What percentage of profits can traders earn at Instant Funding?

💡 Answer

With Instant Funding, funded traders can earn up to 95% of the profits they generate.

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These guides include Instant Funding alongside other prop firms, grouped by trading features, platforms, availability, and trader requirements.

Instant Funding vs Funding Pips vs Maven Trading - Prop Firm Comparison (March 2026)

Side-by-side comparison of Instant Funding vs Funding Pips vs Maven Trading. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated March 2026.

Instant Funding vs Funding Pips vs Maven Trading - Prop Firm Comparison (March 2026)
Instant Funding
Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
Funding Pips
Funding Pips is an aggressively marketed prop firm offering Instant Funding, One Step, and Two Step evaluations with profit splits up to 100%, but stricter post-funding risk rules and transparency issues mean it suits disciplined, experienced traders more than beginners.
Maven Trading
Maven Trading (MAVEN LLC) is a UAE-registered simulated proprietary trading platform offering 1-step, 2-step, 3-step evaluations plus Instant and 24-hour Maven Mini accounts, with an 80% profit split, MT5/Match Trader/cTrader access, and withdrawals typically available every 10 business days for...
Overview
Trustpilot Rating 0 4.5 0
Trustpilot Reviews 0 48,916 0
Headquarters United Kingdom United Arab Emirates United Arab Emirates
Age (Years) 5 N/A N/A
Max Funding $3,840,000 $300,000 $1,000,000
Profit Split Start 80% 80% 80%
Profit Split Max 95% 100% 80%
Platforms MT4 MT5 cTrader dxTrade TradeLocker MT5 cTrader Match-Trader MT5 cTrader Match-Trader
Assets Forex Commodities Metals Indices Cryptocurrencies FX Metals Indices Energy Crypto Commodities Crypto Digital Etfs Forex Indices
Leverage
FX Leverage 100 100 75
Metals Leverage 20 30 20
Crypto Leverage 2 2 0
Risk & Drawdown Rules
Max Daily Loss 2 Maximum Daily LossFunding Pips applies model-dependent daily loss limits between 3% and 5% of the account balance.How It Is Applied:Zero (Instant): 3% maximum daily loss with a 1% floating loss cap after funding.One Step: 3% maximum daily loss and 6% max overall loss.Two Step Standard: 5% maximum daily loss.Two Step Pro: 3% maximum daily loss with stricter consistency rules.Breaching the daily loss limit at any moment typically results in account termination. Maximum Daily LossMaven’s daily loss limits vary by program and are measured from the higher of balance or equity at 00:00 UTC (daily reset window). One-Step uses 3% daily drawdown, Two-Step uses 4%, and Three-Step uses 2%. Instant and Maven Mini accounts also use a 2% daily loss limit.
Max Total Loss 10 Maximum Overall LossMaximum overall loss on Funding Pips accounts ranges from 5% to 10% depending on the model.How It Works:Zero: 5% trailing drawdown from the highest equity.One Step: 6% maximum loss relative to starting balance.Two Step Standard: 10% maximum loss.Two Step Pro: 6% maximum loss with tight risk requirements.If your equity falls below the allowed threshold, the account is considered breached even if the violation is brief. Maximum Overall LossMaven’s overall loss rules depend on the account type: One-Step uses a 5% trailing max loss from the highest equity watermark; Two-Step uses an 8% static max loss from the initial balance; Three-Step uses a 3% static max loss from the initial balance. Instant and Maven Mini accounts use a 3% trailing max loss and also enforce a strict 1% maximum floating/open loss rule.
Drawdown Type Smart drawdown (Instant Funding) and static drawdown (evaluation accounts) Drawdown ModelFunding Pips combines a trailing drawdown on its Zero model with static max loss rules on other accounts.Key Points:Zero accounts use a 5% trailing drawdown plus a 1% floating loss cap once funded.One Step, Two Step Standard, and Two Step Pro use fixed overall loss limits (6% or 10%) relative to starting balance.Drawdown calculations include both closed and open positions.Risk rules can become stricter after funding than during evaluation, so traders must adapt once funded.This structure creates tight but clearly defined loss thresholds, especially on the Zero and Pro models. Drawdown ModelMaven combines several drawdown models depending on the program: static drawdown (fixed from initial balance) on Two-Step and Three-Step, trailing drawdown (moves with equity highs) on One-Step, Instant and Maven Mini, and daily drawdown calculated from the higher of balance/equity at 00:00 UTC.
Payouts
Payout Frequency Weekly or Bi-Weekly Payout FrequencyFunding Pips offers flexible payout cycles that vary by model and reward option.One Step and Two Step: Tuesday (60% split), bi-weekly (80%), on-demand (90%), or monthly (100%).FundingPips Pro: Weekly payouts with up to 80% split, increasing through scaling and Hot Seat.Zero (Instant): Bi-weekly payouts at 95% split, with 100% available at Hot Seat.Hot Seat: On-demand payouts with 100% profit split and up to $2M in funded capital.On-demand cycles typically require meeting specific consistency and minimum reward thresholds before requests are approved. Payout FrequencyFor One-Step, Two-Step, Three-Step and Instant accounts, Maven states withdrawals can be requested every 10 business days after your first trade. Maven Mini is a 24-hour program with payouts available on-demand within the 24-hour window (single payout; account closes after the first withdrawal).
