What risk management and consistency rules must traders follow at FXIFY?

💡 Answer

3 Percent Rule

FXIFY does not advertise a fixed per-trade “3% rule.” Risk is governed primarily through daily drawdown and maximum drawdown limits (for example, 3% daily / 6% max on One Phase and 4% daily / 10% max on Two Phase), alongside account-specific objectives and compliance checks.


Consistency Rules

FXIFY markets its programs as having no consistency rules (i.e., no best-day or profit-distribution caps advertised as mandatory), focusing instead on meeting the core trading objectives and remaining within drawdown limits.


Other Risk Rules

FXIFY enforces a one-profile-per-trader policy. Copy trading is permitted between a trader's own FXIFY accounts and from FXIFY accounts to other accounts, but copying from a third party is prohibited. FXIFY also offers an optional Performance Protect add-on (purchased at checkout) designed to allow traders to request a payout of remaining gains based on the agreed performance split even after a drawdown breach, subject to the add-on terms.

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FXIFY vs Hola Prime vs Funded Prime - Prop Firm Comparison (March 2026)

Side-by-side comparison of FXIFY vs Hola Prime vs Funded Prime. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated March 2026.

FXIFY vs Hola Prime vs Funded Prime - Prop Firm Comparison (March 2026)
FXIFY
FXIFY is a broker-backed prop firm (FXIFY Markets Ltd, licensed in Labuan, Malaysia) offering One Phase, Two Phase and Three Phase evaluations, an Instant Funding path, and a 7-day Lightning Challenge, with up to 90% performance splits, on-demand payouts on...
Hola Prime
Hola Prime is a global proprietary trading firm offering Pro and Prime evaluation challenges plus a Direct (instant-funded) account, with multi-platform CFD access (MT4/MT5, cTrader, DXtrade, MatchTrader, TradeLocker), multiple payout-cycle options (including on-demand structures on eligible plans), and a milestone-based...
Funded Prime
Funded Prime is a simulated trading evaluation program administered by Radias PTT FZ-LLC. It offers One Phase, Two Phase, Stock Traders, Meme Coin and Bitcoin Maxi challenges, primarily on TradeLocker (with DXtrade also linked as a supported platform resource). Funded-stage...
Overview
Trustpilot Rating 4.4 4.5 4.1
Trustpilot Reviews 5,320 770 20
Headquarters Malaysia Hong Kong United Arab Emirates
Age (Years) N/A 2 3
Max Funding $4,000,000 $4,000,000 $800,000
Profit Split Start 80% 65% 80%
Profit Split Max 90% 95% 90%
Platforms MT4 MT5 DXtrade MT4 MT5 cTrader Match-Trader DXtrade TradeLocker TradeLocker DXtrade
Assets FX Metals Indices Commodities Stocks Crypto FX Commodities Indices Crypto Futures Forex Commodities Indices Crypto Stocks
Leverage
FX Leverage 50 100 50
Metals Leverage 50 20 10
Crypto Leverage 1 2 1
Risk & Drawdown Rules
Max Daily Loss Maximum Daily LossFXIFY's daily drawdown limits are program-specific. FXIFY provides examples showing One Phase uses a 3% daily drawdown, while Two Phase uses a 4% daily drawdown. Daily drawdown is monitored alongside max drawdown thresholds, and traders should plan withdrawals and risk so that intraday equity does not breach the daily limit. Maximum Daily LossHola Prime uses percentage-based daily loss limits that reset daily at 17:00 EST (server time) and are calculated from the previous day’s closing balance (with equity/balance breach checks intraday).1-Step Pro (Challenge + Hola Prime Account): 3% daily loss (previous day closing balance).2-Step Pro (Phase 1/2 + Hola Prime Account): 5% daily loss of the previous day’s closing balance (4% daily loss for $200k accounts).Direct Account (Hola Prime Account): 3% daily loss (previous day closing balance). 5
Max Total Loss Maximum Overall LossFXIFY provides examples showing One Phase accounts use a 6% max drawdown and Two Phase accounts use a 10% max drawdown. For Three Phase, FXIFY describes a static drawdown option where max drawdown is set at 5% and remains static for the life of the account. Maximum Overall LossOverall loss models vary by program:1-Step Pro: 6% maximum overall loss based on initial balance (static overall loss limit).2-Step Pro: 8% maximum overall loss based on initial balance (static overall loss limit) across phases and on the resulting Hola Prime Account.Direct Account: 5% trailing maximum drawdown from the initial balance, tracking the account’s high watermark until specific locking conditions are met; falling below the trailing line breaches the account. 10
Drawdown Type Drawdown ModelFXIFY supports both trailing-style drawdown mechanics and an optional static drawdown mode (notably for 2-Phase and 3-Phase). FXIFY also explains that on 1- and 2-Phase accounts, when a withdrawal is requested, the max drawdown “locks” at the starting balance, meaning profit withdrawals reduce the buffer created by gains and can increase breach risk if no buffer remains. Drawdown ModelHola Prime combines a dynamic daily loss limit (based on the previous day’s closing balance) with program-specific overall drawdown models.Pro models: Daily loss is dynamic by previous-day close; overall loss is typically a static percentage of initial balance (varies by 1-step vs 2-step).Direct Account: Uses a classic trailing drawdown mechanism (high-watermark tracking). This structure can force tighter profit protection as the trailing threshold rises with new equity highs. Drawdown ModelEquity-based drawdown. For One Phase / Two Phase / Stock Traders / Bitcoin Maxi: Max Daily Drawdown is a % of the previous day’s equity snapshot (5% for One/Two/Stock; 3% for Bitcoin Maxi). Max Drawdown is a fixed % of the initial balance (10% for One/Two/Stock; 5% for Bitcoin Maxi). Meme Coin uses a 6.5% trailing drawdown.
Payouts
