Crypto Fund Trader vs FTUK - Prop Firm Comparison (March 2026)
Head-to-head comparison of Crypto Fund Trader and FTUK. Check max funding, profit splits, daily and overall drawdown rules, leverage, tradable assets, payout frequency, payment and payout methods, trading permissions and KYC restrictions before you buy a challenge. Data refreshed March 2026.
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Crypto Fund Trader
Crypto Fund Trader (CFT) is a Switzerland-based crypto-first evaluation firm operated via SWISS RLCRATES AG that offers 1-phase, 2-phase, Instant and Ascend models with no time limits on standard challenges, trading via MT5, Match Trader and Bybit, simulated allocations up...
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FTUK
FTUK (FTUK Inc.) is a US-based prop firm offering simulated Forex and Futures funding via Instant Funding and 1-step/2-step evaluation programs, with trading on DXtrade, MatchTrader and TradeLocker, profit shares that scale up to 80%, and a published maximum scaling...
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| Overview | ||
| Trustpilot Rating | 4.4 | 3.8 |
| Trustpilot Reviews | 1,106 | 602 |
| Headquarters | Switzerland | United States |
| Age (Years) | 5 | N/A |
| Max Funding | $300,000 | $6,400,000 |
| Profit Split Start | 80% | 50% |
| Profit Split Max | 90% | 80% |
| Platforms | MT5 Match-Trader Bybit | Match-Trader DXtrade TradeLocker |
| Assets | Crypto Forex Indices Commodities Stocks | FX Metals Indices Commodities Crypto Futures |
| Leverage | ||
| FX Leverage | 100 | 100 |
| Metals Leverage | 100 | 10 |
| Crypto Leverage | 100 | 2 |
| Risk & Drawdown Rules | ||
| Max Daily Loss | Maximum Daily LossCrypto Fund Trader calculates daily drawdown based on equity. For standard evaluations, the daily maximum loss is measured from the starting balance at 12:05 AM UTC. CFT lists the default daily limits as 5% on 2-phase evaluations and 4% on 1-phase evaluations.Add-ons may modify certain limits (for example, a 2-phase add-on that increases daily drawdown to 6%). Ascend also adds a specific news window risk constraint (see “News Trading”). | Maximum Daily LossDaily drawdown limits depend on the program: Instant Funding uses a 5% daily drawdown, One Step uses a 4% daily drawdown, and Two Step uses a 5% daily drawdown in both evaluation phases and funded levels.FTUK states daily drawdown is calculated using the higher value of balance or equity at the end-of-day snapshot (22:00 UTC), which means open profit can increase the daily-loss threshold but open losses still count toward it. |
| Max Total Loss | Maximum Overall LossCFT’s standard evaluation structures use different overall loss models:2-Phase: maximum loss is typically fixed at 10% of initial balance.1-Phase: a 6% trailing drawdown applies (equity-based), and once the account exceeds +6% profit, the trailing line locks at the initial balance instead of continuing to trail upward.3-Phase (if selected): CFT states a 5% fixed maximum loss with a 5% daily max loss.Add-ons may increase max loss limits (e.g., a 2-phase add-on raising max loss to 12%). | Maximum Overall LossFTUK applies different overall drawdown models across programs: Instant Funding uses a 6% relative max drawdown, One Step uses an 8% relative max drawdown, and the Two Step program uses static maximum drawdown limits of 10% (Phase 1) and 5% (Phase 2) calculated on equity. |
| Drawdown Type | Drawdown ModelCrypto Fund Trader’s drawdown enforcement is primarily equity-based. The daily loss limit resets using the account’s starting balance at 12:05 AM UTC. For overall drawdown, CFT uses static/fixed overall loss on 2-phase challenges (e.g., 10% of initial) and a trailing model on 1-phase challenges (6% trailing that later locks at the initial balance after +6% gain).Accounts that breach max daily, max overall, or trailing drawdown are deactivated and the trader is notified by email. | Drawdown ModelFTUK distinguishes between relative (trailing) drawdown and static drawdown. On One Step and Instant Funding, the trailing max drawdown is based on balance (not equity) and only moves upward as profits accumulate. On the Two Step program, drawdown is static and calculated on equity, meaning floating profit/loss is included in the drawdown check. |
| Payouts | ||
| Payout Frequency | Payout FrequencyIn the final-stage simulation, scholarship requests can be made after at least 15 trading days, or alternatively every 30 calendar days (if rules were not violated). Certain program variants (e.g., 3-phase rules) note a first request possible after 5 trading days, and an add-on may allow eligibility after 7 active trading days.For Instant accounts, CFT also supports a scale milestone: once the account reaches +10% profit, traders can request a “Withdrawal & Update” to both withdraw and double the account size. | Payout FrequencyInstant Funding: Payouts are available on demand, subject to meeting the Consistency Score requirement.One Step & Two Step: Payouts are typically available every 14 days (bi-weekly) once the trader meets minimum trading-day requirements and other eligibility checks (including the challenge-program Payout Locker terms where applicable). |
