What are the account limits at Funding Pips, including the maximum number of accounts, account merging rules, and lot size limits?
💡 Answer
What is Max Accounts per Trader limit at Funding Pips?Funding Pips limits total simulated capital per trader via a capital allocation cap rather than a fixed number of accounts.
Capital Allocation Limits:
- Standard account sizes include $25,000, $50,000, and $100,000.
- You can merge or scale to a combined maximum of $300,000 across multiple accounts.
Accounts using the same strategy are considered together for allocation, and scaling through the Hot Seat can extend effective funding beyond the base cap.
Is Account Merge Allowed at Funding Pips?
No
What are Lot Size Limits at Funding Pips?
Funding Pips no longer enforces a fixed 10-lot daily cap on new One Step accounts, but practical limits still arise from its 1% risk guideline and 3% single-trade rule. Other models may have internal volume limits, and sudden spikes to unusually large lot sizes can trigger reviews or be treated as a violation of consistency and risk rules.
For the latest account limits, merging rules, and scaling options, see Funding Pips official website.
More FAQs about Funding Pips
- Are expert advisors (EAs), news trading, weekend trading, and copy trading allowed at Funding Pips, and which strategies are prohibited?
- What payment methods does Funding Pips accept, and what is its refund policy?
- How do payouts work at Funding Pips, including minimum payout, payout frequency, processing time, and payout methods?
- What is the maximum profit split offered by Funding Pips?
- What assets and markets can traders trade at Funding Pips?
- What leverage does Funding Pips offer for forex, indices, metals, and crypto trading?
- What trading platforms does Funding Pips support, and which broker does it use?
- What are the trading conditions at Funding Pips regarding spread quality, commissions, and slippage policy?
- What trading strategies are prohibited at Funding Pips, is martingale allowed, and are there any lot size limits?
- What type of drawdown does Funding Pips use for its trading accounts?
- What risk management and consistency rules must traders follow at Funding Pips?
- What program types does Funding Pips offer to traders?
- What challenge structure does Funding Pips use for its evaluation process?
- What is the maximum funding offered by Funding Pips, and is a scaling plan available for traders?
- What is the current Trustpilot rating and number of reviews for Funding Pips?
- What program types are available at Funding Pips?
- Is KYC required at Funding Pips, and at which stage does identity verification take place?
- Are there any restricted countries at Funding Pips?
Guides Where Funding Pips Is Featured
- Prop Firms Offering Crypto Leverage of 1:1 or Higher
- Prop Firms Offering FX Leverage of 1:50 or Higher
- Prop Firms Offering Maximum Profit Split of 95% or Higher
- Prop Firms Offering Metals Leverage of 1:10 or Higher
- Prop Firms Offering Metals Trading
- Prop Firms Offering More Than $200k in Funding
- Prop Firms Offering Profit Split Starting at 75% or Higher
- Prop Firms With At Least 3 Years in Operation
- Prop Firms With cTrader Platform
- Prop Firms with More Than 250 Trustpilot Reviews
- Prop Firms With Trustpilot rating of 4.5 or higher
- Top Prop Firms That Accept Clients From Burundi
These guides include Funding Pips alongside other prop firms, grouped by trading features, platforms, availability, and trader requirements.
Funding Pips vs Instant Funding vs FundedFast - Prop Firm Comparison (November 2026)
Side-by-side comparison of Funding Pips vs Instant Funding vs FundedFast. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated November 2026.
|
Funding Pips
Funding Pips is an aggressively marketed prop firm offering Instant Funding, One Step, and Two Step evaluations with profit splits up to 100%, but stricter post-funding risk rules and transparency issues mean it suits disciplined, experienced traders more than beginners.
|
Instant Funding
Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
|
FundedFast
FundedFast is the trading name of Memento Enterprises Limited (Malta) and offers simulated prop-trading Challenges on MatchTrader. It provides one-phase and two-phase evaluations (10% then 5% targets on the two-phase), unlimited time limits, weekly payout requests on funded accounts via...
