Crypto Fund Trader

Payout Frequency

In the final-stage simulation, scholarship requests can be made after at least 15 trading days, or alternatively every 30 calendar days (if rules were not violated). Certain program variants (e.g., 3-phase rules) note a first request possible after 5 trading days, and an add-on may allow eligibility after 7 active trading days.

For Instant accounts, CFT also supports a scale milestone: once the account reaches +10% profit, traders can request a “Withdrawal & Update” to both withdraw and double the account size.

Crypto Fund Trader structures access to its final-stage simulation through several challenge paths:

• 2-Phase Evaluation: Phase 1 typically requires an 8% profit target, and Phase 2 a 5% profit target. The common loss limits are a 5% max daily loss and a 10% max overall loss, with minimum 5 trading days per phase and no time limit.
• 1-Phase Evaluation: A single stage with a 10% profit target, a 4% daily loss limit, and a 6% trailing drawdown that trails until the account exceeds +6%, then locks at the initial balance. Minimum 5 trading days, no time limit.
• Instant Evaluation: A scale-oriented path where traders can request a “Withdrawal & Update” at +10% (no minimum trading days for that upgrade). CFT limits users to three active Instant evaluations at a time and allows scaling up to $1,280,000 on the Instant model.
• Ascend Evaluation: A fast-track program with additional rules (notably around news windows and coordinated/copy behaviour). Upon completing Phase 2, the account is closed and replaced with a redeemable “ticket” in the dashboard’s Withdraw section.
• Bybit Evaluations: Traders connect their own Bybit account via API and trade USDT futures contracts (715+ pairs referenced by CFT/Bybit integration notes).

Weekend/overnight holding is generally allowed (CFT states it accepts swing trading strategies and keeping trades open over the weekend). Market availability still follows instrument schedules: crypto trades 24/7 while forex is typically Monday–Friday and other CFDs follow their own market hours.

CFT does not present a simple “copy trading allowed” rule in its public FAQ. However, it explicitly restricts multi-account coordination through rules such as the reverse trading/hedging constraints, and it states that copy trading between Ascend accounts is prohibited (including coordinated or mirrored behaviour that cannot be attributed to chance).

Automation is partially supported: CFT lists categories of prohibited EA types (notably HFT, tick scalping, arbitrage and demo-environment exploitation). EAs that do not fall into these categories are not explicitly banned in the FAQ, but traders remain responsible for ensuring automation complies with all rules.

Prohibited practices include (non-exhaustive): high-frequency trading, tick scalping (manual or EA), arbitrage (including news-scalping or demo-exploitation bots), prohibited reverse-trading/hedging patterns across accounts, and gambling/all-in behaviour (reinforced by the $10,000 daily/per-trade simulated profit cap).

CFT publishes a dedicated Refund Policy on its website. Refund eligibility and any exceptions are governed by that policy and the firm’s Terms; the public FAQ does not provide a detailed refund rule summary.

3 Percent Rule

CFT does not advertise a fixed “3% per trade” rule in its public FAQ. Instead, it enforces risk controls through its daily/overall drawdown limits and explicit anti-gambling controls. Notably, for certain reviews/resets on suspended final-stage accounts, CFT includes a condition that a trader must not lose more than 2% of account size on any individual trade.

Consistency Rules

• Minimum trading days (evaluations): CFT requires trading on at least 5 different days in each phase (days do not need to be consecutive).
• Scholarship request timing (final stage): traders may request a scholarship after trading at least 15 days, or alternatively every 30 calendar days (subject to rule compliance).
• Weekly eligibility add-on: CFT offers an add-on allowing scholarship consideration after 7 active trading days.
• Instant upgrades: on Instant accounts, traders can request “Withdrawal & Update” once +10% is reached with no minimum days for that upgrade request.

Payout Processing

CFT states that once a scholarship is requested, its team verifies the information and sends payment within 48 business hours. After the payment is sent, CFT states the user receives the scholarship in no more than 24 hours (timing depends on the payment rail).

Accounts & allocations:

• Final-stage maximum allocation per user: $300,000 (live/final-stage account value should not exceed this).
• Number of evaluations: CFT states evaluations are effectively unlimited and can be held under the same email.
• Instant evaluations: users can have up to three active Instant evaluations at the same time.
• Ascend evaluation: CFT notes the usual maximum allocation cap does not apply in the same way as with other account types.

KYC is required as part of the scholarship/withdrawal workflow. After a scholarship request is submitted in the dashboard, CFT states the trader receives a contract to sign and a KYC to complete before funds are sent. (Bybit evaluations may additionally be subject to Bybit’s own KYC rules, which are the trader’s responsibility.)

Other Risk Rules

• Reverse trading rule: opening trades in opposite directions with simultaneous duration of 60 seconds or more is prohibited; opposite-direction exposure across different accounts is not allowed under the rule set described.
• Gambling / all-in control: CFT enforces a $10,000 simulated profit limit per day and/or per trade. Once equity reaches the limit, active trades are closed and any amount above $10,000 is subtracted (with timing defined by CFT’s UTC snapshots).
• Exploitative strategy bans: high-frequency trading, tick scalping, arbitrage and other strategies deemed not trading according to live conditions are prohibited (including specific EA/bot patterns like news scalping or multi-account reverse trading EAs).
• Hedging restrictions: hedging and certain coordinated multi-account behaviours are explicitly disallowed.

CFT advertises very tight spreads and provides examples such as EUR/USD from 0 pips and BTC/USDT from 1 pip. Traders can verify spreads directly on MT5, Match Trader, or Bybit using the provided demo access routes.

CFT states that slippage and spreads depend on the liquidity/data feed provider. It also states it does not add markups, extra spread, or fictitious slippage on top of provider pricing.

CFT does not explicitly label “martingale” in the public FAQ. However, strategies that resemble gambling or “all capital in one trade” are prohibited, so martingale-style progression systems that materially increase risk after losses may violate CFT’s risk-control expectations.

CFT states there is no lot size limit. Maximum position sizing is constrained by available margin and the account’s leverage/margin requirements.