What are the payout rules at FXIFY, such as minimum withdrawal, payout frequency, processing time, and methods?
💡 Answer
Minimum Payout Amount: No minimum payout restriction apply.Days to First Payout: 0:
Payout Processing Time (Days): 0
Payout Frequency:
Payout Frequency
Instant Funding: FXIFY states Instant Funding accounts offer payouts every 14 days. Evaluation programs (1-Phase, 2-Phase, 3-Phase): FXIFY states the first payout is instant and on demand, processed right after the trader's first live trade in the funded account.
Payout Methods:Crypto, Bank Transfer
More information on withdrawal minimums, processing duration, and payout schedules is on FXIFY official website.
More FAQs about FXIFY
- What trading styles are permitted at FXIFY, including EAs, news trading, weekend trades, and copy trading?
- How can traders pay for accounts at FXIFY, and are refunds available?
- What is the maximum profit split offered by FXIFY?
- What assets and markets can traders trade at FXIFY?
- What leverage does FXIFY offer for forex, indices, metals, and crypto trading?
- Which trading platforms are available at FXIFY, and who is the underlying broker?
- How does FXIFY handle spreads, commissions, and slippage during trade execution?
- Which trading strategies are restricted by FXIFY, does the firm allow martingale trading, and are lot size limits enforced?
- What drawdown model is applied at FXIFY?
- What risk management and consistency rules must traders follow at FXIFY?
- What program types does FXIFY offer to traders?
- What challenge structure does FXIFY use for its evaluation process?
- What is the maximum funding offered by FXIFY, and is a scaling plan available for traders?
- What is the current Trustpilot rating and number of reviews for FXIFY?
- What program types are available at FXIFY?
- How many accounts can a trader hold at FXIFY, is account merging allowed, and are there lot size limits?
- Does FXIFY require KYC, and when are traders asked to complete verification?
- Which countries are restricted from trading with FXIFY?
Guides Where FXIFY Is Featured
- Prop Firms Offering Crypto Leverage of 1:1 or Higher
- Prop Firms Offering FX Leverage of 1:50 or Higher
- Prop Firms Offering Indices Trading
- Prop Firms Offering Maximum Profit Split of 90% or Higher
- Prop Firms Offering Metals Leverage of 1:10 or Higher
- Prop Firms Offering More Than $4M in Funding
- Prop Firms Offering Profit Split Starting at 70% or Higher
- Prop Firms With At Least 2 Years in Operation
- Prop Firms with More Than 750 Trustpilot Reviews
- Prop Firms With MT5 Platform
- Prop Firms With Trustpilot rating of 3.1 or higher
- Top Prop Firms That Accept Clients From Azerbaijan
These guides include FXIFY alongside other prop firms, grouped by trading features, platforms, availability, and trader requirements.
FXIFY vs Instant Funding vs FTMO - Prop Firm Comparison (September 2026)
Side-by-side comparison of FXIFY vs Instant Funding vs FTMO. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated September 2026.
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FXIFY
FXIFY is a broker-backed prop firm (FXIFY Markets Ltd, licensed in Labuan, Malaysia) offering One Phase, Two Phase and Three Phase evaluations, an Instant Funding path, and a 7-day Lightning Challenge, with up to 90% performance splits, on-demand payouts on...
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Instant Funding
Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
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FTMO
FTMO is a Prague-based prop trading evaluation company founded in 2015 that uses a two-step challenge (FTMO Challenge + Verification) with unlimited time, strict 5% max daily loss and 10% max loss limits, and Normal or Swing funded account types....
