Instant Funding vs OneFunded - Prop Firm Comparison (March 2026)
Head-to-head comparison of Instant Funding and OneFunded. Check max funding, profit splits, daily and overall drawdown rules, leverage, tradable assets, payout frequency, payment and payout methods, trading permissions and KYC restrictions before you buy a challenge. Data refreshed March 2026.
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Instant Funding
Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
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OneFunded
OneFunded is a UK‑based proprietary trading firm launched in 2024 under Brynex Tech Limited. It offers evaluation‑based simulated trading accounts with unlimited time to pass; the main programs are the 1‑Step Challenge, 2‑Step Challenge and 1F Limited challenge. Traders work on the...
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| Overview | ||
| Trustpilot Rating | 0 | 4.4 |
| Trustpilot Reviews | 0 | 185 |
| Headquarters | United Kingdom | United Kingdom |
| Age (Years) | 5 | 2 |
| Max Funding | $3,840,000 | $200,000 |
| Profit Split Start | 80% | 80% |
| Profit Split Max | 95% | 90% |
| Platforms | MT4 MT5 cTrader dxTrade TradeLocker | TradeLocker cTrader |
| Assets | Forex Commodities Metals Indices Cryptocurrencies | Forex indices commodities (metals & energies) cryptocurrencies |
| Leverage | ||
| FX Leverage | 100 | 100 |
| Metals Leverage | 20 | 30 |
| Crypto Leverage | 2 | 2 |
| Risk & Drawdown Rules | ||
| Max Daily Loss | 2 | 4–5 |
| Max Total Loss | 10 | 6–11 |
| Drawdown Type | Smart drawdown (Instant Funding) and static drawdown (evaluation accounts) | Fixed (daily 4–5 % and overall 6–11 % of starting balance) |
| Payouts | ||
| Payout Frequency | Weekly or Bi-Weekly | Payouts can be requested every 14 days in the funded stage (or weekly with an add‑on). Bi‑weekly and weekly cycles provide up to a 90 % profit split. |
| Days to First Payout | 14 | 14 |
| Payout Processing Time | 2 | 2 |
| Payout Methods | Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC) | USDT TRC20 Bank transfer |
| Payments | ||
| Payment Methods | Credit/Debit Card Apple Pay Google Pay PayPal Crypto | Credit/debit card (Visa Mastercard) Google Pay Apple Pay Crypto (USDT TRC20) Bank transfer |
| Trading Permissions | ||
| News Trading | Allowed during evaluation; funded accounts require add-on to trade major news events. | News trading is allowed in both evaluation and funded stages. A high‑impact news window (5 minutes before and after the event) requires careful risk management; trades may be opened, modified or closed but abusing volatility may result in warnings or termination. |
| Weekend Trades | Overnight trades allowed; weekend holding requires add-on on funded accounts. | Overnight and weekend positions are allowed across all stages. Swap/rollover fees apply where relevant. |
| Copy Trading | Allowed only between accounts owned by the same trader. | Copy trading is permitted only between your own OneFunded accounts. Coordinated copy trading with other traders or social copy services is prohibited. |
| EA Allowed | EAs allowed if non-abusive and non-latency based. | Expert Advisors (EAs) and automated strategies are allowed, but traders must request approval via the support desk and provide details of the EA’s logic. |
| KYC & Restrictions | ||
| KYC Required | No | No |
| KYC Stage | KYC required before first payout. | KYC/AML verification is required after completing the evaluation and before receiving funded account credentials and payouts. Traders must submit proof of identity, proof of address and a selfie. |
| Restricted Countries | Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea-Bissau Iran Iraq Lebanon Libya Mali Myanmar North Korea Russia Somalia South Sudan Sudan Syria Yemen Zimbabwe | Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea‑Bissau Iran Iraq ISIL (Da’esh) Lebanon Libya Mali North Korea Russia (including Crimea/Donetsk/Luhansk) Somalia South Sudan Sudan Syria Taliban Yemen Zimbabwe |