What payment options are supported by Funded Trading Plus, and how do refunds work?
💡 Answer
Payment Methods: Credit/Debit Card, E-wallets, CryptoRefund Policy
FT+ offers a 14-day cancellation window on program purchases only if the account has not been traded. Once the first simulated trade is placed on the account, the right to a refund is typically forfeited.
When a refund is agreed, FT+ states it will action the refund within 7 business days and return funds to the original payment method.
More FAQs about Funded Trading Plus
- Does Funded Trading Plus allow automated trading, news trading, weekend positions, and copy trading, and what strategies are restricted?
- When and how can traders withdraw profits from Funded Trading Plus, including payout minimums and payout timing?
- How much profit can traders keep at Funded Trading Plus?
- Which markets are available for trading at Funded Trading Plus?
- What are the maximum leverage limits at Funded Trading Plus across forex, indices, metals, and cryptocurrencies?
- What platforms can traders use at Funded Trading Plus, and what broker provides the trading infrastructure?
- What should traders know about spread quality, commission structure, and slippage rules at Funded Trading Plus?
- What strategies are not allowed at Funded Trading Plus, and what are the rules regarding martingale and lot sizing?
- How is drawdown calculated at Funded Trading Plus?
- What risk management and consistency rules must traders follow at Funded Trading Plus?
- What program types does Funded Trading Plus offer to traders?
- What challenge structure does Funded Trading Plus use for its evaluation process?
- How much maximum funding can traders receive from Funded Trading Plus, and does the firm provide a scaling plan?
- What is the current Trustpilot rating and number of reviews for Funded Trading Plus?
- Which evaluation models does Funded Trading Plus offer?
- What are the multi-account rules at Funded Trading Plus, including maximum accounts, merge eligibility, and lot size restrictions?
- When is KYC required at Funded Trading Plus, and how does the verification process work?
- Does Funded Trading Plus restrict traders from certain countries?
Guides Where Funded Trading Plus Is Featured
- Prop Firms Offering Indices Trading
- Prop Firms With DXtrade Platform
- Prop Firms with More Than 1500 Trustpilot Reviews
- Prop Firms With Trustpilot rating of 3.3 or higher
- Top Prop Firms That Accept Clients From Ecuador
These guides include Funded Trading Plus alongside other prop firms, grouped by trading features, platforms, availability, and trader requirements.
Funded Trading Plus vs WSFunded vs Audacity Capital - Prop Firm Comparison (March 2026)
Side-by-side comparison of Funded Trading Plus vs WSFunded vs Audacity Capital. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated March 2026.
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Funded Trading Plus
Funded Trading Plus (FT+) is a Saint Lucia-registered prop firm brand with an operational office in Manchester, UK, offering Instant Funding plus 1-step and 2-step simulated challenges since 2021. Traders can access broad CFD markets (FX, indices, commodities, crypto) across...
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WSFunded
WSFunded (Wall Street Funded) is a simulated prop trading program operated by WSFmarkets Ltd, offering 1-phase and 2-phase forex/CFD evaluations, instant funding models, and dedicated crypto challenges, with an 80% base profit split (scalable up to 95%), strict anti-HFT rules,...
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Audacity Capital
Audacity Capital is a proprietary trading firm founded in 2012 in London that offers multiple funding paths including the Ability Challenge evaluation and a Funded Trader Program, advertising accounts up to $2,000,000, profit share up to 90%, and trading via...
