What payment options are supported by Crypto Fund Trader, and how do refunds work?

💡 Answer

Payment Methods: Credit/Debit Card, Crypto (11 supported currencies)

CFT publishes a dedicated Refund Policy on its website. Refund eligibility and any exceptions are governed by that policy and the firm’s Terms; the public FAQ does not provide a detailed refund rule summary.

More FAQs about Crypto Fund Trader

Guides Where Crypto Fund Trader Is Featured

These guides include Crypto Fund Trader alongside other prop firms, grouped by trading features, platforms, availability, and trader requirements.

Crypto Fund Trader vs The 5%ers vs FundedNext - Prop Firm Comparison (March 2026)

Side-by-side comparison of Crypto Fund Trader vs The 5%ers vs FundedNext. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated March 2026.

Crypto Fund Trader vs The 5%ers vs FundedNext - Prop Firm Comparison (March 2026)
Crypto Fund Trader
Crypto Fund Trader (CFT) is a Switzerland-based crypto-first evaluation firm operated via SWISS RLCRATES AG that offers 1-phase, 2-phase, Instant and Ascend models with no time limits on standard challenges, trading via MT5, Match Trader and Bybit, simulated allocations up...
The 5%ers
The 5%ers is an established prop firm offering Bootcamp, High Stakes, and Hyper Growth programs, combining structured evaluations, strong education and community, scaling up to $4M, and profit splits that can reach 100%, with varied rule sets and limited spread...
FundedNext
FundedNext is a UAE-registered prop trading platform that offers Stellar 1-Step, Stellar 2-Step, Stellar Lite evaluations plus Stellar Instant funding. It combines balance-based drawdown rules, access to MT4/MT5/cTrader/Match-Trader (TradingView supported for analysis), and reward shares up to 95% (with add-ons)...
Overview
Trustpilot Rating 4.4 4.8 4.5
Trustpilot Reviews 1,106 21,364 61,473
Headquarters Switzerland ISRAEL United Arab Emirates
Age (Years) 5 N/A N/A
Max Funding $300,000 $4,000,000 $300,000
Profit Split Start 80% 50% 80%
Profit Split Max 90% 100% 95%
Platforms MT5 Match-Trader Bybit MT5 cTrader Match-Trader MT4 MT5 cTrader Match-Trader
Assets Crypto Forex Indices Commodities Stocks FX Metals Indices Energy Crypto Commodities Crypto Forex Indices
Leverage
FX Leverage 100 100 100
Metals Leverage 100 25 15
Crypto Leverage 100 2 1
Risk & Drawdown Rules
Max Daily Loss Maximum Daily LossCrypto Fund Trader calculates daily drawdown based on equity. For standard evaluations, the daily maximum loss is measured from the starting balance at 12:05 AM UTC. CFT lists the default daily limits as 5% on 2-phase evaluations and 4% on 1-phase evaluations.Add-ons may modify certain limits (for example, a 2-phase add-on that increases daily drawdown to 6%). Ascend also adds a specific news window risk constraint (see “News Trading”). Maximum Daily LossDaily loss limits at The 5%ers focus on controlling intraday risk, especially within the High Stakes and Bootcamp structures.High Stakes: Daily drawdown limit of 5%, typically calculated from the previous day's closing balance, including both closed and floating PnL.Bootcamp: While the program emphasises a 5% max loss per stage rather than a separate daily cap, traders must still stay comfortably within this limit to avoid breaching.Hyper Growth: Uses a 6% overall loss cap with no separate published daily... 5
Max Total Loss Maximum Overall LossCFT’s standard evaluation structures use different overall loss models:2-Phase: maximum loss is typically fixed at 10% of initial balance.1-Phase: a 6% trailing drawdown applies (equity-based), and once the account exceeds +6% profit, the trailing line locks at the initial balance instead of continuing to trail upward.3-Phase (if selected): CFT states a 5% fixed maximum loss with a 5% daily max loss.Add-ons may increase max loss limits (e.g., a 2-phase add-on raising max loss to 12%). Maximum Overall LossThe 5%ers defines maximum overall loss per program to cap total drawdown across each phase or funded account.Bootcamp: 5% max loss at each evaluation step and 4% max loss once funded, measured from the starting balance of the stage.High Stakes: 10% maximum overall loss for each evaluation phase and funded account, with 5% daily drawdown included.Hyper Growth: 6% maximum overall loss throughout the evaluation and funded stages, with positions allowed to be held overnight and over weekends.Breaching the... 10
