Funding Pips

Payout Frequency

Funding Pips offers flexible payout cycles that vary by model and reward option.

• One Step and Two Step: Tuesday (60% split), bi-weekly (80%), on-demand (90%), or monthly (100%).
• FundingPips Pro: Weekly payouts with up to 80% split, increasing through scaling and Hot Seat.
• Zero (Instant): Bi-weekly payouts at 95% split, with 100% available at Hot Seat.
• Hot Seat: On-demand payouts with 100% profit split and up to $2M in funded capital.

On-demand cycles typically require meeting specific consistency and minimum reward thresholds before requests are approved.

Weekend holding rules vary by model.

One Step, Two Step, and Pro:

• Holding trades over the weekend is allowed, subject to normal platform trading hours and gap risk.

Zero Accounts:

• Holding trades over the weekend is not allowed; positions must be closed before market close.

Funding Pips allows controlled copy trading with important limitations.

Permitted:

• You may copy trades between your own Funding Pips accounts under the same individual.
• Your Funding Pips account may act as a master to external slave accounts via partners such as PropFirmOne, as long as core rules are respected.

Not Permitted:

• Using copy trading arrangements to circumvent risk limits, hedge opposite accounts, or engage in arbitrage-style strategies.

All copied activity must comply with Funding Pips risk, consistency, and forbidden strategy rules.

Expert Advisors (EAs) are allowed at Funding Pips only under strict conditions.

Permitted:

• EAs that function primarily as trade or risk managers on your own accounts.

Not Permitted:

• Third-party or commercial EAs whose logic you do not control.
• Algorithms designed for latency arbitrage, gap exploitation, or other abusive high-frequency behaviour.

All automated trading must reflect your own strategy and respect the firm’s risk and consistency rules.

Funding Pips prohibits a range of abusive or non-genuine trading strategies.

Explicitly Forbidden:

• Gap trading intended to exploit weekend or session price jumps.
• Server spamming, latency arbitrage, and other execution-based exploits.
• Hedging, long-short arbitrage, reverse arbitrage, and opposite account trading.
• Any behaviour designed to manipulate fills, bypass loss limits, or game the evaluation process.

The firm reserves the right to cancel rewards or close accounts if trading activity is deemed abusive even when not listed explicitly.

Refund Policy

Funding Pips does not clearly advertise a universal evaluation fee refund policy; refunds and discounts tend to be tied to specific promotions or limited-time models. Traders should check the current challenge terms carefully to confirm whether any fee refunds apply to their chosen account.

3 Percent Rule

Funding Pips enforces a strict 3% rule on risk per trade idea for most evaluation models.

• No single loss should exceed 3% of the account size.
• Splitting one idea into multiple positions still counts as one trade for this limit.
• Opening a new position in the same direction within 5 minutes of closing a loss is treated as part of the same trade idea.

Breaking this 3% rule is treated as a violation even if other loss limits are not hit.

Consistency Rules

Funding Pips applies consistency rules mainly to Zero and Pro accounts and to traders using on-demand rewards.

• Zero accounts: your biggest winning day cannot exceed 15% of total profits, and you must maintain a 15% consistency score to request rewards.
• Pro and On-Demand cycles: a 35–45% consistency score is required so that no single day accounts for most of your total profit.
• Accounts with highly unbalanced trading or spiky lot sizes may be reviewed even if formal thresholds are met.

These rules are intended to discourage gambling-style behaviour and oversized one-off trades.

Payout Processing

Funding Pips processes most payout requests within 1 to 3 business days once approved. Instant Visa and Mastercard payouts are available and often arrive within about 30 minutes, while crypto withdrawals depend on network conditions and payment providers. During the payout process, trading on the affected account may be temporarily disabled until funds are sent.

Funding Pips limits total simulated capital per trader via a capital allocation cap rather than a fixed number of accounts.

Capital Allocation Limits:

• Standard account sizes include $25,000, $50,000, and $100,000.
• You can merge or scale to a combined maximum of $300,000 across multiple accounts.

Accounts using the same strategy are considered together for allocation, and scaling through the Hot Seat can extend effective funding beyond the base cap.

Funding Pips requires identity verification in line with its payout and compliance procedures. Full KYC is mandatory when using the Rise platform for payouts and may be requested before larger or repeated withdrawals via other methods. Traders should expect to submit standard ID and residency documents before accessing significant profit distributions.

Other Risk Rules

Funding Pips enforces additional risk and conduct rules that apply across most models.

Trading Restrictions:

• Max single-position loss guideline of 1% risk per trade idea.
• Gap trading, server spamming, latency and long-short arbitrage, reverse arbitrage, and opposite account trading are prohibited.
• Inactivity: you must open and close at least one trade every 30 consecutive days.
• Zero accounts must have at least 7 profitable days in each 30-day period.

Behaviour Rules:

• High-frequency or latency-based strategies are not allowed.
• Rule enforcement may become stricter once an account is funded, especially on the Zero and Pro models.

Violations can lead to cancelled rewards or termination of the account.

Funding Pips does not publish average or minimum spreads on its website; instead, traders receive test credentials to check live market conditions themselves. While this reflects real-time pricing, it makes it harder to compare costs with other prop firms or to budget precise spread expectations.

Execution quality at Funding Pips mirrors real-market CFD conditions, but recent trader feedback frequently mentions slippage, stricter post-funding enforcement of the 1% floating loss cap, and disputes over rule interpretation. As with most props, high-impact news and thin liquidity periods can lead to wider spreads and slippage, so risk management around volatile events is essential.

Funding Pips does not publicly describe a dedicated martingale rule, but strategies that resemble martingale or other extreme risk-escalation methods may fall under its forbidden strategy and consistency policies. Traders using aggressive position sizing or recovery-style systems risk breaching the 3% rule, max loss limits, or other conduct rules.

Funding Pips no longer enforces a fixed 10-lot daily cap on new One Step accounts, but practical limits still arise from its 1% risk guideline and 3% single-trade rule. Other models may have internal volume limits, and sudden spikes to unusually large lot sizes can trigger reviews or be treated as a violation of consistency and risk rules.