FTUK

Payout Frequency

Instant Funding: Payouts are available on demand, subject to meeting the Consistency Score requirement.

One Step & Two Step: Payouts are typically available every 14 days (bi-weekly) once the trader meets minimum trading-day requirements and other eligibility checks (including the challenge-program Payout Locker terms where applicable).

FTUK offers three main simulated Forex funding routes:

• Instant Funding: No evaluation phases; traders start funded immediately with a 6% relative max drawdown, 5% daily drawdown, 30:1 FX leverage, weekend holding allowed, and on-demand payouts subject to a consistency score threshold (tightest at early levels).
• One Step: A single evaluation / challenge route with an 8% relative max drawdown, 4% daily drawdown, and a 10% scaling target. Once funded, payouts are typically bi-weekly and profit share increases with levels.
• Two Step: A structured evaluation with Phase 1 (10% profit target) and Phase 2 (5% profit target) using a static max drawdown model (10% then 5%) and a 5% daily drawdown. Funded accounts keep an 80% profit share, with leverage increasing at higher levels.

FTUK also runs Futures programs (Instant SIM Funding and One Step SIM) under separate rules (e.g., daily loss limits, contract limits and stricter session rules).

Forex programs: Holding positions overnight and over the weekend is allowed on Instant Funding, One Step and Two Step accounts.

Futures programs: FTUK Futures does not allow holding positions overnight or over the weekend; positions must be closed by the daily cutoff time specified by FTUK.

Forex programs: Copy trading is allowed between your FTUK account and your personal external accounts, but copying between multiple FTUK accounts (or running identical trades across multiple FTUK accounts) is prohibited.

Futures programs: Copy trading is not permitted.

Expert Advisors (EAs) and automated trading are permitted for standard intraday strategies, but FTUK’s permitted-styles matrix restricts EAs from a range of behaviors (e.g., martingale, scalping, tick scalping, hedging, and prohibited arbitrage styles). FTUK also warns that any trading style that constitutes high-frequency trading is not allowed.

FTUK prohibits (or restricts) system-abusive or unrealistic practices including high-frequency trading, grid trading, latency/hedge/reverse arbitrage, hedging across multiple accounts, and EA-based tick-scalping/scalping approaches. Trading activity that relies on rapidly repeated orders or uses multiple changing IPs to mask identity can also lead to termination.

Refund Policy

FTUK states its plans are non-refundable once purchased because products are rendered immediately for use.

Separately, FTUK advertises that the evaluation fee for One Step and Two Step programs is refundable as a fee refund when a trader reaches Level 2 and receives their first Level 2 payout.

3 Percent Rule

FTUK does not publish a fixed 3% per-trade rule. Instead, risk is constrained by program-level daily drawdown caps (4%–5%), overall drawdown limits (5%–10% static or 6%–8% relative), and an automated Account Protector that can close positions when exposure exceeds 2% on a single instrument or when total floating PnL drops to -2% of the starting balance.

Consistency Rules

FTUK uses different consistency mechanisms depending on the program:

• Instant Funding: A Consistency Score applies at withdrawal time (best day as a % of total closed profit), with tighter thresholds at early levels (e.g., <20% on Levels 1–2, rising at higher levels).
• Challenge-based programs (One Step / Two Step): FTUK sets a minimum daily profit requirement (0.5%) for a day to count as a valid trading day and requires a minimum number of trading days before the first payout cycle (10 trading days).

FTUK also uses a Payout Locker mechanism on challenge programs that can adjust the effective drawdown stop after a payout request, encouraging traders to maintain an appropriate buffer rather than withdrawing all available profit.

Payout Processing

FTUK states payout requests are usually approved within 1–2 working days after account review. After approval, funds are typically reflected in the trader’s wallet within 1–3 working days depending on the payout method.

FTUK allows up to 3 Forex accounts and up to 3 Futures accounts per trader (maximum 6 total). Accounts cannot be merged, and copying the same strategy between multiple FTUK accounts is not permitted.

FTUK uses RiseWorks for payout processing and requires trader verification to access and withdraw via Rise. FTUK states payouts above $500 are processed via RiseWorks in USD, while payouts below $500 are processed via USDT (TRC20). If Rise is not supported in a trader’s country, FTUK can manually send payouts via USDT (TRC20).

Other Risk Rules

Key rule-based controls at FTUK include:

• Account Protector (soft breach): Automatically closes trades if exposure on a single instrument exceeds 2% of the starting balance, and closes all open positions if the account’s floating PnL drops below -2% of starting balance.
• Stop losses: As of 20 Feb 2025, stop losses are not required on any account (Instant Funding purchased before that date may still require stop losses).
• Inactivity: Traders must place and close at least one trade every 30 days to avoid a hard breach.
• VPN/VPS: Fixed VPN/VPS usage is allowed provided trades originate from the same IP; patterns of multiple IPs from multiple countries can lead to termination.
• Hedging: Hedging within one account is permitted manually, but multi-account hedging is not permitted.

FTUK does not publish fixed spreads. Spreads vary by instrument and market conditions and can widen during illiquid periods (e.g., rollovers) and around major economic news. FTUK notes it selected its platforms with competitive spreads in mind but cannot control spreads in real time.

FTUK highlights that slippage can occur when orders execute at a different price than requested, especially during volatile markets or low liquidity. Traders can mitigate this by using pending orders and avoiding trading directly around major news releases when spreads and slippage can increase.

Forex programs: FTUK’s permitted-styles matrix allows manual martingale but does not allow martingale via EA/bot.

Futures programs: Martingale is listed among prohibited trading styles.

FTUK markets its Forex programs as having no fixed maximum lot sizes. In practice, position sizing is constrained by drawdown rules and the Account Protector, which can close trades if exposure on a single instrument exceeds 2% of starting balance or if total floating PnL reaches -2%.