Drawdown Type Drawdown ModelCrypto Fund Trader’s drawdown enforcement is primarily equity-based. The daily loss limit resets using the account’s starting balance at 12:05 AM UTC. For overall drawdown, CFT uses static/fixed overall loss on 2-phase challenges (e.g., 10% of initial) and a trailing model on 1-phase challenges (6% trailing that later locks at the initial balance after +6% gain).Accounts that breach max daily, max overall, or trailing drawdown are deactivated and the trader is notified by email. Drawdown ModelThe 5%ers uses fixed percentage loss limits rather than trailing equity models. Each program specifies a static maximum loss relative to the starting balance of the phase or funded stage (e.g., 5% or 10% for Bootcamp and High Stakes, 6% for Hyper Growth).Static Limits: Maximum loss is typically defined as a fixed percentage of the starting balance, and includes both closed and floating losses.Program-Specific Caps: Bootcamp and Hyper Growth are structured around relatively conservative overall loss thresholds (4–6%), while... Stellar 1-Step / 2-Step / Lite: Daily Loss and Maximum Loss are calculated from the initial balance of the phase and include closed + floating PnL (plus commissions/fees). The daily limit resets at 00:00 (server time GMT+2). The maximum loss threshold is fixed as a percentage of the initial balance, while the “maximum permitted loss” displayed can expand or shrink with accumulated profit/loss within a trading cycle.Stellar Instant: Uses a 6% trailing maximum loss limit that ratchets upward with profits; it does not reset after withdrawals.
Payouts
Payout Frequency Payout FrequencyIn the final-stage simulation, scholarship requests can be made after at least 15 trading days, or alternatively every 30 calendar days (if rules were not violated). Certain program variants (e.g., 3-phase rules) note a first request possible after 5 trading days, and an add-on may allow eligibility after 7 active trading days.For Instant accounts, CFT also supports a scale milestone: once the account reaches +10% profit, traders can request a “Withdrawal & Update” to both withdraw and double the account size. Payout FrequencyThe 5%ers provides regular and scalable payout options across its programs.Payouts are generally available on a bi-weekly basis once funded.The minimum withdrawal amount is $150 after the profit split has been applied.Profit splits start around 50% on Bootcamp and 80% on High Stakes and can scale up to 100% as traders progress through the scaling plan.Profits can be left in the account to increase the effective drawdown buffer and support larger position sizes.At higher High Stakes and Bootcamp tiers,... Payout Frequency (Performance Rewards)Payout timing depends on the account model:Stellar 1-Step FundedNext Account: rewards are requested on a 5 business day cycle (first and subsequent cycles).Stellar 2-Step & Stellar Lite FundedNext Accounts: first reward is available after an initial 21-day cycle, then bi-weekly (every 14 days) thereafter if eligibility is met; a “Bi-Weekly Reward” add-on can bypass the initial 21-day wait.Stellar Instant: first reward is available after 5 business days, then rewards can be requested on-demand, subject to eligibility and trailing drawdown buffer rules.
Days to First Payout 15 14 5
Payout Processing Time Payout ProcessingCFT states that once a scholarship is requested, its team verifies the information and sends payment within 48 business hours. After the payment is sent, CFT states the user receives the scholarship in no more than 24 hours (timing depends on the payment rail). Payout ProcessingThe 5%ers typically processes profit withdrawals on a bi-weekly cycle, with payments sent after approval via Rise, The5ers Visa Card, bank transfer, or cryptocurrencies. Processing times are designed to be prompt, with most payouts completed within a few business days depending on the chosen method and any required compliance checks. Payout ProcessingPerformance Reward requests are submitted through the FundedNext dashboard. Processing time can vary based on compliance checks, payout method/provider, and request volume; allow additional time for bank/crypto settlement after approval.
Payout Methods Bank Transfer (EUR USD) Crypto (USDT ERC20 USDT TRC20 BTC ETH) Bank Transfer Crypto Rise Platform The5ers Visa Card Rise Crypto Bank Transfer
Payments
Payment Methods Credit/Debit Card Crypto (11 supported currencies) Apple Pay Bank Transfer Credit/Debit Card Crypto Google Pay PayPal Credit/Debit Card Crypto Local Payment Methods
Trading Permissions
News Trading News trading is allowed on CFT evaluations according to its FAQ. For Ascend evaluations, CFT adds a news-window constraint: within 2 minutes before and after high-impact news or market opening, accounts must not open/add positions or raise maximum theoretical loss above 2% of initial balance. News trading is allowed on most The 5%ers programs with important restrictions.Bootcamp and Hyper Growth: News trading is permitted, but placing bracket orders (pending orders around major news purely to capture spikes) is prohibited.High Stakes: Executing orders from 2 minutes before until 2 minutes after high-impact news is not allowed.These rules are intended to prevent abusive event-driven strategies while still allowing normal trading around news where permitted. News trading is generally allowed across FundedNext CFD models, but FundedNext applies ‘restricted news time’ rules on funded accounts: if trades are executed during restricted high-impact, instrument-correlated news windows, a portion of the profit can be removed during cycle review (commonly referenced as a 40% deduction on affected profits). Stellar Instant has a distinct news-time profit treatment where FundedNext may retain a larger share of profits generated during designated news time.