|
|
|---|---|---|---|
| Overview | |||
| Trustpilot Rating | 4.5 | 0 | 4.4 |
| Trustpilot Reviews | 70,954 | 0 | 28 |
| Headquarters | United Arab Emirates | United Kingdom | Malta |
| Age (Years) | 6 | 5 | 2 |
| Max Funding | $300,000 | $3,840,000 | $976,562 |
| Profit Split Start | 80% | 80% | 80% |
| Profit Split Max | 100% | 95% | 90% |
| Platforms | MT5 cTrader Match-Trader | MT4 MT5 cTrader dxTrade TradeLocker | Match-Trader |
| Assets | FX Metals Indices Energy Crypto | Forex Commodities Metals Indices Cryptocurrencies | Forex Commodities Precious Metals Indices Cryptocurrencies |
| Leverage | |||
| FX Leverage | 100 | 100 | 100 |
| Metals Leverage | 30 | 20 | 100 |
| Crypto Leverage | 2 | 2 | 20 |
| Risk & Drawdown Rules | |||
| Max Daily Loss | Maximum Daily LossFunding Pips applies model-dependent daily loss limits between 3% and 5% of the account balance.How It Is Applied:Zero (Instant): 3% maximum daily loss with a 1% floating loss cap after funding.One Step: 3% maximum daily loss and 6% max overall loss.Two Step Standard: 5% maximum daily loss.Two Step Pro: 3% maximum daily loss with stricter consistency rules.Breaching the daily loss limit at any moment typically results in account termination. | 2 | 5 |
| Max Total Loss | Maximum Overall LossMaximum overall loss on Funding Pips accounts ranges from 5% to 10% depending on the model.How It Works:Zero: 5% trailing drawdown from the highest equity.One Step: 6% maximum loss relative to starting balance.Two Step Standard: 10% maximum loss.Two Step Pro: 6% maximum loss with tight risk requirements.If your equity falls below the allowed threshold, the account is considered breached even if the violation is brief. | 10 | 10 |
| Drawdown Type | Drawdown ModelFunding Pips combines a trailing drawdown on its Zero model with static max loss rules on other accounts.Key Points:Zero accounts use a 5% trailing drawdown plus a 1% floating loss cap once funded.One Step, Two Step Standard, and Two Step Pro use fixed overall loss limits (6% or 10%) relative to starting balance.Drawdown calculations include both closed and open positions.Risk rules can become stricter after funding than during evaluation, so traders must adapt once funded.This structure creates tight but clearly defined loss thresholds, especially on the Zero and Pro models. | Smart drawdown (Instant Funding) and static drawdown (evaluation accounts) | Drawdown ModelFundedFast enforces a fixed Max Daily Loss and a fixed Max Drawdown (no trailing drawdown disclosed on its Challenges page). The daily-loss limit is presented as a percentage limit and should be treated as including floating PnL exposure (open trades) for compliance. |
| Payouts | |||
| Payout Frequency | Payout FrequencyFunding Pips offers flexible payout cycles that vary by model and reward option.One Step and Two Step: Tuesday (60% split), bi-weekly (80%), on-demand (90%), or monthly (100%).FundingPips Pro: Weekly payouts with up to 80% split, increasing through scaling and Hot Seat.Zero (Instant): Bi-weekly payouts at 95% split, with 100% available at Hot Seat.Hot Seat: On-demand payouts with 100% profit split and up to $2M in funded capital.On-demand cycles typically require meeting specific consistency and minimum reward thresholds before requests are approved. | Weekly or Bi-Weekly | Payout FrequencyFundedFast states withdrawals can be requested once per week. To have a withdrawal processed on Monday, submit the request by 00:00 (UTC) Thursday of the previous week. |
| Days to First Payout | 1 | 14 | 0 |
| Payout Processing Time | Payout ProcessingFunding Pips processes most payout requests within 1 to 3 business days once approved. Instant Visa and Mastercard payouts are available and often arrive within about 30 minutes, while crypto withdrawals depend on network conditions and payment providers. During the payout process, trading on the affected account may be temporarily disabled until funds are sent. | 2 | Payout ProcessingFundedFast indicates weekly processing, with Monday as the processing day when submitted by the stated cutoff. Exact receipt timing depends on the payment provider and is not specified on the FAQ page. |
| Payout Methods | Bank Transfer Crypto Mastercard Riseworks Visa Direct | Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC) | N/A |
| Payments | |||
| Payment Methods | Credit/Debit Card Bank Transfer Skrill PayPal Google Pay Apple Pay Crypto Neteller Paysafe Card | Credit/Debit Card Apple Pay Google Pay PayPal Crypto | Credit/Debit Card Bank Transfer Local Banking PIX (Brazil) Cryptocurrency |
