Funded Firm vs Instant Funding - Prop Firm Comparison (March 2026)
Head-to-head comparison of Funded Firm and Instant Funding. Check max funding, profit splits, daily and overall drawdown rules, leverage, tradable assets, payout frequency, payment and payout methods, trading permissions and KYC restrictions before you buy a challenge. Data refreshed March 2026.
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Funded Firm
FundedFirm is a UK-based proprietary trading firm launched in 2024. It offers 1‑Step and 2‑Step evaluation programs with unlimited time, allowing traders to trade forex, metals, indices, energies and cryptocurrencies on MT5. With leverage up to 1:100 (1:50 for crypto),...
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Instant Funding
Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
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| Overview | ||
| Trustpilot Rating | 0 | 0 |
| Trustpilot Reviews | 0 | 0 |
| Headquarters | United Kingdom | United Kingdom |
| Age (Years) | 2 | 5 |
| Max Funding | $100,000 | $3,840,000 |
| Profit Split Start | 90% | 80% |
| Profit Split Max | 100% | 95% |
| Platforms | mt5 | MT4 MT5 cTrader dxTrade TradeLocker |
| Assets | Forex Precious Metals Indices Energies Cryptocurrencies | Forex Commodities Metals Indices Cryptocurrencies |
| Leverage | ||
| FX Leverage | 100 | 100 |
| Metals Leverage | 100 | 20 |
| Crypto Leverage | 50 | 2 |
| Risk & Drawdown Rules | ||
| Max Daily Loss | 3–5 | 2 |
| Max Total Loss | 6–10 | 10 |
| Drawdown Type | Fixed (daily 3–5% of starting equity; overall 6–10% of initial balance) | Smart drawdown (Instant Funding) and static drawdown (evaluation accounts) |
| Payouts | ||
| Payout Frequency | Payouts can be requested weekly, bi‑weekly or monthly. Weekly cycles provide a 60% profit split, bi‑weekly cycles 80%, and monthly cycles up to 100%. Payouts for weekly and bi‑weekly plans are released every Wednesday starting from the second week after the account is opened. | Weekly or Bi-Weekly |
| Days to First Payout | 7 | 14 |
| Payout Processing Time | 1 | 2 |
| Payout Methods | Bank transfer UPI BTC USDT TRC20 USDT BEP20 USDT ERC20 | Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC) |
| Payments | ||
| Payment Methods | UPI Bitcoin USDT TRC20 USDT BEP20 USDT ERC20 | Credit/Debit Card Apple Pay Google Pay PayPal Crypto |
| Trading Permissions | ||
| News Trading | News trading is allowed on all account types. Traders may open and close positions during high‑impact news releases. | Allowed during evaluation; funded accounts require add-on to trade major news events. |
| Weekend Trades | Overnight and weekend holding is allowed without restrictions. | Overnight trades allowed; weekend holding requires add-on on funded accounts. |
| Copy Trading | Copy trading and mirroring strategies across accounts are prohibited. | Allowed only between accounts owned by the same trader. |
| EA Allowed | Expert Advisors (EAs) and automated trading tools are not allowed. | EAs allowed if non-abusive and non-latency based. |
| KYC & Restrictions | ||
| KYC Required | No | No |
| KYC Stage | KYC/AML verification is required before the first payout. Traders may need to provide government‑issued ID and proof of address to satisfy compliance checks. | KYC required before first payout. |
| Restricted Countries | No specific list of restricted countries is published but services may not be available in sanctioned jurisdictions such as North Korea Iran Syria and other high‑risk regions. | Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea-Bissau Iran Iraq Lebanon Libya Mali Myanmar North Korea Russia Somalia South Sudan Sudan Syria Yemen Zimbabwe |