via API for Bybit evaluations).
Commissions
Commissions
Bybit evaluations: traders pay Bybit’s native fees (maker/taker and tier-dependent). CFT states it does not add markups on Bybit fees.
Match Trader & MT5: CFT lists the following fee structure:
- Crypto: 0.0325% per side
- Commodities: 0.0005% per side
- Stocks: 0.002% per side
- Forex: $2.50 per lot per side
- Indices: 0.005% per lot per side
Swap is charged on CFD positions held past platform rollover (CFT references 00:00 UTC on MT5 and 22:00 UTC on Match Trader).
Tradable Assets
Crypto, Forex, Indices, Commodities, Stocks
News & Event Trading
News trading is allowed on CFT evaluations according to its FAQ. For Ascend evaluations, CFT adds a news-window constraint: within 2 minutes before and after high-impact news or market opening, accounts must not open/add positions or raise maximum theoretical loss above 2% of initial balance.
Payouts & Profit Split
| Profit Split Start (%) | 80% |
| Minimum Payout Amount | No minimum payout restriction apply. |
| Payout Frequency | Payout FrequencyIn the final-stage simulation, scholarship requests can be made after at least 15 trading days, or alternatively every 30 calendar days (if rules were not violated). Certain program variants (e.g., 3-phase rules) note a first request possible after 5 trading days, and an add-on may allow eligibility after 7 active trading days. For Instant accounts, CFT also supports a scale milestone: once the account reaches +10% profit, traders can request a “Withdrawal & Update” to both withdraw and double the account size. |
| Payout Methods | Bank Transfer (EUR, USD), Crypto (USDT ERC20, USDT TRC20, BTC, ETH) |
| Payment Methods | Credit/Debit Card, Crypto (11 supported currencies) |
Evaluation & Account Rules
| Challenges | Crypto Fund Trader structures access to its final-stage simulation through several challenge paths:
|
Trading Permissions
| Weekend Trades | Weekend/overnight holding is generally allowed (CFT states it accepts swing trading strategies and keeping trades open over the weekend). Market availability still follows instrument schedules: crypto trades 24/7 while forex is typically Monday–Friday and other CFDs follow their own market hours. |
| Copy Trading | CFT does not present a simple “copy trading allowed” rule in its public FAQ. However, it explicitly restricts multi-account coordination through rules such as the reverse trading/hedging constraints, and it states that copy trading between Ascend accounts is prohibited (including coordinated or mirrored behaviour that cannot be attributed to chance). |
| EA Allowed | Automation is partially supported: CFT lists categories of prohibited EA types (notably HFT, tick scalping, arbitrage and demo-environment exploitation). EAs that do not fall into these categories are not explicitly banned in the FAQ, but traders remain responsible for ensuring automation complies with all rules. |
| Prohibited Strategies | Prohibited practices include (non-exhaustive): high-frequency trading, tick scalping (manual or EA), arbitrage (including news-scalping or demo-exploitation bots), prohibited reverse-trading/hedging patterns across accounts, and gambling/all-in behaviour (reinforced by the $10,000 daily/per-trade simulated profit cap). |
Other Details
| Refund Policy (Code) | CFT publishes a dedicated Refund Policy on its website. Refund eligibility and any exceptions are governed by that policy and the firm’s Terms; the public FAQ does not provide a detailed refund rule summary. |
| 3 Percent Rule (Notes) | 3 Percent RuleCFT does not advertise a fixed “3% per trade” rule in its public FAQ. Instead, it enforces risk controls through its daily/overall drawdown limits and explicit anti-gambling controls. Notably, for certain reviews/resets on suspended final-stage accounts, CFT includes a condition that a trader must not lose more than 2% of account size on any individual trade. |
| Consistency Rule (Notes) | Consistency Rules
|
| Indices Leverage Max | 100 |
| Metals Leverage Max | 100 |
| Days to First Payout | 15 |
| Payout Processing Time (Days) | Payout ProcessingCFT states that once a scholarship is requested, its team verifies the information and sends payment within 48 business hours. After the payment is sent, CFT states the user receives the scholarship in no more than 24 hours (timing depends on the payment rail). |
| Account Merge Allowed | No |
| Max Accounts per Trader | Accounts & allocations:
|
| KYC Required | No |
| KYC Stage | KYC is required as part of the scholarship/withdrawal workflow. After a scholarship request is submitted in the dashboard, CFT states the trader receives a contract to sign and a KYC to complete before funds are sent. (Bybit evaluations may additionally be subject to Bybit’s own KYC rules, which are the trader’s responsibility.) |
| Restricted Countries | N/A |
| Scaling Plan Availability | No |
| Other Risk Rules | Other Risk Rules
|
| Spread Quality | CFT advertises very tight spreads and provides examples such as EUR/USD from 0 pips and BTC/USDT from 1 pip. Traders can verify spreads directly on MT5, Match Trader, or Bybit using the provided demo access routes. |
| Slippage Policy | CFT states that slippage and spreads depend on the liquidity/data feed provider. It also states it does not add markups, extra spread, or fictitious slippage on top of provider pricing. |
| Martingale Allowed | CFT does not explicitly label “martingale” in the public FAQ. However, strategies that resemble gambling or “all capital in one trade” are prohibited, so martingale-style progression systems that materially increase risk after losses may violate CFT’s risk-control expectations. |
| Lot Size Limits | CFT states there is no lot size limit. Maximum position sizing is constrained by available margin and the account’s leverage/margin requirements. |
How does it stack up?
