What challenge structure does Funded Trading Plus use for its evaluation process?

💡 Answer

Funded Trading Plus provides multiple routes to simulated funding:

  • Master – Instant Funding: No evaluation or profit target; immediate simulated-live access with a 6% maximum simulated loss and a 6% daily drawdown, designed for traders who want to skip evaluation and focus on controlled risk.
  • Experienced – 1 Step: One-step evaluation with a 10% simulated profit target, 6% maximum simulated loss and 4% daily drawdown; successful traders upgrade to an FT+ Trader account with weekly withdrawals.
  • Advanced – 2 Step: Two-step evaluation with 10% (Phase 1) and 5% (Phase 2) simulated profit targets, 10% maximum simulated loss and 5% daily drawdown; funded-stage withdrawals run on a weekly cycle.
  • Premium – 2 Step: Two-step evaluation with lower targets (8% then 5%), 8% maximum simulated loss and 4% daily drawdown; funded-stage withdrawals are weekly.
  • Prestige Lite / Prestige Pro – 2 Step: Prestige variants use a static-drawdown structure and include minimum profitable-day requirements per phase; withdrawal cadence is typically longer (commonly every 14 days) compared with the core weekly programs.

All programs operate in a simulated-live environment and are subject to rules, periodic risk reviews at key milestones, and inactivity policies.

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Funded Trading Plus vs Eightcap Challenges vs FTUK - Prop Firm Comparison (March 2026)

Side-by-side comparison of Funded Trading Plus vs Eightcap Challenges vs FTUK. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated March 2026.