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|---|---|---|---|
| Overview | |||
| Trustpilot Rating | 4.3 | 0 | 4.8 |
| Trustpilot Reviews | 6,239 | 0 | 52,262 |
| Headquarters | Malaysia | United Kingdom | Czech Republic |
| Age (Years) | 4 | 5 | 11 |
| Max Funding | $4,000,000 | $3,840,000 | $400,000 |
| Profit Split Start | 80% | 80% | 80% |
| Profit Split Max | 90% | 95% | 90% |
| Platforms | MT4 MT5 DXtrade | MT4 MT5 cTrader dxTrade TradeLocker | MT4 MT5 cTrader DXtrade |
| Assets | FX Metals Indices Commodities Stocks Crypto | Forex Commodities Metals Indices Cryptocurrencies | FX Indices Commodities Stocks Crypto |
| Leverage | |||
| FX Leverage | 50 | 100 | 100 |
| Metals Leverage | 50 | 20 | 30 |
| Crypto Leverage | 1 | 2 | 3.3 |
| Risk & Drawdown Rules | |||
| Max Daily Loss | Maximum Daily LossFXIFY's daily drawdown limits are program-specific. FXIFY provides examples showing One Phase uses a 3% daily drawdown, while Two Phase uses a 4% daily drawdown. Daily drawdown is monitored alongside max drawdown thresholds, and traders should plan withdrawals and risk so that intraday equity does not breach the daily limit. | 2 | Maximum Daily LossFTMO applies a 5% Maximum Daily Loss. It is calculated from the account’s balance at midnight CE(S)T (platform time) each day and includes the running total of the day’s closed trades + floating P/L, including commissions and swaps. If the daily limit is exceeded at any time, the account fails. |
| Max Total Loss | Maximum Overall LossFXIFY provides examples showing One Phase accounts use a 6% max drawdown and Two Phase accounts use a 10% max drawdown. For Three Phase, FXIFY describes a static drawdown option where max drawdown is set at 5% and remains static for the life of the account. | 10 | Maximum LossFTMO applies a 10% Maximum Loss (overall loss limit). This is a static cap measured against the account’s starting balance, and it is evaluated on equity (closed + floating results, including trading costs). Breaching it at any time results in account failure. |
| Drawdown Type | Drawdown ModelFXIFY supports both trailing-style drawdown mechanics and an optional static drawdown mode (notably for 2-Phase and 3-Phase). FXIFY also explains that on 1- and 2-Phase accounts, when a withdrawal is requested, the max drawdown “locks” at the starting balance, meaning profit withdrawals reduce the buffer created by gains and can increase breach risk if no buffer remains. | Smart drawdown (Instant Funding) and static drawdown (evaluation accounts) | Drawdown ModelFTMO uses static loss limits: a daily loss limit that resets at midnight (platform time) and an overall loss limit based on the starting balance. Both limits include floating P/L and trading costs (commissions/swaps), so equity protection matters as much as closed P/L. |
| Payouts | |||
| Payout Frequency | Payout FrequencyInstant Funding: FXIFY states Instant Funding accounts offer payouts every 14 days. Evaluation programs (1-Phase, 2-Phase, 3-Phase): FXIFY states the first payout is instant and on demand, processed right after the trader's first live trade in the funded account. | Weekly or Bi-Weekly | Payout FrequencyFTMO rewards are processed on request. Once you have access to the FTMO Account, you can request your reward after a minimum of 14 calendar days from your first day of trading on the FTMO Account (biweekly request cadence).Minimum profit thresholds apply to cover transaction costs (e.g., $20 minimum for bank transfer, $50 minimum for crypto withdrawals). |
| Days to First Payout | 0 | 14 | 14 |
| Payout Processing Time | 0 | 2 | Payout ProcessingReward requests go through a review step (typically 1–2 business days). After approval, payments are usually processed within an additional 1–2 business days, depending on the chosen payout method and banking/processor timelines. |
| Payout Methods | Crypto Bank Transfer | Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC) | Bank Transfer Cryptocurrency Skrill Neteller |
| Payments | |||
| Payment Methods | Credit/Debit Card Crypto | Credit/Debit Card Apple Pay Google Pay PayPal Crypto | Credit/Debit Card Bank Transfer Cryptocurrency Skrill |
| Trading Permissions | |||
