What is the payout process at Instant Funding, including withdrawal minimums and processing duration?

💡 Answer

Minimum Payout Amount: $25

Days to First Payout: 14:

Payout Processing Time (Days): 2

Payout Frequency: Weekly or Bi-Weekly

Payout Methods:Bank Transfer, Crypto (USDT TRC20/ERC20/BEP20, BTC)

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Instant Funding vs FunderPro vs FundedFast - Prop Firm Comparison (March 2026)

Side-by-side comparison of Instant Funding vs FunderPro vs FundedFast. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated March 2026.

Instant Funding vs FunderPro vs FundedFast - Prop Firm Comparison (March 2026)
Instant Funding
Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
FunderPro
FunderPro is a Malta-registered simulated proprietary trading program that offers Pro, Classic, and One-Phase challenges on MT5, cTrader, and TradeLocker. Traders can manage up to $200,000 total funded allocation, earn performance rewards with profit splits up to 90%, and access...
FundedFast
FundedFast is the trading name of Memento Enterprises Limited (Malta) and offers simulated prop-trading Challenges on MatchTrader. It provides one-phase and two-phase evaluations (10% then 5% targets on the two-phase), unlimited time limits, weekly payout requests on funded accounts via...
Overview
Trustpilot Rating 0 0 3.7
Trustpilot Reviews 0 0 12
Headquarters United Kingdom Malta Malta
Age (Years) 5 3 2
Max Funding $3,840,000 $200,000 $976,562
Profit Split Start 80% 60% 80%
Profit Split Max 95% 90% 90%
Platforms MT4 MT5 cTrader dxTrade TradeLocker MT5 cTrader TradeLocker Match-Trader
Assets Forex Commodities Metals Indices Cryptocurrencies Forex Metals Energies US Indices EU Indices Shares Cryptos Forex Commodities Precious Metals Indices Cryptocurrencies
Leverage
FX Leverage 100 100 100
Metals Leverage 20 30 100
Crypto Leverage 2 2 20
Risk & Drawdown Rules
Max Daily Loss 2 5 5
Max Total Loss 10 10 10
Drawdown Type Smart drawdown (Instant Funding) and static drawdown (evaluation accounts) Drawdown ModelFunderPro uses a balance-based daily drawdown reset and a fixed maximum drawdown measured from the initial balance (no trailing drawdown). Daily drawdown is calculated from a daily snapshot (5:00 p.m. EST / day start 00:00 GMT+3 server time depending on page context). Drawdown ModelFundedFast enforces a fixed Max Daily Loss and a fixed Max Drawdown (no trailing drawdown disclosed on its Challenges page). The daily-loss limit is presented as a percentage limit and should be treated as including floating PnL exposure (open trades) for compliance.
Payouts
Payout Frequency Weekly or Bi-Weekly Payout FrequencyOne-Phase & Classic: bi-weekly payouts (every 14 days). Optional “First Reward in 7 Days” add-on allows first payout after 7 days instead of 14.Pro: selectable payout cadence at checkout: Daily payouts (60% split) or Weekly payouts (90% split), eligible once the account is at least 1% in profit vs initial balance. Payout FrequencyFundedFast states withdrawals can be requested once per week. To have a withdrawal processed on Monday, submit the request by 00:00 (UTC) Thursday of the previous week.
Days to First Payout 14 14 0
Payout Processing Time 2 Payout ProcessingFunderPro states rewards are typically processed within 1 working day after approval (average issuing time ~8 hours). Payout ProcessingFundedFast indicates weekly processing, with Monday as the processing day when submitted by the stated cutoff. Exact receipt timing depends on the payment provider and is not specified on the FAQ page.
Payout Methods Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC) USDC (direct transfer to wallet) Rise (reward paid to Rise wallet in USD; user can withdraw in preferred fiat/crypto via Rise) N/A
Payments
Payment Methods Credit/Debit Card Apple Pay Google Pay PayPal Crypto Credit/Debit Card Crypto and other available payment options offe Credit/Debit Card Bank Transfer Local Banking PIX (Brazil) Cryptocurrency
Trading Permissions
News Trading Allowed during evaluation; funded accounts require add-on to trade major news events. 14 Yes. FundedFast states news trading is allowed, but trades opened within 10 minutes of significant news announcements may be reviewed for compliance. Its Terms prohibit “gap trading” during significant news events (example: opening trades within five minutes of a major news announcement).
Weekend Trades Overnight trades allowed; weekend holding requires add-on on funded accounts. Payout ProcessingFunderPro advertises an average reward issuing time of 8 hours (after approval). For challenge-fee credits (where applicable), fee credits are processed within 7 days of the first reward withdrawal. Weekend holding is available via a Weekend Holding add-on at checkout. Overnight holding is allowed (swap applies at market close).
Copy Trading Allowed only between accounts owned by the same trader. FunderPro allows copy trading under strict conditions designed to ensure that all trading activity originates from the trader’s own strategies. Copy trading is permitted only between accounts owned by the same individual (including the trader’s own accounts at other prop firms or retail brokers), while copying from third-party accounts is strictly prohibited and results in a hard breach. Coordinated trading between different traders, the use of rented or mass-distributed EAs, public signal mirroring, or any form of collusion is forbidden,... No. FundedFast states copy trading is not currently supported.
EA Allowed EAs allowed if non-abusive and non-latency based. FunderPro allows the use of Expert Advisors (EAs) and automated trading systems across supported platforms such as MT5, cTrader, and TradeLocker. However, traders are strictly required to own the strategy or source code behind any automation used. The use of third-party rented bots, closed “black box” systems, mass-distributed EAs, or automation sourced from public signal groups is prohibited, as FunderPro evaluates individual trading skill and decision-making rather than replicated strategies. No. FundedFast states it does not support Expert Advisors (EAs) or automated trading systems.
KYC & Restrictions
KYC Required No No No
KYC Stage KYC required before first payout. FunderPro requires traders to complete the Know Your Customer (KYC) verification process after passing the Challenge and before signing the funded trader agreement or receiving any payouts. Traders may participate in the Challenge phase without completing KYC; however, verification is mandatory to transition into a funded account. FunderPro advises traders to ensure they can successfully pass the KYC process before purchasing a Challenge to avoid future issues. Once documents are submitted, the verification process typically takes 24–48 hours to complete. KYC is required after passing and before the funded phase: ID (passport/driving license/national ID) and proof of residence (utility bill or bank statement dated within the last six months). Upload is done via the Trading Platform profile area; verification is typically within an hour, up to one business day in rare cases.
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