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| Overview | |||
| Trustpilot Rating | 4.4 | 4.3 | 0 |
| Trustpilot Reviews | 2,630 | 2,316 | 0 |
| Headquarters | Saint Lucia | Saint Lucia | United Kingdom |
| Age (Years) | N/A | N/A | 14 |
| Max Funding | $400,000 | $400,000 | $2,000,000 |
| Profit Split Start | 80% | 80% | 50% |
| Profit Split Max | 100% | 95% | 90% |
| Platforms | MT5 cTrader Match-Trader DXtrade | MT5 cTrader Match-Trader DXtrade TradeLocker Platform5 | MT5 |
| Assets | FX Indices Commodities Crypto | FX Commodities Indices Stocks Crypto | Forex Commodities |
| Leverage | |||
| FX Leverage | 30 | 30 | 100 |
| Metals Leverage | 30 | 10 | 100 |
| Crypto Leverage | 2 | 1 | 2 |
| Risk & Drawdown Rules | |||
| Max Daily Loss | Maximum Daily LossFT+ uses a balance-based Daily Drawdown (Daily Simulated Loss) that resets each day at 16:59 (EST). A daily balance snapshot is taken, the daily loss amount is calculated as a percentage of that snapshot, and the account’s equity must not fall below the resulting Daily Drawdown figure.Daily Simulated Loss limits vary by program (typical published values): Master 6%, Experienced 4%, Advanced 5%, Premium 4%, Prestige Lite 3%, and Prestige Pro 5%. | Maximum Daily LossDaily loss rules depend on program type. RAPID uses a 4% daily drawdown; CLASSIC and ULTRA use a 5% daily drawdown. Instant Standard and Instant Pro apply a 3% maximum daily drawdown calculated daily (balance/equity check) and reset on the platform’s daily schedule. Crypto programs use a 3% Daily Cap mechanism that can close positions and lock the account for the day if price movement exceeds the cap from the prior day’s equity reference. | Maximum Daily LossAbility Challenge uses a static daily drawdown that resets at rollover (00:00 GMT+2): 7.5% during the Challenge stage and 5% during the Verification stage. Audacity also states the Ability Live phase daily drawdown is 5%. The Funded Trader Program (FTP) uses a 5% trailing daily drawdown (moves up with equity highs). |
| Max Total Loss | Maximum Overall LossMaximum Simulated Loss limits vary by program and drawdown model. Core trailing-loss challenges include: Master 6% max loss, Experienced 6%, Premium 8% and Advanced 10%.Prestige variants use a static-loss structure with tighter daily limits and typical maximum loss caps such as 6% (Prestige Lite) or 10% (Prestige Pro), depending on the specific Prestige version chosen. | Maximum Overall LossWSFunded’s overall loss limits vary by product: RAPID has a 6% maximum drawdown; CLASSIC uses an 8% maximum drawdown; ULTRA uses a 10% maximum drawdown (static models). Instant Standard uses a 6% trailing maximum drawdown, while Instant Pro uses a 5% trailing maximum drawdown. Crypto programs publish static maximum drawdown limits (e.g., 6% on One Step Crypto and 9% on Two Steps Crypto). | Maximum Overall LossAbility Challenge maximum drawdown is 15% in the Challenge stage and 10% in the Verification stage (and the firm also references a 10% maximum drawdown in the Ability Live phase). FTP maximum total drawdown is 10% from the initial balance. Ability One lists a 6% absolute drawdown. |
| Drawdown Type | Drawdown ModelFunded Trading Plus uses two drawdown structures across its programs: Relative (trailing) drawdown on core challenges (Master/Experienced/Advanced/Premium) and Static drawdown on Prestige variants.Daily Drawdown is calculated from a daily balance snapshot and applies as a daily equity floor that resets once per day. | Drawdown ModelRAPID/CLASSIC/ULTRA are built on static drawdown rules. Instant Standard and Instant Pro use trailing drawdown that follows equity highs; after an approved withdrawal, the trailing drawdown is described as locking at the starting balance and does not reset upward due to withdrawals. Crypto programs apply static max drawdown plus a separate daily cap mechanism. | Drawdown ModelAudacity's Ability Challenge and Verification stages are described as using a static drawdown system with daily limits resetting at rollover (00:00 GMT+2). FTP uses a trailing drawdown model (daily DD 5% trailing). Ability One uses static drawdown (3% daily and 6% absolute). |
| Payouts | |||
| Payout Frequency | 7 | Payout FrequencyWSFunded payout timing depends on the program. Commonly, the first withdrawal is allowed after an initial waiting period (e.g., 15 days on CLASSIC/ULTRA and Instant models, and 30 days on RAPID), with recurring withdrawals generally available every 10 days thereafter (from account activation / after the first eligibility window), subject to program rules and minimum requirements.Minimum payout: The published minimum payout threshold is $100, and Instant models also specify the minimum withdrawal as the greater of $100 or 1% of the account’s starting balance. | Payout FrequencyAbility Challenge: first payout can be requested 30 days after the first trade on the Ability Live account, then payouts may be requested bi-weekly. FTP: payouts can be requested once a 10% profit milestone is reached (profit share varies by account size and time-to-target). |
| Days to First Payout | 0 | 15 | 30 |
| Payout Processing Time | Payout ProcessingWithdrawal requests are reviewed under FT+’s Risk Review Policy (withdrawals are a listed milestone for review). Processing time can therefore vary depending on whether a request is automatically cleared or requires manual risk-team review. | Payout ProcessingPayout requests are submitted via the dashboard payout form. During payout processing, the linked trading account may be set to view-only mode until finalized. WSFunded states payouts are handled Monday to Friday between 10:00 and 15:00 CET; actual arrival depends on payout rail/provider availability and any compliance checks. | 14 |