Days to First Payout 14 1 10
Payout Processing Time 2 Payout ProcessingFunding Pips processes most payout requests within 1 to 3 business days once approved. Instant Visa and Mastercard payouts are available and often arrive within about 30 minutes, while crypto withdrawals depend on network conditions and payment providers. During the payout process, trading on the affected account may be temporarily disabled until funds are sent. Payout ProcessingMaven Mini payouts are described as being processed the next day after the 24-hour trading period ends (subject to approval). For standard funded/instant accounts, withdrawals are requested on a 10-business-day cycle and are processed after compliance checks and the chosen payout rail (Rise/direct bank transfer) timing.
Payout Methods Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC) Bank Transfer Crypto Mastercard Riseworks Visa Direct Direct Bank Transfer Rise (and other options depending on residence)
Payments
Payment Methods Credit/Debit Card Apple Pay Google Pay PayPal Crypto Credit/Debit Card Bank Transfer Skrill PayPal Google Pay Apple Pay Crypto Neteller Paysafe Card Credit/Debit Card (must match trader identity) Bank Transfer Cryptocurrency; additional regional checkout options may be available via payment partners
Trading Permissions
News Trading Allowed during evaluation; funded accounts require add-on to trade major news events. News trading rules at Funding Pips depend on the model and reward cycle.One Step, Two Step, and Pro:Evaluation phase: news trading is allowed.Funded accounts: profits from trades opened less than 5 hours before and closed 5 minutes before or after high-impact news may not be counted toward rewards.On-demand reward cycles can remove some news restrictions, but conditions still apply.Zero Accounts:News trading is not allowed. News trading restrictions apply to evaluation and funded accounts: traders cannot open or close trades within 2 minutes before or after red-folder news events (ForexFactory), and profits generated in that window may prevent passing. Maven states the news rule does not apply to Instant and Mini accounts.
Weekend Trades Overnight trades allowed; weekend holding requires add-on on funded accounts. Weekend holding rules vary by model.One Step, Two Step, and Pro:Holding trades over the weekend is allowed, subject to normal platform trading hours and gap risk.Zero Accounts:Holding trades over the weekend is not allowed; positions must be closed before market close. Weekend holdings are permitted for all account types (positions may be held over the weekend, subject to underlying market hours and instrument availability).
Copy Trading Allowed only between accounts owned by the same trader. Funding Pips allows controlled copy trading with important limitations.Permitted:You may copy trades between your own Funding Pips accounts under the same individual.Your Funding Pips account may act as a master to external slave accounts via partners such as PropFirmOne, as long as core rules are respected.Not Permitted:Using copy trading arrangements to circumvent risk limits, hedge opposite accounts, or engage in arbitrage-style strategies.All copied activity must comply with Funding Pips risk, consistency, and forbidden strategy rules. Copy trading from another individual is prohibited; if detected, both users may be breached/terminated. Maven treats cross-user copying and related ‘gamifying’ patterns (including reversing accounts) as cheating behavior.
EA Allowed EAs allowed if non-abusive and non-latency based. Expert Advisors (EAs) are allowed at Funding Pips only under strict conditions.Permitted:EAs that function primarily as trade or risk managers on your own accounts.Not Permitted:Third-party or commercial EAs whose logic you do not control.Algorithms designed for latency arbitrage, gap exploitation, or other abusive high-frequency behaviour.All automated trading must reflect your own strategy and respect the firm’s risk and consistency rules. No. Maven states Expert Advisors (EAs) are not permitted across its platforms; automated trading use can prevent challenge passing and may lead to suspension/termination.
KYC & Restrictions
KYC Required No Yes Yes
KYC Stage KYC required before first payout. Funding Pips requires identity verification in line with its payout and compliance procedures. Full KYC is mandatory when using the Rise platform for payouts and may be requested before larger or repeated withdrawals via other methods. Traders should expect to submit standard ID and residency documents before accessing significant profit distributions. KYC is required when requesting a payout and may include identity, address and source-of-funds verification. Maven’s FAQ states checkout/KYC details must match government ID, only one email per person is allowed, and the payment card used must be in the trader’s name; Maven references Veriff for supported-country document coverage.
Restricted Countries Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea-Bissau Iran Iraq Lebanon Libya Mali Myanmar North Korea Russia Somalia South Sudan Sudan Syria Yemen Zimbabwe Iran United Arab Emirates Vietnam Afghanistan Belarus Burkina Faso Burundi Central African Republic Congo (Republic of the Congo) Cuba Eritrea Guinea Guinea-Bissau Guyana Haiti Iran Mali North Korea Russia Saint Lucia Sierra Leone Somalia South Sudan Sudan Ukraine Vanuatu Venezuela Yemen

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