| News Trading | News trading rules are defined by FXIFY program terms and platform rules; traders should follow FXIFY's compliance guidance and avoid any prohibited behavior, especially around extreme volatility where drawdown breaches can occur quickly. | Allowed during evaluation; funded accounts require add-on to trade major news events. | Evaluation (FTMO Challenge + Verification): news trading is allowed freely during all releases.FTMO Account (Normal): for specified high-impact announcements and targeted instruments, you must not open or close trades (including SL/TP triggers) in the 2 minutes before to 2 minutes after the release.FTMO Account Swing: news trading restrictions do not apply. |
| Weekend Trades | FXIFY advertises the ability to hold positions over the weekend on supported programs/instruments, subject to market hours, symbol availability, and account objectives. | Overnight trades allowed; weekend holding requires add-on on funded accounts. | Evaluation (FTMO Challenge + Verification): holding trades over the weekend is allowed.FTMO Account (Normal): positions must be closed before the weekend market close (or if the market break/rollover is longer than 2 hours). Some cryptocurrencies may be tradable during specific weekend hours.FTMO Account Swing: no restrictions on holding positions over the weekend. |
| Copy Trading | Copy trading is allowed between your own FXIFY accounts and from FXIFY accounts to other accounts. To copy from an external account into a FXIFY account, FXIFY requires submission of the master account statement in HTML format beforehand, and copying from a third party is prohibited. | Allowed only between accounts owned by the same trader. | Trade copying tools can be used as long as your trading remains compliant with FTMO’s rules. FTMO’s services are for personal use only: you must not allow any third party to access or trade your accounts, and coordinated/manipulative trade patterns between connected accounts (e.g., opposite positions across accounts for manipulation) are forbidden. |
| EA Allowed | 1 | EAs allowed if non-abusive and non-latency based. | EAs are allowed as long as the strategy is legitimate, replicable in real markets, and does not fall into forbidden practices. Note that automated trading that overloads servers (e.g., excessive server requests) is prohibited, and widely used third-party EAs may risk breaching maximum capital allocation constraints if multiple users run the same strategy. |
| KYC & Restrictions | |||
| KYC Required | No | No | No |
| KYC Stage | KYC is required as part of FXIFY's AML/KYC compliance process before traders can fully access withdrawals/performance fees. If a trader cannot pass KYC, FXIFY's policy explains this impacts their ability to proceed under the program's compliance requirements. | KYC required before first payout. | FTMO requires identity verification before becoming an FTMO Trader and signing the FTMO Account Agreement. For individuals, this is KYC and typically requires a government-issued ID and proof of address. Businesses may require KYB documentation. Once the verification is complete, the FTMO Account Agreement is unlocked for signing in the Client Area. |
| Restricted Countries | United States Zimbabwe Iran Iraq North Korea Somalia Vietnam Burundi Central African Republic Ivory Coast Liberia Libya Sudan Cuba Syria Afghanistan Yemen Palestine Myanmar Nicaragua Congo Republic Crimea Democratic Republic of Congo Eritrea Guinea Guinea-Bissau Papua New Guinea South Sudan Vanuatu Venezuela Algeria Russia Kenya Ghana | Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea-Bissau Iran Iraq Lebanon Libya Mali Myanmar North Korea Russia Somalia South Sudan Sudan Syria Yemen Zimbabwe | Afghanistan Albania Algeria American Samoa Barbados Belarus Burkina Faso Burundi Cambodia Central African Republic Cuba Democratic Republic of the Congo Eritrea Guam Guinea Guinea-Bissau Haiti Hong Kong Iran Iraq Kazakhstan Kosovo Libya Mali Morocco Myanmar Nicaragua North Korea Pakistan Palestine Panama Puerto Rico Russia Samoa Sierra Leone Somalia South Sudan Sudan Syria Tunisia Uganda Ukraine (Crimea Donetsk Luhansk) United Arab Emirates United States Minor Outlying Islands Venezuela Virgin Islands (US) Yemen Zimbabwe |
FXIFY
Instant Funding
FTMO