BrightFunded

Payout Frequency

On Funded Star accounts, BrightFunded allows the first reward split request 30 days after the first trade. After the first payout, reward splits can be requested bi-weekly (every 14 days). Optional add-ons at checkout can enable weekly payouts (every 7 days) and/or an instant 90% profit split upgrade.

BrightFunded runs a 2-phase evaluation with unlimited trading time:

• Phase 1 (Challenge): 8% profit target, 5% daily permitted loss, 10% max loss, minimum 5 trading days.
• Phase 2 (Verification): 5% profit target, 5% daily permitted loss, 10% max loss, minimum 5 trading days.

After passing Phase 2, traders complete KYC via SumSub and a security check (typically 1–2 business days; can extend depending on volume) before the Funded Star account is activated and the trader contract is issued digitally.

BrightFunded allows holding positions over the weekend. Traders should account for gap risk and liquidity changes at the weekly reopen; a swap-free add-on can remove swap fees for overnight/weekend holds when purchased.

Copy trading is allowed only between accounts owned by the same person (BrightFunded accounts, other evaluation firms, or personal brokerage accounts). Copying between different individuals, signal-group trading, or account management services are prohibited and can lead to profit deductions, resets, or closure.

Expert Advisors (EAs) are allowed, provided all activity remains compliant with BrightFunded’s daily/maximum loss rules and non-authorized-practices policies.

Prohibited practices include tick-scalping, exploiting service errors or platform delays, using external/slow data feeds for execution advantage, signal-group trading, unauthorized copy trading between different individuals, and any activity that cannot be replicated under real-market conditions.

Refund Policy

BrightFunded allows challenge refunds only if no trades have been placed on the account, the purchase is within the last 30 days, and the request is made via support. Refunds are processed within about 48 hours and typically arrive within 3–10 business days depending on the payment method.

3 Percent Rule

BrightFunded does not advertise a fixed 3% per-trade rule. Risk is enforced through the 5% daily permitted loss, 10% maximum loss limits, and ongoing monitoring by the risk team (which may apply temporary risk measures on funded accounts for higher-risk patterns).

Consistency Rules

BrightFunded does not currently enforce a consistency rule (no best-day cap requirement), and it also states there is no profit cap on earnings under its standard payout rules.

Payout Processing

BrightFunded states that payouts are typically processed by the finance team within about 1 day after a request is submitted, with final receipt time depending on the payment rail and compliance checks.

BrightFunded states there is no limit to the number of challenges you can purchase, but the maximum total funded allocation per trader is $400,000 (additional funded accounts above the cap may be placed on hold). Account merging is available in the funded stage only for certain size combinations, requires matching add-ons, and requires clean (non-traded) funded accounts at the time of merge.

KYC is required to activate a Funded Star account after passing Phase 2, and BrightFunded uses SumSub for identity verification (typically government-issued ID plus proof of address). Activation also includes a security check by the risk team before the trader contract is issued.

Other Risk Rules

Key guardrails include: (1) single-profile policy (one registered email/profile per person); (2) copy trading permitted only between accounts owned by the same person with similarity detection and sanctions for violations; (3) no exploitation of service errors or the use of external/slow data feeds; and (4) an inactivity policy that can deactivate accounts after 30 calendar days without a trade (with reactivation via support and potential hard breach after prolonged inactivity).

BrightFunded states that spreads vary with market conditions and can widen during high-impact news, low-liquidity periods (including rollover), and when using larger lot sizes. Traders are encouraged to avoid the 23:00–00:00 CET rollover window to reduce spread-spike risk.

Orders are executed under simulated real-market conditions, so slippage can occur (better or worse fills) during volatility, low liquidity, and around rollover. BrightFunded notes that slippage is an inherent part of market dynamics and is simulated for fairness and realism.

BrightFunded does not publish a single universal maximum lot size cap. Traders should expect that larger lot sizes can increase execution friction (wider spreads and slippage) due to liquidity constraints and may be reviewed if risk patterns appear abusive.