How many accounts can a trader hold at Top One Trader, is account merging allowed, and are there lot size limits?
💡 Answer
What is Max Accounts per Trader limit at Top One Trader?Traders can hold multiple challenge and funded accounts across the different models, but overall capital allocation is effectively limited by the official scaling plan, which can grow total funding up to about $5,000,000 for a single trader. Cross-account hedging, abusive copy trading and coordinated group trading are not allowed and can lead to blacklisting.
Is Account Merge Allowed at Top One Trader?
No
What are Lot Size Limits at Top One Trader?
Top One Trader does not publish a single global maximum lot size per trade, but funded accounts are generally limited by an overall open-lot cap of around 20% of the account size. Exceeding this threshold or suddenly trading far larger lot sizes than usual can trigger automatic position closures or manual risk review.
For the latest account limits, merging rules, and scaling options, see Top One Trader official website.
More FAQs about Top One Trader
- What trading styles are permitted at Top One Trader, including EAs, news trading, weekend trades, and copy trading?
- How can traders pay for accounts at Top One Trader, and are refunds available?
- What are the payout rules at Top One Trader, such as minimum withdrawal, payout frequency, processing time, and methods?
- How much profit can traders keep at Top One Trader?
- Which markets are available for trading at Top One Trader?
- What leverage does Top One Trader offer for forex, indices, metals, and crypto trading?
- Which trading platforms are available at Top One Trader, and who is the underlying broker?
- How does Top One Trader handle spreads, commissions, and slippage during trade execution?
- Which trading strategies are restricted by Top One Trader, does the firm allow martingale trading, and are lot size limits enforced?
- What drawdown model is applied at Top One Trader?
- What risk management and consistency rules must traders follow at Top One Trader?
- What program types does Top One Trader offer to traders?
- What challenge structure does Top One Trader use for its evaluation process?
- What is the maximum funding offered by Top One Trader, and is a scaling plan available for traders?
- What is the current Trustpilot rating and number of reviews for Top One Trader?
- What program types are available at Top One Trader?
- Does Top One Trader require KYC, and when are traders asked to complete verification?
- Which countries are restricted from trading with Top One Trader?
Guides Where Top One Trader Is Featured
- Prop Firms Offering Crypto Leverage of 1:2 or Higher
- Prop Firms Offering FX Leverage of 1:30 or Higher
- Prop Firms Offering Maximum Profit Split of 80% or Higher
- Prop Firms Offering Metals Leverage of 1:10 or Higher
- Prop Firms Offering Metals Trading
- Prop Firms Offering More Than $600k in Funding
- Prop Firms Offering Profit Split Starting at 60% or Higher
- Prop Firms With At Least 2 Years in Operation
- Prop Firms With Match-Trader Platform
- Prop Firms with More Than 250 Trustpilot Reviews
- Prop Firms With Trustpilot rating of 4.0 or higher
- Top Prop Firms That Accept Clients From Artsakh
These guides include Top One Trader alongside other prop firms, grouped by trading features, platforms, availability, and trader requirements.
Top One Trader vs Hola Prime vs OneFunded - Prop Firm Comparison (May 2026)
Side-by-side comparison of Top One Trader vs Hola Prime vs OneFunded. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated May 2026.
|
Top One Trader
Top One Trader is a fast-growing prop firm offering simple 1-step and 2-step evaluations plus instant funding and Instant Prime accounts, with low-cost challenges, straightforward rules, EquityShield risk protection and profit splits that can reach 100% while scaling up to...
|
Hola Prime
Hola Prime is a global proprietary trading firm offering Pro and Prime evaluation challenges plus a Direct (instant-funded) account, with multi-platform CFD access (MT4/MT5, cTrader, DXtrade, MatchTrader, TradeLocker), multiple payout-cycle options (including on-demand structures on eligible plans), and a milestone-based...
|
OneFunded
OneFunded is a UK‑based proprietary trading firm launched in 2024 under Brynex Tech Limited. It offers evaluation‑based simulated trading accounts with unlimited time to pass; the main programs are the 1‑Step Challenge, 2‑Step Challenge and 1F Limited challenge. Traders work on the...