Weekend Trades Weekend/overnight holding is generally allowed (CFT states it accepts swing trading strategies and keeping trades open over the weekend). Market availability still follows instrument schedules: crypto trades 24/7 while forex is typically Monday–Friday and other CFDs follow their own market hours. The 5%ers allows overnight and weekend holding on most instruments across Bootcamp, High Stakes, and Hyper Growth programs, subject to normal market hours and swap rates. Indices may carry higher swaps when held over weekends, and traders should monitor rollover costs carefully. Overnight and weekend holding is allowed across all active CFD account types (Stellar Instant, Stellar 1-Step, Stellar 2-Step, Stellar Lite). Swap charges (unless swap-free) can impact floating PnL and therefore drawdown calculations.
Copy Trading CFT does not present a simple “copy trading allowed” rule in its public FAQ. However, it explicitly restricts multi-account coordination through rules such as the reverse trading/hedging constraints, and it states that copy trading between Ascend accounts is prohibited (including coordinated or mirrored behaviour that cannot be attributed to chance). The 5%ers permits copy trading with clear limitations.Copy trading is allowed for High Stakes and Hyper Growth accounts under defined conditions.Once total managed capital exceeds about $500K, taking identical trades across multiple accounts is no longer allowed.Copying from an external account is only allowed if that account belongs to the same trader; third-party copy trading is not permitted.Copy trading is not allowed between two Bootcamp accounts.The firm also integrates with Prop Firm One, enabling traders to mirror their own strategies... Copy trading is allowed only between your own FundedNext Challenge accounts (one ‘master’ and one or more ‘slave’ accounts) as long as total combined Challenge capital does not exceed $300,000. Copy trading is prohibited between any FundedNext Account and any other FundedNext Account or Challenge account (even if you own them). Cloud-based copy services are not allowed; VPS-based copiers are permitted only for copying between your own Challenge accounts.
EA Allowed Automation is partially supported: CFT lists categories of prohibited EA types (notably HFT, tick scalping, arbitrage and demo-environment exploitation). EAs that do not fall into these categories are not explicitly banned in the FAQ, but traders remain responsible for ensuring automation complies with all rules. Expert Advisors (EAs) are allowed at The 5%ers as long as they comply with the firm’s terms.EAs must place a stop-loss on every position.EAs must not copy trades from other people’s signals or third-party systems.Tick scalping, latency arbitrage, reverse arbitrage, hedge arbitrage, and emulator-based trading are not allowed.Any account found using EAs that violate these rules can be cancelled, banned, and not refunded across all programs, including Bootcamp and Hyper Growth. EAs/automation are supported on MT4/MT5 (and platform-native automation where applicable). Match-Trader is positioned for manual trading and does not support MetaTrader-style EAs. Any automation must still comply with FundedNext’s prohibited strategy and fair-use rules.
KYC & Restrictions
KYC Required No No Yes
KYC Stage KYC is required as part of the scholarship/withdrawal workflow. After a scholarship request is submitted in the dashboard, CFT states the trader receives a contract to sign and a KYC to complete before funds are sent. (Bybit evaluations may additionally be subject to Bybit’s own KYC rules, which are the trader’s responsibility.) The 5%ers requires standard KYC verification and account checks, particularly before funding accounts and processing withdrawals. Traders should expect to provide identification and relevant documentation in line with regulatory and payment-provider requirements. KYC (identity verification) is required after passing a Stellar Challenge and before a FundedNext Account is issued. Traders upload government-issued ID (and in some cases proof of address) via the dashboard Verification Center; once approved, FundedNext typically issues the FundedNext Account within 48–72 hours. KYC must be completed within 30 days after passing, otherwise the account can become inactive.
Restricted Countries N/A Afghanistan Belarus Burundi Central African Republic Crimea Cuba Democratic Republic of the Congo Eritrea Guinea Guinea-Bissau Iran Iraq Israel Laos Lebanon Liberia Libya Myanmar North Korea Palestinian Territory Papua New Guinea Republic of the Congo Russia Somalia South Sudan Sudan Syria Vanuatu Venezuela Yemen Afghanistan Albania Antigua and Barbuda Bangladesh Belarus Belize Bouvet Island Burundi Cape Verde Central African Republic Chad Comoros Cuba Democratic Republic of the Congo Eritrea Ethiopia Fiji Grenada Iran Lebanon Libya Malaysia Mali Myanmar Nicaragua North Korea Russia Somalia South Sudan Sri Lanka Sudan Syria Tuvalu Ukraine Venezuela Vietnam Yemen Zimbabwe

See all Crypto Fund Trader comparisons