Compare Crypto Fund Trader against other top rated firms.
Frequently Asked Questions
Which trading methods are supported by Crypto Fund Trader, and which strategies are not allowed?
Automation is partially supported: CFT lists categories of prohibited EA types (notably HFT, tick scalping, arbitrage and demo-environment exploitation). EAs that do not fall into these categories are not explicitly banned in the FAQ, but traders remain responsible for ensuring automation complies with all rules.
Is News Trading allowed at Crypto Fund Trader?
News trading is allowed on CFT evaluations according to its FAQ. For Ascend evaluations, CFT adds a news-window constraint: within 2 minutes before and after high-impact news or market opening, accounts must not open/add positions or raise maximum theoretical loss above 2% of initial balance.
Can Crypto Fund Trader traders hold Weekend Trades?
Weekend/overnight holding is generally allowed (CFT states it accepts swing trading strategies and keeping trades open over the weekend). Market availability still follows instrument schedules: crypto trades 24/7 while forex is typically Monday–Friday and other CFDs follow their own market hours.
Is Copy Trading allowed at Crypto Fund Trader?
CFT does not present a simple “copy trading allowed” rule in its public FAQ. However, it explicitly restricts multi-account coordination through rules such as the reverse trading/hedging constraints, and it states that copy trading between Ascend accounts is prohibited (including coordinated or mirrored behaviour that cannot be attributed to chance).
What are some main Prohibited Strategies at Crypto Fund Trader?
Prohibited practices include (non-exhaustive): high-frequency trading, tick scalping (manual or EA), arbitrage (including news-scalping or demo-exploitation bots), prohibited reverse-trading/hedging patterns across accounts, and gambling/all-in behaviour (reinforced by the $10,000 daily/per-trade simulated profit cap).
The complete list of permitted and restricted trading strategies, including EA policies and news trading rules, is on Crypto Fund Trader official website.
What should traders know about payment options and refunds at Crypto Fund Trader?
CFT publishes a dedicated Refund Policy on its website. Refund eligibility and any exceptions are governed by that policy and the firm’s Terms; the public FAQ does not provide a detailed refund rule summary.
Accepted payment methods, refund eligibility criteria, and processing times are detailed on Crypto Fund Trader official website.
How often can traders withdraw profits from Crypto Fund Trader, and what payout methods are available?
Days to First Payout: 15:
Payout Processing Time (Days):
Payout Processing
CFT states that once a scholarship is requested, its team verifies the information and sends payment within 48 business hours. After the payment is sent, CFT states the user receives the scholarship in no more than 24 hours (timing depends on the payment rail).
Payout Frequency:
Payout Frequency
In the final-stage simulation, scholarship requests can be made after at least 15 trading days, or alternatively every 30 calendar days (if rules were not violated). Certain program variants (e.g., 3-phase rules) note a first request possible after 5 trading days, and an add-on may allow eligibility after 7 active trading days.
For Instant accounts, CFT also supports a scale milestone: once the account reaches +10% profit, traders can request a “Withdrawal & Update” to both withdraw and double the account size.
Payout Methods:Bank Transfer (EUR, USD), Crypto (USDT ERC20, USDT TRC20, BTC, ETH)
More information on withdrawal minimums, processing duration, and payout schedules is on Crypto Fund Trader official website.
What percentage of profits can traders earn at Crypto Fund Trader?
Check how profit splits increase with consistent performance at Crypto Fund Trader official website.
Which tradable assets are offered by Crypto Fund Trader?
Crypto, Forex, Indices, Commodities, Stocks
Applicable leverage limits:
Forex leverage: 100
Indices leverage: 100
Metals leverage:
Crypto leverage: 100
Explore the full range of tradable markets on Crypto Fund Trader official website.
What leverage levels apply at Crypto Fund Trader for different asset classes like forex, indices, metals, and crypto?
FX pairs: Maximum leverage of 100
Indices: Maximum leverage of 100
Metals: Maximum leverage of
Crypto assets: Maximum leverage of 100
Check asset-specific leverage and margin rules at Crypto Fund Trader official website.