| Payout Methods | Crypto Bank Transfer | Crypto (USDT USDC ETH BTC) Rise (Bank Transfer Crypto) | Bank Transfer PayPal Cryptocurrency |
| Payments | |||
| Payment Methods | Credit/Debit Card E-wallets Crypto | Credit/Debit Card (Visa Mastercard) Crypto | Credit/Debit Card PayPal Cryptocurrency |
| Trading Permissions | |||
| News Trading | News trading is allowed in principle, and FT+ markets “trade news” as part of its ruleset. However, high-risk “coin-flip” behaviour (e.g., extremely high margin utilisation combined with short-duration trades during volatile news) may fail a withdrawal-time risk review. | News trading is allowed during evaluation phases. In funded simulated accounts (including Instant), WSFunded restricts opening new trades and closing existing trades on instruments affected by red-folder macroeconomic events within an 8-minute window (4 minutes before and 4 minutes after); profits obtained during restricted windows may be deducted. | Ability Challenge: news trading is permitted during news events in both challenge phases and on the Ability Live account. FTP: holding open positions is prohibited during significant news events; traders must wait 30 minutes after the release once notified by the risk team. |
| Weekend Trades | Funded Trading Plus states traders may hold trades over the weekend (“hold weekends”), supporting swing-style strategies. Traders should still monitor instrument trading hours/closures and manage gap risk. | Weekend trading depends on the market/instrument session. Crypto programs follow crypto venue hours (generally 24/7), while CFD markets follow their normal weekly trading sessions and may be affected by weekend closures and gap risk. | Allowed: Ability Challenge (including Ability Live) allows weekend holding; Ability One also allows weekend holding, subject to drawdown limits. |
| Copy Trading | FT+ requires accounts to be traded independently. Copy trading between active FT+ accounts is not permitted, and hedging across multiple accounts is strictly prohibited (hedging within a single account is allowed). | Copy trading is heavily restricted. Manual copying between a trader’s own evaluation accounts is permitted only during the evaluation phase and only when account balances differ. Copying between funded accounts (or between funded and challenge accounts), copying between same-balance accounts, or using external copying tools is prohibited. | Audacity Capital allows copy trading, subject to specific restrictions designed to ensure that all trades originate from the trader’s own strategy and accounts. Permitted Copy Trading Own Accounts: Copying trades between your own Audacity Capital accounts is permitted. External Personal Accounts: Copying trades from your personal trading accounts with other brokers or prop firms into your Audacity Capital account is allowed. Verification of the source account may be required. EAs / Automated Systems: Expert Advisors and other automated trading tools... |
| EA Allowed | Expert Advisors (EAs), algos and bots are permitted. FT+ warns that abusive automation can lead to bans and may require traders to submit their EA for approval before receiving a simulated-live FT+ Trader account. EAs may not be used to copy trade or hedge across multiple FT+ accounts. | EAs/cBots and indicators are allowed on evaluation programs as long as they follow permitted strategies. EAs/cBots are not allowed on Instant plans (Standard/Pro). | EA Guidelines and Restrictions Permitted Use: Expert Advisors (EAs) are generally allowed on MetaTrader 5 (MT5) for both the Ability Challenge and the Funded Trader Program. Prohibited EA Strategies: The following automated trading styles are strictly forbidden and may result in account termination: High-Frequency Trading (HFT) and Tick Scalping: Not permitted. Martingale or Averaging Down Strategies: Not permitted. Latency Arbitrage: Any form of latency arbitrage or exploitation of system vulnerabilities is strictly prohibited. Grid Trading: Not permitted. Third-Party EAs: While... |
| KYC & Restrictions | |||
| KYC Required | Yes | Yes | No |
| KYC Stage | KYC / identity checks are required at the FT+ Trader stage (simulated-live funded accounts), typically to confirm account ownership and support withdrawal processing under compliance requirements. | KYC/identity verification may be required as part of payout/compliance checks (especially when using third-party payout rails such as Rise). Traders should be prepared to provide standard verification documents if requested. | KYC is required before account activation and again before processing payouts. Audacity states KYC includes proof of identity (government-issued photo ID) and a selfie, and may need to be resubmitted for compliance. |
| Restricted Countries | North Korea Myanmar Cuba Syria Iran Pakistan Vietnam | United States Singapore Russia United Arab Emirates (UAE) Cuba Sudan Somalia Iran Lebanon Syria North Korea Libya Pakistan Vietnam and any other jurisdiction listed by FATF or subject to international sanctions | Bangladesh Belarus Burma (Myanmar) Central African Republic Crimea Donetsk and Luhansk regions of Ukraine Cuba Democratic Republic of the Congo Iran Iraq Lebanon Libya North Korea Pakistan Russia Somalia Sudan Syria United States and its territories (including American Samoa Guam Northern Mariana Islands Puerto Rico and the U.S. Virgin Islands) Venezuela Yemen |