Payout Frequency Payout FrequencyInstant Funding: FXIFY states Instant Funding accounts offer payouts every 14 days. Evaluation programs (1-Phase, 2-Phase, 3-Phase): FXIFY states the first payout is instant and on demand, processed right after the trader's first live trade in the funded account. Payout FrequencyHola Prime offers multiple payout structures depending on the plan selected at checkout and/or the account type.Cycle-based payouts (where offered): Weekly (65% split), Bi-weekly (80% split), and Monthly (95% split). Once chosen, the payout cycle cannot be changed.Bi-weekly/monthly profitability criteria (plan-dependent): Bi-weekly cycles may require a minimum of 3 profitable trading days within a 14-day period; monthly cycles may require 7 profitable trading days within a 30-day period (a profitable day is typically defined as at least 0.5% net... Payout FrequencyPayout waiting periods (from account opening / prior payout request) depend on the challenge type:One Phase: 14 daysTwo Phase: 7 daysStock Traders: 14 daysMeme Coin: 14 daysBitcoin Maxi: 14 daysAn add-on (“Prime Payout”) can reduce the payout time to 7 days for eligible plans.
Days to First Payout 0 7 14
Payout Processing Time 0 Payout ProcessingHola Prime markets “1-hour payouts.” Payout requests are submitted through the client/dashboard flow and are typically processed rapidly once approved; actual arrival time depends on the chosen method (bank wires can take longer than crypto rails even if released quickly by the firm). 2
Payout Methods Crypto Bank Transfer Crypto Bank Wire Rise USDT TRC20 USDT ERC20 BTC International Bank Transfer
Payments
Payment Methods Credit/Debit Card Crypto Credit/Debit Card (Visa Mastercard American Express) PayPal Apple Pay Google Pay Crypto (BTC ETH USDT USDC) Neteller Revolut Pay Stripe Bank Transfer CoinPayments AstroPay Credit/Debit Cards Cryptocurrencies
Trading Permissions
News Trading News trading rules are defined by FXIFY program terms and platform rules; traders should follow FXIFY's compliance guidance and avoid any prohibited behavior, especially around extreme volatility where drawdown breaches can occur quickly. Pro models: News trading is allowed during challenge phases, but funded-stage (Hola Prime Account) trading can be restricted around high-impact news (e.g., no opening/closing/modifying within a defined window such as 5 minutes before/after for affected instruments).Prime models: The firm positions Prime accounts as more flexible for swing/news styles (plan-specific).Direct Account: News trading is not allowed. News trading depends on the challenge: Two Phases allowed; One Phase, Stock Traders and Meme Coin not allowed within 10 minutes before/after high-impact releases.
Weekend Trades FXIFY advertises the ability to hold positions over the weekend on supported programs/instruments, subject to market hours, symbol availability, and account objectives. Pro models: Weekend holding is allowed during challenge phases, but funded-stage Pro accounts generally require positions to be closed ahead of weekend market close (auto-closure procedures may apply).Prime models: Prime accounts are marketed as more swing-friendly and can allow weekend holding (plan-specific).Direct Account: Weekend holding is not allowed. Weekend trading: One Phase, Two Phase and Stock Traders not allowed; Meme Coin allowed.
Copy Trading Copy trading is allowed between your own FXIFY accounts and from FXIFY accounts to other accounts. To copy from an external account into a FXIFY account, FXIFY requires submission of the master account statement in HTML format beforehand, and copying from a third party is prohibited. Copy trading is permitted only between accounts personally owned by the same trader. Copying third-party trades or group trading patterns can be treated as a rule violation. Additionally, identically traded strategies across multiple funded accounts that exceed the firm’s maximum allocation thresholds can result in suspensions. Copy trading from other traders is prohibited; copying from your own personal accounts into your Funded Prime account is permitted if registered under the same email address. (Copy trading is permitted in evaluation stage.)
EA Allowed 1 Expert Advisors (EAs) and algorithmic trading are permitted in principle, but traders remain responsible for ensuring their automation does not trigger prohibited trading practices, group-trading flags, or allocation-limit breaches (e.g., multiple traders using the same third-party EA settings may be denied/terminated under the firm’s allocation and strategy duplication controls). EAs are allowed for Prime Traders and strictly prohibited for Stock Traders.
KYC & Restrictions
KYC Required Yes No No
KYC Stage KYC is required as part of FXIFY's AML/KYC compliance process before traders can fully access withdrawals/performance fees. If a trader cannot pass KYC, FXIFY's policy explains this impacts their ability to proceed under the program's compliance requirements. KYC is required as part of Hola Prime’s onboarding and risk workflow. Traders may be asked to upload KYC documents and sign agreements during/after passing evaluation (and prior to funded account issuance and/or payouts), with documents and contracts typically handled inside the dashboard “Agreements” flow. KYC must be completed to be eligible for payouts (Rules and Conditions/FAQs). FAQs note that if a payout exceeds $1,000, required KYC documents must be submitted and approved before requesting a withdrawal.
Restricted Countries United States Zimbabwe Iran Iraq North Korea Somalia Vietnam Burundi Central African Republic Ivory Coast Liberia Libya Sudan Cuba Syria Afghanistan Yemen Palestine Myanmar Nicaragua Congo Republic Crimea Democratic Republic of Congo Eritrea Guinea Guinea-Bissau Papua New Guinea South Sudan Vanuatu Venezuela Algeria Russia Kenya Ghana Afghanistan Belarus Burundi China Cuba Congo Sudan North Korea Yemen Australia Cuba Iran North Korea Myanmar Russia (including Crimea Donetsk Luhansk regions of Ukraine) Somalia Syria

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