What platform options are available to traders at Crypto Fund Trader, and which broker does the firm work with?
Download links and platform-specific setup guides are available on Crypto Fund Trader official website.
What execution conditions does Crypto Fund Trader offer related to spread quality, commissions, and slippage?
CFT advertises very tight spreads and provides examples such as EUR/USD from 0 pips and BTC/USDT from 1 pip. Traders can verify spreads directly on MT5, Match Trader, or Bybit using the provided demo access routes.
CFT states that slippage and spreads depend on the liquidity/data feed provider. It also states it does not add markups, extra spread, or fictitious slippage on top of provider pricing.
Commissions
Bybit evaluations: traders pay Bybit’s native fees (maker/taker and tier-dependent). CFT states it does not add markups on Bybit fees.
Match Trader & MT5: CFT lists the following fee structure:
- Crypto: 0.0325% per side
- Commodities: 0.0005% per side
- Stocks: 0.002% per side
- Forex: $2.50 per lot per side
- Indices: 0.005% per lot per side
Swap is charged on CFD positions held past platform rollover (CFT references 00:00 UTC on MT5 and 22:00 UTC on Match Trader).
Live spread data, commission schedules, and execution statistics are published on Crypto Fund Trader official website.
Are there any prohibited strategies at Crypto Fund Trader, and how does the firm handle martingale trading and lot size limits?
No
Prohibited Strategies
Prohibited practices include (non-exhaustive): high-frequency trading, tick scalping (manual or EA), arbitrage (including news-scalping or demo-exploitation bots), prohibited reverse-trading/hedging patterns across accounts, and gambling/all-in behaviour (reinforced by the $10,000 daily/per-trade simulated profit cap).
Lot Size Limits:
CFT states there is no lot size limit. Maximum position sizing is constrained by available margin and the account’s leverage/margin requirements.
The complete list of allowed and prohibited trading strategies is available on Crypto Fund Trader official website.
What kind of drawdown policy does Crypto Fund Trader apply?
Drawdown Model
Crypto Fund Trader’s drawdown enforcement is primarily equity-based. The daily loss limit resets using the account’s starting balance at 12:05 AM UTC. For overall drawdown, CFT uses static/fixed overall loss on 2-phase challenges (e.g., 10% of initial) and a trailing model on 1-phase challenges (6% trailing that later locks at the initial balance after +6% gain).
Accounts that breach max daily, max overall, or trailing drawdown are deactivated and the trader is notified by email.
For detailed drawdown calculations, reset rules, and worked examples, see Crypto Fund Trader official website.
What are the main risk control rules enforced by Crypto Fund Trader during evaluations?
3 Percent Rule
CFT does not advertise a fixed “3% per trade” rule in its public FAQ. Instead, it enforces risk controls through its daily/overall drawdown limits and explicit anti-gambling controls. Notably, for certain reviews/resets on suspended final-stage accounts, CFT includes a condition that a trader must not lose more than 2% of account size on any individual trade.
Consistency Rules
- Minimum trading days (evaluations): CFT requires trading on at least 5 different days in each phase (days do not need to be consecutive).
- Scholarship request timing (final stage): traders may request a scholarship after trading at least 15 days, or alternatively every 30 calendar days (subject to rule compliance).
- Weekly eligibility add-on: CFT offers an add-on allowing scholarship consideration after 7 active trading days.
- Instant upgrades: on Instant accounts, traders can request “Withdrawal & Update” once +10% is reached with no minimum days for that upgrade request.
Other Risk Rules
- Reverse trading rule: opening trades in opposite directions with simultaneous duration of 60 seconds or more is prohibited; opposite-direction exposure across different accounts is not allowed under the rule set described.
- Gambling / all-in control: CFT enforces a $10,000 simulated profit limit per day and/or per trade. Once equity reaches the limit, active trades are closed and any amount above $10,000 is subtracted (with timing defined by CFT’s UTC snapshots).
- Exploitative strategy bans: high-frequency trading, tick scalping, arbitrage and other strategies deemed not trading according to live conditions are prohibited (including specific EA/bot patterns like news scalping or multi-account reverse trading EAs).
- Hedging restrictions: hedging and certain coordinated multi-account behaviours are explicitly disallowed.
The full risk management rulebook including daily loss calculations and consistency requirements is on Crypto Fund Trader official website.
What types of trading programs can traders choose from at Crypto Fund Trader?
• 2-Phase Evaluation (Phase 1: 8% target; Phase 2: 5% target; 5% daily loss; 10% max loss; min 5 trading days per phase; no time limit)
• 1-Phase Evaluation (10% target; 4% daily loss; 6% trailing max loss that locks at initial balance after +6% profit; min 5 trading days; no time limit)
• Instant Evaluation (no minimum days for “Withdrawal & Update” once +10% profit is reached; scale-up available up to $1,280,000 on the Instant model; limited to 3 active Instant evaluations at once)
• Ascend Evaluation (accelerated structure with student-style leverage and additional rules for news/copy behaviour; scholarship is redeemed via a ticket after Phase 2 completion)
• Bybit API Evaluations (trade 715+ crypto futures pairs; fees/leverage follow Bybit rules; users trade via their own Bybit account/API connection)
See all program options and their requirements at Crypto Fund Trader official website.
