What should traders know about payouts at Funded Prime, including minimum amount, payout schedule, and payout methods?

💡 Answer

Minimum Payout Amount: $100

Days to First Payout: 14:

Payout Processing Time (Days): 2

Payout Frequency:

Payout Frequency

Payout waiting periods (from account opening / prior payout request) depend on the challenge type:

  • One Phase: 14 days
  • Two Phase: 7 days
  • Stock Traders: 14 days
  • Meme Coin: 14 days
  • Bitcoin Maxi: 14 days

An add-on (“Prime Payout”) can reduce the payout time to 7 days for eligible plans.



Payout Methods:USDT TRC20, USDT ERC20, BTC, International Bank Transfer

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Funded Prime vs Crypto Fund Trader vs Instant Funding - Prop Firm Comparison (March 2026)

Side-by-side comparison of Funded Prime vs Crypto Fund Trader vs Instant Funding. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated March 2026.

Funded Prime vs Crypto Fund Trader vs Instant Funding - Prop Firm Comparison (March 2026)
Funded Prime
Funded Prime is a simulated trading evaluation program administered by Radias PTT FZ-LLC. It offers One Phase, Two Phase, Stock Traders, Meme Coin and Bitcoin Maxi challenges, primarily on TradeLocker (with DXtrade also linked as a supported platform resource). Funded-stage...
Crypto Fund Trader
Crypto Fund Trader (CFT) is a Switzerland-based crypto-first evaluation firm operated via SWISS RLCRATES AG that offers 1-phase, 2-phase, Instant and Ascend models with no time limits on standard challenges, trading via MT5, Match Trader and Bybit, simulated allocations up...
Instant Funding
Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
Overview
Trustpilot Rating 4.1 4.4 0
Trustpilot Reviews 20 1,106 0
Headquarters United Arab Emirates Switzerland United Kingdom
Age (Years) 3 5 5
Max Funding $800,000 $300,000 $3,840,000
Profit Split Start 80% 80% 80%
Profit Split Max 90% 90% 95%
Platforms TradeLocker DXtrade MT5 Match-Trader Bybit MT4 MT5 cTrader dxTrade TradeLocker
Assets Forex Commodities Indices Crypto Stocks Crypto Forex Indices Commodities Stocks Forex Commodities Metals Indices Cryptocurrencies
Leverage
FX Leverage 50 100 100
Metals Leverage 10 100 20
Crypto Leverage 1 100 2
Risk & Drawdown Rules
Max Daily Loss 5 Maximum Daily LossCrypto Fund Trader calculates daily drawdown based on equity. For standard evaluations, the daily maximum loss is measured from the starting balance at 12:05 AM UTC. CFT lists the default daily limits as 5% on 2-phase evaluations and 4% on 1-phase evaluations.Add-ons may modify certain limits (for example, a 2-phase add-on that increases daily drawdown to 6%). Ascend also adds a specific news window risk constraint (see “News Trading”). 2
Max Total Loss 10 Maximum Overall LossCFT’s standard evaluation structures use different overall loss models:2-Phase: maximum loss is typically fixed at 10% of initial balance.1-Phase: a 6% trailing drawdown applies (equity-based), and once the account exceeds +6% profit, the trailing line locks at the initial balance instead of continuing to trail upward.3-Phase (if selected): CFT states a 5% fixed maximum loss with a 5% daily max loss.Add-ons may increase max loss limits (e.g., a 2-phase add-on raising max loss to 12%). 10
Drawdown Type Drawdown ModelEquity-based drawdown. For One Phase / Two Phase / Stock Traders / Bitcoin Maxi: Max Daily Drawdown is a % of the previous day’s equity snapshot (5% for One/Two/Stock; 3% for Bitcoin Maxi). Max Drawdown is a fixed % of the initial balance (10% for One/Two/Stock; 5% for Bitcoin Maxi). Meme Coin uses a 6.5% trailing drawdown. Drawdown ModelCrypto Fund Trader’s drawdown enforcement is primarily equity-based. The daily loss limit resets using the account’s starting balance at 12:05 AM UTC. For overall drawdown, CFT uses static/fixed overall loss on 2-phase challenges (e.g., 10% of initial) and a trailing model on 1-phase challenges (6% trailing that later locks at the initial balance after +6% gain).Accounts that breach max daily, max overall, or trailing drawdown are deactivated and the trader is notified by email. Smart drawdown (Instant Funding) and static drawdown (evaluation accounts)
Payouts
