Is the drawdown at Instant Funding static, trailing, or equity-based?
💡 Answer
Smart drawdown (Instant Funding) and static drawdown (evaluation accounts)
More FAQs about Instant Funding
- How does Instant Funding handle different trading styles such as automated trading, news trading, and copy trading?
- Does Instant Funding support refunds, and what payment methods are available?
- What is the payout process at Instant Funding, including withdrawal minimums and processing duration?
- What is the top profit split rate at Instant Funding for funded traders?
- What markets does Instant Funding allow traders to trade across?
- Can you explain the leverage limits at Instant Funding for forex, indices, metals, and cryptocurrency trading?
- Which trading platforms does Instant Funding primarily support, and what broker handles execution?
- How transparent are Instant Funding’s spreads, commissions, and slippage rules?
- What limitations does Instant Funding place on trading strategies, martingale methods, and lot sizing?
- Are there specific consistency or percentage-based rules at Instant Funding?
- Does Instant Funding offer different program or evaluation models?
- Can you explain the challenge model used by Instant Funding?
- What is the maximum account funding at Instant Funding, and can traders benefit from a scaling plan?
- How many Trustpilot reviews does Instant Funding have, and what is its rating?
- How do the program types at Instant Funding break down?
- How are account limits structured at Instant Funding, including multi-account policies and lot size limits?
- At what point does Instant Funding require KYC, and is identity verification mandatory?
- What nationality or country restrictions apply at Instant Funding?
Guides Where Instant Funding Is Featured
- Prop Firms Offering Crypto Leverage of 1:1 or Higher
- Prop Firms Offering FX Leverage of 1:100 or Higher
- Prop Firms Offering Indices Trading
- Prop Firms Offering Maximum Profit Split of 90% or Higher
- Prop Firms Offering Metals Leverage of 1:15 or Higher
- Prop Firms Offering More Than $600k in Funding
- Prop Firms Offering Profit Split Starting at 80% or Higher
- Prop Firms With At Least 1 Years in Operation
- Prop Firms With cTrader Platform
- Top Prop Firms That Accept Clients From Bahrain
These guides include Instant Funding alongside other prop firms, grouped by trading features, platforms, availability, and trader requirements.
Instant Funding vs Funded Firm vs FXIFY - Prop Firm Comparison (March 2026)
Side-by-side comparison of Instant Funding vs Funded Firm vs FXIFY. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated March 2026.
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Instant Funding
Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
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Funded Firm
FundedFirm is a UK-based proprietary trading firm launched in 2024. It offers 1‑Step and 2‑Step evaluation programs with unlimited time, allowing traders to trade forex, metals, indices, energies and cryptocurrencies on MT5. With leverage up to 1:100 (1:50 for crypto),...
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FXIFY
FXIFY is a broker-backed prop firm (FXIFY Markets Ltd, licensed in Labuan, Malaysia) offering One Phase, Two Phase and Three Phase evaluations, an Instant Funding path, and a 7-day Lightning Challenge, with up to 90% performance splits, on-demand payouts on...
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| Overview | |||
| Trustpilot Rating | 0 | 0 | 4.4 |
| Trustpilot Reviews | 0 | 0 | 5,353 |
| Headquarters | United Kingdom | United Kingdom | Malaysia |
| Age (Years) | 5 | 2 | N/A |
| Max Funding | $3,840,000 | $100,000 | $4,000,000 |
| Profit Split Start | 80% | 90% | 80% |
| Profit Split Max | 95% | 100% | 90% |
| Platforms | MT4 MT5 cTrader dxTrade TradeLocker | mt5 | MT4 MT5 DXtrade |
| Assets | Forex Commodities Metals Indices Cryptocurrencies | Forex Precious Metals Indices Energies Cryptocurrencies | FX Metals Indices Commodities Stocks Crypto |
| Leverage | |||
| FX Leverage | 100 | 100 | 50 |
| Metals Leverage | 20 | 100 | 50 |
| Crypto Leverage | 2 | 50 | 1 |
| Risk & Drawdown Rules | |||
| Max Daily Loss | 2 | 3–5 | Maximum Daily LossFXIFY's daily drawdown limits are program-specific. FXIFY provides examples showing One Phase uses a 3% daily drawdown, while Two Phase uses a 4% daily drawdown. Daily drawdown is monitored alongside max drawdown thresholds, and traders should plan withdrawals and risk so that intraday equity does not breach the daily limit. |