| Trading Permissions | |||
| News Trading | News trading rules at Funding Pips depend on the model and reward cycle.One Step, Two Step, and Pro:Evaluation phase: news trading is allowed.Funded accounts: profits from trades opened less than 5 hours before and closed 5 minutes before or after high-impact news may not be counted toward rewards.On-demand reward cycles can remove some news restrictions, but conditions still apply.Zero Accounts:News trading is not allowed. | Allowed during evaluation; funded accounts require add-on to trade major news events. | Yes. FundedFast states news trading is allowed, but trades opened within 10 minutes of significant news announcements may be reviewed for compliance. Its Terms prohibit “gap trading” during significant news events (example: opening trades within five minutes of a major news announcement). |
| Weekend Trades | Weekend holding rules vary by model.One Step, Two Step, and Pro:Holding trades over the weekend is allowed, subject to normal platform trading hours and gap risk.Zero Accounts:Holding trades over the weekend is not allowed; positions must be closed before market close. | Overnight trades allowed; weekend holding requires add-on on funded accounts. | Weekend holding is available via a Weekend Holding add-on at checkout. Overnight holding is allowed (swap applies at market close). |
| Copy Trading | Funding Pips allows controlled copy trading with important limitations.Permitted:You may copy trades between your own Funding Pips accounts under the same individual.Your Funding Pips account may act as a master to external slave accounts via partners such as PropFirmOne, as long as core rules are respected.Not Permitted:Using copy trading arrangements to circumvent risk limits, hedge opposite accounts, or engage in arbitrage-style strategies.All copied activity must comply with Funding Pips risk, consistency, and forbidden strategy rules. | Allowed only between accounts owned by the same trader. | No. FundedFast states copy trading is not currently supported. |
| EA Allowed | Expert Advisors (EAs) are allowed at Funding Pips only under strict conditions.Permitted:EAs that function primarily as trade or risk managers on your own accounts.Not Permitted:Third-party or commercial EAs whose logic you do not control.Algorithms designed for latency arbitrage, gap exploitation, or other abusive high-frequency behaviour.All automated trading must reflect your own strategy and respect the firm’s risk and consistency rules. | EAs allowed if non-abusive and non-latency based. | No. FundedFast states it does not support Expert Advisors (EAs) or automated trading systems. |
| KYC & Restrictions | |||
| KYC Required | No | No | No |
| KYC Stage | Funding Pips requires identity verification in line with its payout and compliance procedures. Full KYC is mandatory when using the Rise platform for payouts and may be requested before larger or repeated withdrawals via other methods. Traders should expect to submit standard ID and residency documents before accessing significant profit distributions. | KYC required before first payout. | KYC is required after passing and before the funded phase: ID (passport/driving license/national ID) and proof of residence (utility bill or bank statement dated within the last six months). Upload is done via the Trading Platform profile area; verification is typically within an hour, up to one business day in rare cases. |
| Restricted Countries | Iran United Arab Emirates Vietnam | Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea-Bissau Iran Iraq Lebanon Libya Mali Myanmar North Korea Russia Somalia South Sudan Sudan Syria Yemen Zimbabwe | Afghanistan Albania Baker Island Bajo Nuevo Bank Barbados Belarus Burkina Faso Cabo Verde China Congo (Democratic Republic) Congo (Republic) Côte d’Ivoire Eritrea Ethiopia Guam Haiti Hong Kong Howland Island Iran Iraq Jamaica Jarvis Island Johnston Atoll Jordan Kingman Reef Kyrgyzstan Lebanon Liberia Libya Malta Midway Islands Minor Outlying Islands Mongolia Mozambique Myanmar (Burma) Nicaragua North Korea Northern Mariana Islands Pakistan Palestine Palmyra Atoll Panama Puerto Rico Russia Senegal Seychelles Sierra Leone Somalia South Sudan Sudan Syria Tajikistan Turkmenistan United States United States Virgin Islands Vietnam Yemen |
Funding Pips
Instant Funding
FundedFast