| Days to First Payout | 15 | 14 |
| Payout Processing Time | Payout ProcessingCFT states that once a scholarship is requested, its team verifies the information and sends payment within 48 business hours. After the payment is sent, CFT states the user receives the scholarship in no more than 24 hours (timing depends on the payment rail). | Payout ProcessingFTUK states payout requests are usually approved within 1–2 working days after account review. After approval, funds are typically reflected in the trader’s wallet within 1–3 working days depending on the payout method. |
| Payout Methods | Bank Transfer (EUR USD) Crypto (USDT ERC20 USDT TRC20 BTC ETH) | RiseWorks USDT (TRC20) |
| Payments | ||
| Payment Methods | Credit/Debit Card Crypto (11 supported currencies) | Credit/Debit Card Crypto |
| Trading Permissions | ||
| News Trading | News trading is allowed on CFT evaluations according to its FAQ. For Ascend evaluations, CFT adds a news-window constraint: within 2 minutes before and after high-impact news or market opening, accounts must not open/add positions or raise maximum theoretical loss above 2% of initial balance. | Instant Funding: News trading is permitted at all stages with no restrictions.One Step & Two Step: FTUK applies a 10-minute no-trade window around major economic releases (from 5 minutes before to 5 minutes after). Trades opened or closed inside this window are treated as a soft breach where profits are erased and losses are not compensated. |
| Weekend Trades | Weekend/overnight holding is generally allowed (CFT states it accepts swing trading strategies and keeping trades open over the weekend). Market availability still follows instrument schedules: crypto trades 24/7 while forex is typically Monday–Friday and other CFDs follow their own market hours. | Forex programs: Holding positions overnight and over the weekend is allowed on Instant Funding, One Step and Two Step accounts.Futures programs: FTUK Futures does not allow holding positions overnight or over the weekend; positions must be closed by the daily cutoff time specified by FTUK. |
| Copy Trading | CFT does not present a simple “copy trading allowed” rule in its public FAQ. However, it explicitly restricts multi-account coordination through rules such as the reverse trading/hedging constraints, and it states that copy trading between Ascend accounts is prohibited (including coordinated or mirrored behaviour that cannot be attributed to chance). | Forex programs: Copy trading is allowed between your FTUK account and your personal external accounts, but copying between multiple FTUK accounts (or running identical trades across multiple FTUK accounts) is prohibited.Futures programs: Copy trading is not permitted. |
| EA Allowed | Automation is partially supported: CFT lists categories of prohibited EA types (notably HFT, tick scalping, arbitrage and demo-environment exploitation). EAs that do not fall into these categories are not explicitly banned in the FAQ, but traders remain responsible for ensuring automation complies with all rules. | Expert Advisors (EAs) and automated trading are permitted for standard intraday strategies, but FTUK’s permitted-styles matrix restricts EAs from a range of behaviors (e.g., martingale, scalping, tick scalping, hedging, and prohibited arbitrage styles). FTUK also warns that any trading style that constitutes high-frequency trading is not allowed. |
| KYC & Restrictions | ||
| KYC Required | No | Yes |
| KYC Stage | KYC is required as part of the scholarship/withdrawal workflow. After a scholarship request is submitted in the dashboard, CFT states the trader receives a contract to sign and a KYC to complete before funds are sent. (Bybit evaluations may additionally be subject to Bybit’s own KYC rules, which are the trader’s responsibility.) | FTUK uses RiseWorks for payout processing and requires trader verification to access and withdraw via Rise. FTUK states payouts above $500 are processed via RiseWorks in USD, while payouts below $500 are processed via USDT (TRC20). If Rise is not supported in a trader’s country, FTUK can manually send payouts via USDT (TRC20). |
| Restricted Countries | N/A | Algeria Democratic Republic of the Congo Iran Libya Morocco North Korea Russia Somalia South Sudan Sudan Vietnam Yemen Tunisia |