|
|
|---|---|---|---|
| Overview | |||
| Trustpilot Rating | 4.5 | 4.6 | 4.4 |
| Trustpilot Reviews | 3,114 | 1,241 | 224 |
| Headquarters | United States | Hong Kong | United Kingdom |
| Age (Years) | 3 | 2 | 2 |
| Max Funding | $5,000,000 | $4,000,000 | $200,000 |
| Profit Split Start | 60% | 65% | 80% |
| Profit Split Max | 100% | 95% | 90% |
| Platforms | MT5 cTrader Match-Trader TradeLocker | MT4 MT5 cTrader Match-Trader DXtrade TradeLocker | TradeLocker cTrader |
| Assets | FX Metals Indices Commodities Crypto | FX Commodities Indices Crypto Futures | Forex indices commodities (metals & energies) cryptocurrencies |
| Leverage | |||
| FX Leverage | 50 | 100 | 100 |
| Metals Leverage | 10 | 20 | 30 |
| Crypto Leverage | 2 | 2 | 2 |
| Risk & Drawdown Rules | |||
| Max Daily Loss | Maximum Daily LossDaily loss limits at Top One Trader are simple but strict: 1-Step and 2-Step accounts usually have a 4% daily loss cap, Instant Funding has a 3% daily loss limit and Instant Prime applies an even tighter 2.5% profile tied to the ESS metric.The daily limit is generally calculated on equity and includes both closed and floating losses; if equity falls beyond the allowed percentage in a single day, the account is considered in breach even if the loss is later recovered. | Maximum Daily LossHola Prime uses percentage-based daily loss limits that reset daily at 17:00 EST (server time) and are calculated from the previous day’s closing balance (with equity/balance breach checks intraday).1-Step Pro (Challenge + Hola Prime Account): 3% daily loss (previous day closing balance).2-Step Pro (Phase 1/2 + Hola Prime Account): 5% daily loss of the previous day’s closing balance (4% daily loss for $200k accounts).Direct Account (Hola Prime Account): 3% daily loss (previous day closing balance). | 4–5 |
| Max Total Loss | Maximum Overall LossOverall loss caps depend on the program: 1-Step FLASH uses a 7% trailing max drawdown, 2-Step PRO uses an 8% static max loss from the starting balance, Instant Funding runs with a 6% trailing drawdown and Instant Prime typically keeps a 5–6% trailing max loss.For trailing accounts, the max loss tracks the highest equity until a payout is taken, at which point the level locks at the initial balance; breaching the max loss at any time results in losing the account. | Maximum Overall LossOverall loss models vary by program:1-Step Pro: 6% maximum overall loss based on initial balance (static overall loss limit).2-Step Pro: 8% maximum overall loss based on initial balance (static overall loss limit) across phases and on the resulting Hola Prime Account.Direct Account: 5% trailing maximum drawdown from the initial balance, tracking the account’s high watermark until specific locking conditions are met; falling below the trailing line breaches the account. | 6–11 |
| Drawdown Type | Drawdown ModelTop One Trader combines static and trailing drawdown models. 2-Step PRO accounts use a simple static 8% max loss from starting balance, while 1-Step FLASH, Instant Funding and Instant Prime rely on trailing max drawdown that follows peak equity and then locks at the starting balance when a payout is requested (Lock Upon Payout rule).The EquityShield risk engine helps enforce these limits by monitoring symbol-level and overall open risk and automatically closing trades if thresholds are exceeded. | Drawdown ModelHola Prime combines a dynamic daily loss limit (based on the previous day’s closing balance) with program-specific overall drawdown models.Pro models: Daily loss is dynamic by previous-day close; overall loss is typically a static percentage of initial balance (varies by 1-step vs 2-step).Direct Account: Uses a classic trailing drawdown mechanism (high-watermark tracking). This structure can force tighter profit protection as the trailing threshold rises with new equity highs. | Fixed (daily 4–5 % and overall 6–11 % of starting balance) |
| Payouts | |||
| Payout Frequency | Payout Frequency1-Step and 2-Step challenge accounts pay out bi-weekly by default, with add-ons available for weekly or instant payouts after the first withdrawal. Instant Funding normally pays monthly, while Instant Prime offers bi-weekly payouts, again with minimum profit of 2% of the initial balance required to request a withdrawal.Profit splits typically start at 80–90% on challenge accounts, 60% on Instant Funding and 80% on Instant Prime, stepping up over successive payouts until they reach as high as 90–100% for long-term, consistent traders. | Payout FrequencyHola Prime offers multiple payout structures depending on the plan selected at checkout and/or the account type.Cycle-based payouts (where offered): Weekly (65% split), Bi-weekly (80% split), and Monthly (95% split). Once chosen, the payout cycle cannot be changed.Bi-weekly/monthly profitability criteria (plan-dependent): Bi-weekly cycles may require a minimum of 3 profitable trading days within a 14-day period; monthly cycles may require 7 profitable trading days within a 30-day period (a profitable day is typically defined as at least 0.5% net... | Payouts can be requested every 14 days in the funded stage (or weekly with an add‑on). Bi‑weekly and weekly cycles provide up to a 90 % profit split. |
| Days to First Payout | 30 | 7 | 14 |
| Payout Processing Time | Payout ProcessingPayouts are requested through the Top One Trader dashboard and are routed via Rise (Riseworks) to bank transfer or cryptocurrency. Approved withdrawals are often processed within about 24 hours, although exact timing can vary with the chosen method, weekends and additional compliance checks. | Payout ProcessingHola Prime markets “1-hour payouts.” Payout requests are submitted through the client/dashboard flow and are typically processed rapidly once approved; actual arrival time depends on the chosen method (bank wires can take longer than crypto rails even if released quickly by the firm). | 2 |