What type of trading challenges does Crypto Fund Trader require before funding?
Crypto Fund Trader structures access to its final-stage simulation through several challenge paths:
- 2-Phase Evaluation: Phase 1 typically requires an 8% profit target, and Phase 2 a 5% profit target. The common loss limits are a 5% max daily loss and a 10% max overall loss, with minimum 5 trading days per phase and no time limit.
- 1-Phase Evaluation: A single stage with a 10% profit target, a 4% daily loss limit, and a 6% trailing drawdown that trails until the account exceeds +6%, then locks at the initial balance. Minimum 5 trading days, no time limit.
- Instant Evaluation: A scale-oriented path where traders can request a “Withdrawal & Update” at +10% (no minimum trading days for that upgrade). CFT limits users to three active Instant evaluations at a time and allows scaling up to $1,280,000 on the Instant model.
- Ascend Evaluation: A fast-track program with additional rules (notably around news windows and coordinated/copy behaviour). Upon completing Phase 2, the account is closed and replaced with a redeemable “ticket” in the dashboard’s Withdraw section.
- Bybit Evaluations: Traders connect their own Bybit account via API and trade USDT futures contracts (715+ pairs referenced by CFT/Bybit integration notes).
For step-by-step details on each challenge phase, visit Crypto Fund Trader official website.
How large can a funded account be at Crypto Fund Trader, and is there a scaling plan in place?
Scaling plan availability: No
Scaling at Crypto Fund Trader is primarily offered through its Instant model: once a trader reaches +10% simulated profit, they can request a “Withdrawal & Update” in the dashboard and the account size doubles (x2). CFT states Instant accounts can be scaled up to $1,280,000 through repeated 10% milestones.
Outside of Instant scaling, CFT applies a maximum final-stage allocation per user of $300,000 (i.e., the live/final-stage account value should not exceed $300,000).
Check the latest funding tiers and scaling requirements on Crypto Fund Trader official website.
How many Trustpilot reviews does Crypto Fund Trader have, and what is its rating?
For the latest customer feedback and response times, check Crypto Fund Trader official website.
What are Crypto Fund Trader's available program types?
• 1-Phase Evaluation (10% target; 4% daily loss; 6% trailing max loss that locks at initial balance after +6% profit; min 5 trading days; no time limit)
• Instant Evaluation (no minimum days for “Withdrawal & Update” once +10% profit is reached; scale-up available up to $1,280,000 on the Instant model; limited to 3 active Instant evaluations at once)
• Ascend Evaluation (accelerated structure with student-style leverage and additional rules for news/copy behaviour; scholarship is redeemed via a ticket after Phase 2 completion)
• Bybit API Evaluations (trade 715+ crypto futures pairs; fees/leverage follow Bybit rules; users trade via their own Bybit account/API connection)
For a side-by-side comparison of all evaluation programs, visit Crypto Fund Trader official website.
What are the rules at Crypto Fund Trader regarding maximum accounts per trader, account merging, and lot sizing?
Accounts & allocations:
- Final-stage maximum allocation per user: $300,000 (live/final-stage account value should not exceed this).
- Number of evaluations: CFT states evaluations are effectively unlimited and can be held under the same email.
- Instant evaluations: users can have up to three active Instant evaluations at the same time.
- Ascend evaluation: CFT notes the usual maximum allocation cap does not apply in the same way as with other account types.
Is Account Merge Allowed at Crypto Fund Trader?
No
What are Lot Size Limits at Crypto Fund Trader?
CFT states there is no lot size limit. Maximum position sizing is constrained by available margin and the account’s leverage/margin requirements.
For the latest account limits, merging rules, and scaling options, see Crypto Fund Trader official website.
What should traders know about KYC at Crypto Fund Trader, including when verification is required?
No
At what stage traders must go through identity verification at Crypto Fund Trader?
KYC is required as part of the scholarship/withdrawal workflow. After a scholarship request is submitted in the dashboard, CFT states the trader receives a contract to sign and a KYC to complete before funds are sent. (Bybit evaluations may additionally be subject to Bybit’s own KYC rules, which are the trader’s responsibility.)
Full details on the identity verification process and required documents are available on Crypto Fund Trader official website.
Does Crypto Fund Trader have country-based restrictions for traders?
N/A
For the most current list of accepted and restricted countries, check Crypto Fund Trader official website as eligibility can change based on regulatory updates.
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