| Max Total Loss | 10 | 6–10 | Maximum Overall LossFXIFY provides examples showing One Phase accounts use a 6% max drawdown and Two Phase accounts use a 10% max drawdown. For Three Phase, FXIFY describes a static drawdown option where max drawdown is set at 5% and remains static for the life of the account. |
| Drawdown Type | Smart drawdown (Instant Funding) and static drawdown (evaluation accounts) | Fixed (daily 3–5% of starting equity; overall 6–10% of initial balance) | Drawdown ModelFXIFY supports both trailing-style drawdown mechanics and an optional static drawdown mode (notably for 2-Phase and 3-Phase). FXIFY also explains that on 1- and 2-Phase accounts, when a withdrawal is requested, the max drawdown “locks” at the starting balance, meaning profit withdrawals reduce the buffer created by gains and can increase breach risk if no buffer remains. |
| Payouts | |||
| Payout Frequency | Weekly or Bi-Weekly | Payouts can be requested weekly, bi‑weekly or monthly. Weekly cycles provide a 60% profit split, bi‑weekly cycles 80%, and monthly cycles up to 100%. Payouts for weekly and bi‑weekly plans are released every Wednesday starting from the second week after the account is opened. | Payout FrequencyInstant Funding: FXIFY states Instant Funding accounts offer payouts every 14 days. Evaluation programs (1-Phase, 2-Phase, 3-Phase): FXIFY states the first payout is instant and on demand, processed right after the trader's first live trade in the funded account. |
| Days to First Payout | 14 | 7 | 0 |
| Payout Processing Time | 2 | 1 | 0 |
| Payout Methods | Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC) | Bank transfer UPI BTC USDT TRC20 USDT BEP20 USDT ERC20 | Crypto Bank Transfer |
| Payments | |||
| Payment Methods | Credit/Debit Card Apple Pay Google Pay PayPal Crypto | UPI Bitcoin USDT TRC20 USDT BEP20 USDT ERC20 | Credit/Debit Card Crypto |
| Trading Permissions | |||
| News Trading | Allowed during evaluation; funded accounts require add-on to trade major news events. | News trading is allowed on all account types. Traders may open and close positions during high‑impact news releases. | News trading rules are defined by FXIFY program terms and platform rules; traders should follow FXIFY's compliance guidance and avoid any prohibited behavior, especially around extreme volatility where drawdown breaches can occur quickly. |
| Weekend Trades | Overnight trades allowed; weekend holding requires add-on on funded accounts. | Overnight and weekend holding is allowed without restrictions. | FXIFY advertises the ability to hold positions over the weekend on supported programs/instruments, subject to market hours, symbol availability, and account objectives. |
| Copy Trading | Allowed only between accounts owned by the same trader. | Copy trading and mirroring strategies across accounts are prohibited. | Copy trading is allowed between your own FXIFY accounts and from FXIFY accounts to other accounts. To copy from an external account into a FXIFY account, FXIFY requires submission of the master account statement in HTML format beforehand, and copying from a third party is prohibited. |
| EA Allowed | EAs allowed if non-abusive and non-latency based. | Expert Advisors (EAs) and automated trading tools are not allowed. | 1 |
| KYC & Restrictions | |||
| KYC Required | No | No | Yes |
| KYC Stage | KYC required before first payout. | KYC/AML verification is required before the first payout. Traders may need to provide government‑issued ID and proof of address to satisfy compliance checks. | KYC is required as part of FXIFY's AML/KYC compliance process before traders can fully access withdrawals/performance fees. If a trader cannot pass KYC, FXIFY's policy explains this impacts their ability to proceed under the program's compliance requirements. |
| Restricted Countries | Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea-Bissau Iran Iraq Lebanon Libya Mali Myanmar North Korea Russia Somalia South Sudan Sudan Syria Yemen Zimbabwe | No specific list of restricted countries is published but services may not be available in sanctioned jurisdictions such as North Korea Iran Syria and other high‑risk regions. | United States Zimbabwe Iran Iraq North Korea Somalia Vietnam Burundi Central African Republic Ivory Coast Liberia Libya Sudan Cuba Syria Afghanistan Yemen Palestine Myanmar Nicaragua Congo Republic Crimea Democratic Republic of Congo Eritrea Guinea Guinea-Bissau Papua New Guinea South Sudan Vanuatu Venezuela Algeria Russia Kenya Ghana |