Payout Frequency Payout FrequencyPayout waiting periods (from account opening / prior payout request) depend on the challenge type:One Phase: 14 daysTwo Phase: 7 daysStock Traders: 14 daysMeme Coin: 14 daysBitcoin Maxi: 14 daysAn add-on (“Prime Payout”) can reduce the payout time to 7 days for eligible plans. Payout FrequencyIn the final-stage simulation, scholarship requests can be made after at least 15 trading days, or alternatively every 30 calendar days (if rules were not violated). Certain program variants (e.g., 3-phase rules) note a first request possible after 5 trading days, and an add-on may allow eligibility after 7 active trading days.For Instant accounts, CFT also supports a scale milestone: once the account reaches +10% profit, traders can request a “Withdrawal & Update” to both withdraw and double the account size. Weekly or Bi-Weekly
Days to First Payout 14 15 14
Payout Processing Time 2 Payout ProcessingCFT states that once a scholarship is requested, its team verifies the information and sends payment within 48 business hours. After the payment is sent, CFT states the user receives the scholarship in no more than 24 hours (timing depends on the payment rail). 2
Payout Methods USDT TRC20 USDT ERC20 BTC International Bank Transfer Bank Transfer (EUR USD) Crypto (USDT ERC20 USDT TRC20 BTC ETH) Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC)
Payments
Payment Methods Credit/Debit Cards Cryptocurrencies Credit/Debit Card Crypto (11 supported currencies) Credit/Debit Card Apple Pay Google Pay PayPal Crypto
Trading Permissions
News Trading News trading depends on the challenge: Two Phases allowed; One Phase, Stock Traders and Meme Coin not allowed within 10 minutes before/after high-impact releases. News trading is allowed on CFT evaluations according to its FAQ. For Ascend evaluations, CFT adds a news-window constraint: within 2 minutes before and after high-impact news or market opening, accounts must not open/add positions or raise maximum theoretical loss above 2% of initial balance. Allowed during evaluation; funded accounts require add-on to trade major news events.
Weekend Trades Weekend trading: One Phase, Two Phase and Stock Traders not allowed; Meme Coin allowed. Weekend/overnight holding is generally allowed (CFT states it accepts swing trading strategies and keeping trades open over the weekend). Market availability still follows instrument schedules: crypto trades 24/7 while forex is typically Monday–Friday and other CFDs follow their own market hours. Overnight trades allowed; weekend holding requires add-on on funded accounts.
Copy Trading Copy trading from other traders is prohibited; copying from your own personal accounts into your Funded Prime account is permitted if registered under the same email address. (Copy trading is permitted in evaluation stage.) CFT does not present a simple “copy trading allowed” rule in its public FAQ. However, it explicitly restricts multi-account coordination through rules such as the reverse trading/hedging constraints, and it states that copy trading between Ascend accounts is prohibited (including coordinated or mirrored behaviour that cannot be attributed to chance). Allowed only between accounts owned by the same trader.
EA Allowed EAs are allowed for Prime Traders and strictly prohibited for Stock Traders. Automation is partially supported: CFT lists categories of prohibited EA types (notably HFT, tick scalping, arbitrage and demo-environment exploitation). EAs that do not fall into these categories are not explicitly banned in the FAQ, but traders remain responsible for ensuring automation complies with all rules. EAs allowed if non-abusive and non-latency based.
KYC & Restrictions
KYC Required No No No
KYC Stage KYC must be completed to be eligible for payouts (Rules and Conditions/FAQs). FAQs note that if a payout exceeds $1,000, required KYC documents must be submitted and approved before requesting a withdrawal. KYC is required as part of the scholarship/withdrawal workflow. After a scholarship request is submitted in the dashboard, CFT states the trader receives a contract to sign and a KYC to complete before funds are sent. (Bybit evaluations may additionally be subject to Bybit’s own KYC rules, which are the trader’s responsibility.) KYC required before first payout.
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