The 5%ers

Payout Frequency

The 5%ers provides regular and scalable payout options across its programs.

• Payouts are generally available on a bi-weekly basis once funded.
• The minimum withdrawal amount is $150 after the profit split has been applied.
• Profit splits start around 50% on Bootcamp and 80% on High Stakes and can scale up to 100% as traders progress through the scaling plan.
• Profits can be left in the account to increase the effective drawdown buffer and support larger position sizes.

At higher High Stakes and Bootcamp tiers, traders can also qualify for fixed monthly salaries in addition to performance-based profit splits.

The 5%ers runs three primary programs, each with its own evaluation structure and risk profile.

• Bootcamp: A three-step evaluation where each step requires a 6% profit target with a 5% max loss. Only a partial initial fee is paid upfront, with the remainder due after passing all steps. Once funded, max loss tightens to 4% and profit target to 5%, with a structured scaling and salary path.
• High Stakes: A two-step evaluation with 8% profit target in Step 1 and 5% in Step 2, 10% max loss and 5% daily drawdown, 1:100 leverage, and a requirement for 3 profitable trading days per phase. Suited for experienced traders seeking high leverage and faster growth.
• Hyper Growth: A one-step evaluation with a 10% profit target, 6% max loss, 1:30 leverage, and no minimum trading days. Each 10% profit milestone doubles the account size up to $4M.

All programs include rules for stop-loss usage, inactivity, and risk management, and lead to funded accounts with scalable profit splits once the evaluation is passed.

The 5%ers allows overnight and weekend holding on most instruments across Bootcamp, High Stakes, and Hyper Growth programs, subject to normal market hours and swap rates. Indices may carry higher swaps when held over weekends, and traders should monitor rollover costs carefully.

The 5%ers permits copy trading with clear limitations.

• Copy trading is allowed for High Stakes and Hyper Growth accounts under defined conditions.
• Once total managed capital exceeds about $500K, taking identical trades across multiple accounts is no longer allowed.
• Copying from an external account is only allowed if that account belongs to the same trader; third-party copy trading is not permitted.
• Copy trading is not allowed between two Bootcamp accounts.

The firm also integrates with Prop Firm One, enabling traders to mirror their own strategies across multiple prop firms while remaining responsible for risk and rule compliance.

Expert Advisors (EAs) are allowed at The 5%ers as long as they comply with the firm’s terms.

• EAs must place a stop-loss on every position.
• EAs must not copy trades from other people’s signals or third-party systems.
• Tick scalping, latency arbitrage, reverse arbitrage, hedge arbitrage, and emulator-based trading are not allowed.

Any account found using EAs that violate these rules can be cancelled, banned, and not refunded across all programs, including Bootcamp and Hyper Growth.

The 5%ers forbids practices such as one-sided betting without regard to market conditions, exploiting price discrepancies (arbitrage), trading bracket strategies around high-impact news, and exploiting system errors like price display inaccuracies or update delays. These behaviours are considered abusive and can lead to immediate account closure.

Refund Policy

The 5%ers does not prominently advertise a universal fee refund policy like some firms. Evaluation and program fees are generally non-refundable, though occasional promotions or special offers may adjust costs or provide credits. Traders should review the current terms and conditions at checkout to confirm exactly how fees and any potential refunds or credits are handled.

3 Percent Rule

The 5%ers does not publish a dedicated 3% rule across all programs, but Bootcamp imposes strict per-trade risk controls via mandatory stop-loss usage.

• Bootcamp traders must set a stop-loss on every position within 3 minutes of opening.
• Each position's stop-loss must not risk more than 2% of the account balance.
• Accumulating 5 risk violations (e.g., missing SL or risking more than 2%) results in automatic account termination.

High Stakes and Hyper Growth emphasise overall and daily loss limits rather than a fixed 3% per-trade cap, but large, concentrated risk is still discouraged by the firm’s risk rules.

Consistency Rules

The 5%ers does not use a formal numerical consistency score like some firms, but it enforces consistency through minimum profitable day requirements and behaviour-based checks.

• High Stakes: Requires at least 3 profitable days per phase (each profitable day defined as at least 0.5% gain on the initial balance) before passing the step.
• Bootcamp: Enforces disciplined risk via SL rules and max-loss caps; repeated SL violations indicate inconsistent behaviour and can lead to termination.
• All Programs: One-sided betting, extreme lot-size spikes, or trading that deviates sharply from normal behaviour may be flagged for review.

Overall, The 5%ers rewards steady, repeatable performance rather than sporadic oversized wins.

Payout Processing

The 5%ers typically processes profit withdrawals on a bi-weekly cycle, with payments sent after approval via Rise, The5ers Visa Card, bank transfer, or cryptocurrencies. Processing times are designed to be prompt, with most payouts completed within a few business days depending on the chosen method and any required compliance checks.

The 5%ers allows traders to operate multiple accounts, with capital limits defined by the program and scaling structure rather than a hard cap on the number of accounts. Through scaling, total capital allocation can reach up to about $4,000,000 across combined funded accounts.

The 5%ers requires standard KYC verification and account checks, particularly before funding accounts and processing withdrawals. Traders should expect to provide identification and relevant documentation in line with regulatory and payment-provider requirements.

Other Risk Rules

The 5%ers maintains a comprehensive rule set to control risk and trading behaviour across its programs.

News Trading

• Bootcamp and Hyper Growth: News trading is generally allowed, but bracket strategies (placing pending orders around high-impact news solely to capture spikes) are prohibited.
• High Stakes: Executing orders from 2 minutes before until 2 minutes after high-impact news releases is prohibited.

Stop-Loss and Position Risk

• Bootcamp requires a stop-loss on every position, set within 3 minutes of order placement.
• Bootcamp SL must not risk more than 2% of the account balance per position, and repeated violations lead to termination.

Inactivity

• Accounts that remain inactive (no new orders) for more than 30 consecutive days will expire.

Prohibited Practices

• One-sided bets without regard to market conditions, price discrepancy arbitrage, bracket news strategies, and exploiting system errors or delays are forbidden.

These rules apply across Bootcamp, High Stakes, and Hyper Growth, with specific additions depending on the chosen program.

The 5%ers advertises tight spreads but does not publish detailed average or minimum spread tables. Internal information and FAQs suggest major FX pairs (such as EUR/USD, GBP/USD, and USD/JPY) can trade in the roughly 0.2–0.9 pip range, but traders are encouraged to check a live MT5 demo for precise, real-time pricing.

The 5%ers routes trades through commercial liquidity providers using CFD infrastructure. As with most market-execution setups, traders can experience both positive and negative slippage, particularly around high-impact news, low-liquidity periods, or sharp market moves. High-frequency or latency-exploit strategies are not allowed and may lead to account termination.

The 5%ers does not publish a separate martingale rule, but any strategy that rapidly increases position size to chase losses (including grid-style or recovery systems) is likely to be treated as a high-risk or abusive practice under its general prohibited strategy guidelines.

The 5%ers does not publish a fixed maximum lot size, but it enforces risk and behaviour checks. Oversized positions relative to account size or historical behaviour, or using extreme lot sizes to hit targets quickly, may be flagged and can lead to violations under the firm’s risk and conduct rules.