| Payout Methods | Bank Transfer Crypto via Rise (Riseworks) | Crypto Bank Wire Rise | USDT TRC20 Bank transfer |
| Payments | |||
| Payment Methods | Credit Card Crypto | Credit/Debit Card (Visa Mastercard American Express) PayPal Apple Pay Google Pay Crypto (BTC ETH USDT USDC) Neteller Revolut Pay Stripe Bank Transfer CoinPayments AstroPay | Credit/debit card (Visa Mastercard) Google Pay Apple Pay Crypto (USDT TRC20) Bank transfer |
| Trading Permissions | |||
| News Trading | News trading rules depend on the program. Evaluations are typically more flexible, but on funded and instant accounts it is prohibited to open, modify or close positions within 5 minutes before or after designated high-impact news on the affected instrument. Instant Prime provides more flexibility when combined with relevant add-ons, but bracket-style and pure spike-catching news strategies are still not allowed. | Pro models: News trading is allowed during challenge phases, but funded-stage (Hola Prime Account) trading can be restricted around high-impact news (e.g., no opening/closing/modifying within a defined window such as 5 minutes before/after for affected instruments).Prime models: The firm positions Prime accounts as more flexible for swing/news styles (plan-specific).Direct Account: News trading is not allowed. | News trading is allowed in both evaluation and funded stages. A high‑impact news window (5 minutes before and after the event) requires careful risk management; trades may be opened, modified or closed but abusing volatility may result in warnings or termination. |
| Weekend Trades | Overnight and weekend holding is allowed on 1-Step FLASH and 2-Step PRO accounts subject to normal swap charges. Instant Funding accounts require a weekend add-on to hold trades over the close; without it, positions should be closed before markets shut to avoid soft or hard breaches. | Pro models: Weekend holding is allowed during challenge phases, but funded-stage Pro accounts generally require positions to be closed ahead of weekend market close (auto-closure procedures may apply).Prime models: Prime accounts are marketed as more swing-friendly and can allow weekend holding (plan-specific).Direct Account: Weekend holding is not allowed. | Overnight and weekend positions are allowed across all stages. Swap/rollover fees apply where relevant. |
| Copy Trading | Manual copy trading is allowed only between your own challenge accounts on supported platforms, and not on funded or instant funded accounts. Copying between different users, mirroring trades across large groups of accounts or hedging between accounts and firms is prohibited. Violations can lead to profit removal, account resets or termination. | Copy trading is permitted only between accounts personally owned by the same trader. Copying third-party trades or group trading patterns can be treated as a rule violation. Additionally, identically traded strategies across multiple funded accounts that exceed the firm’s maximum allocation thresholds can result in suspensions. | Copy trading is permitted only between your own OneFunded accounts. Coordinated copy trading with other traders or social copy services is prohibited. |
| EA Allowed | Expert Advisors are allowed on 1-Step FLASH and 2-Step PRO evaluation accounts provided they are customised to the trader, fully disclosed and not commercial grid, martingale, latency or arbitrage systems. EAs are not permitted on funded and instant accounts, where trading is expected to be manual or semi-manual under the firm’s risk rules. | Expert Advisors (EAs) and algorithmic trading are permitted in principle, but traders remain responsible for ensuring their automation does not trigger prohibited trading practices, group-trading flags, or allocation-limit breaches (e.g., multiple traders using the same third-party EA settings may be denied/terminated under the firm’s allocation and strategy duplication controls). | Expert Advisors (EAs) and automated strategies are allowed, but traders must request approval via the support desk and provide details of the EA’s logic. |
| KYC & Restrictions | |||
| KYC Required | No | No | No |
| KYC Stage | Top One Trader applies standard KYC and AML checks. Traders must complete identity verification and, where required, provide proof of address or other documents before receiving funded accounts and before withdrawals are processed through Rise and other payment providers. | KYC is required as part of Hola Prime’s onboarding and risk workflow. Traders may be asked to upload KYC documents and sign agreements during/after passing evaluation (and prior to funded account issuance and/or payouts), with documents and contracts typically handled inside the dashboard “Agreements” flow. | KYC/AML verification is required after completing the evaluation and before receiving funded account credentials and payouts. Traders must submit proof of identity, proof of address and a selfie. |
| Restricted Countries | Afghanistan Albania Algeria Armenia Azerbaijan Crimea (Region of Ukraine) Cuba Iran Iraq Kazakhstan Kuwait Lebanon Libya Macedonia Morocco Pakistan Russia Somalia Sudan Syria Turkey Ukraine Vietnam | Afghanistan Belarus Burundi China Cuba Congo Sudan North Korea Yemen | Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea‑Bissau Iran Iraq ISIL (Da’esh) Lebanon Libya Mali North Korea Russia (including Crimea/Donetsk/Luhansk) Somalia South Sudan Sudan Syria Taliban Yemen Zimbabwe |
Top One Trader
Hola Prime
OneFunded