Funded Trading Plus vs Eightcap Challenges vs FTUK - Prop Firm Comparison (March 2026)
Funded Trading Plus
Funded Trading Plus (FT+) is a Saint Lucia-registered prop firm brand with an operational office in Manchester, UK, offering Instant Funding plus 1-step and 2-step simulated challenges since 2021. Traders can access broad CFD markets (FX, indices, commodities, crypto) across...
Eightcap Challenges
Eightcap Challenges is a broker-backed simulated trading program operated by Eightcap International Ltd (Seychelles) that offers One Phase and Two Phase CFD challenges on mt4, mt5 and tradelocker with balance-based drawdown limits, a 14-day payout cycle, and 80% profit splits...
FTUK
FTUK (FTUK Inc.) is a US-based prop firm offering simulated Forex and Futures funding via Instant Funding and 1-step/2-step evaluation programs, with trading on DXtrade, MatchTrader and TradeLocker, profit shares that scale up to 80%, and a published maximum scaling...
Overview
Trustpilot Rating 4.4 4.1 3.8
Trustpilot Reviews 2,630 3,569 602
Headquarters Saint Lucia Seychelles United States
Age (Years) N/A 1 N/A
Max Funding $400,000 $600,000 $6,400,000
Profit Split Start 80% 80% 50%
Profit Split Max 100% 90% 80%
Platforms MT5 cTrader Match-Trader DXtrade mt4 mt5 tradelocker Match-Trader DXtrade TradeLocker
Assets FX Indices Commodities Crypto FX Commodities Indices Crypto US Stocks (Day Trader only) FX Metals Indices Commodities Crypto Futures
Leverage
FX Leverage 30 100 100
Metals Leverage 30 20 10
Crypto Leverage 2 3 2
Risk & Drawdown Rules
Max Daily Loss Maximum Daily LossFT+ uses a balance-based Daily Drawdown (Daily Simulated Loss) that resets each day at 16:59 (EST). A daily balance snapshot is taken, the daily loss amount is calculated as a percentage of that snapshot, and the account’s equity must not fall below the resulting Daily Drawdown figure.Daily Simulated Loss limits vary by program (typical published values): Master 6%, Experienced 4%, Advanced 5%, Premium 4%, Prestige Lite 3%, and Prestige Pro 5%. Maximum Daily DrawdownEightcap Challenges applies a balance-based daily drawdown rule calculated from the previous day’s account balance snapshot (Previous Day Balance × Limit%). Your account’s intraday equity loss must not exceed this daily limit.One Phase: 4% daily drawdown (Assessment and Payout Stages).Two Phase: 5% daily drawdown (Assessment, Qualification and Payout Stages).Day Trader: No daily drawdown; risk is managed via fixed maximum drawdown thresholds tied to the selected timeframe and multiplier. Maximum Daily LossDaily drawdown limits depend on the program: Instant Funding uses a 5% daily drawdown, One Step uses a 4% daily drawdown, and Two Step uses a 5% daily drawdown in both evaluation phases and funded levels.FTUK states daily drawdown is calculated using the higher value of balance or equity at the end-of-day snapshot (22:00 UTC), which means open profit can increase the daily-loss threshold but open losses still count toward it.
Max Total Loss Maximum Overall LossMaximum Simulated Loss limits vary by program and drawdown model. Core trailing-loss challenges include: Master 6% max loss, Experienced 6%, Premium 8% and Advanced 10%.Prestige variants use a static-loss structure with tighter daily limits and typical maximum loss caps such as 6% (Prestige Lite) or 10% (Prestige Pro), depending on the specific Prestige version chosen. Maximum DrawdownOverall drawdown is enforced as a fixed percentage of the initial balance for standard challenges and as fixed-dollar thresholds for Day Trader Challenges.One Phase: 8% maximum drawdown (Assessment and Payout Stages).Two Phase: 10% maximum drawdown (Assessment, Qualification and Payout Stages).Day Trader: Maximum drawdown is defined in dollars and varies by timeframe and multiplier (DT-1/DT-2/DT-4/DT-8 with 2x/5x/10x options). Maximum Overall LossFTUK applies different overall drawdown models across programs: Instant Funding uses a 6% relative max drawdown, One Step uses an 8% relative max drawdown, and the Two Step program uses static maximum drawdown limits of 10% (Phase 1) and 5% (Phase 2) calculated on equity.
Drawdown Type Drawdown ModelFunded Trading Plus uses two drawdown structures across its programs: Relative (trailing) drawdown on core challenges (Master/Experienced/Advanced/Premium) and Static drawdown on Prestige variants.Daily Drawdown is calculated from a daily balance snapshot and applies as a daily equity floor that resets once per day. Balance-based (Daily from previous-day balance; Max fixed from initial balance) Drawdown ModelFTUK distinguishes between relative (trailing) drawdown and static drawdown. On One Step and Instant Funding, the trailing max drawdown is based on balance (not equity) and only moves upward as profits accumulate. On the Two Step program, drawdown is static and calculated on equity, meaning floating profit/loss is included in the drawdown check.
Payouts
Payout Frequency 7 Payout FrequencyOne Phase & Two Phase: Standard payout eligibility begins 14 days into the Payout Stage (or 7 days with the earlier-payout add-on), provided all payout-stage requirements and KYC are satisfied.Day Trader Challenges: Payout eligibility is immediate upon successful completion of the time-limited challenge. Payout FrequencyInstant Funding: Payouts are available on demand, subject to meeting the Consistency Score requirement.One Step & Two Step: Payouts are typically available every 14 days (bi-weekly) once the trader meets minimum trading-day requirements and other eligibility checks (including the challenge-program Payout Locker terms where applicable).
Days to First Payout 0 14 14
Payout Processing Time Payout ProcessingWithdrawal requests are reviewed under FT+’s Risk Review Policy (withdrawals are a listed milestone for review). Processing time can therefore vary depending on whether a request is automatically cleared or requires manual risk-team review. Payout ProcessingPayout requests are reviewed by the risk team for rules compliance and KYC (if required). Approved payouts are typically processed within 24–48 hours of an eligible request, but may take longer if additional review is required. Payout ProcessingFTUK states payout requests are usually approved within 1–2 working days after account review. After approval, funds are typically reflected in the trader’s wallet within 1–3 working days depending on the payout method.
Payout Methods Crypto Bank Transfer Crypto International Bank Transfer RiseWorks USDT (TRC20)
Payments
Payment Methods Credit/Debit Card E-wallets Crypto Credit/Debit Card (Visa Mastercard) Crypto (USDT TRC20 USDT ERC20 BTC) Credit/Debit Card Crypto
Trading Permissions
News Trading News trading is allowed in principle, and FT+ markets “trade news” as part of its ruleset. However, high-risk “coin-flip” behaviour (e.g., extremely high margin utilisation combined with short-duration trades during volatile news) may fail a withdrawal-time risk review. Trading during major news events is restricted: you cannot place trades within 10 minutes before or after high-impact events (per FXStreet). Trading inside the window is treated as a soft breach that triggers a warning and removal of any profits made from those trades. Instant Funding: News trading is permitted at all stages with no restrictions.One Step & Two Step: FTUK applies a 10-minute no-trade window around major economic releases (from 5 minutes before to 5 minutes after). Trades opened or closed inside this window are treated as a soft breach where profits are erased and losses are not compensated.
Weekend Trades Funded Trading Plus states traders may hold trades over the weekend (“hold weekends”), supporting swing-style strategies. Traders should still monitor instrument trading hours/closures and manage gap risk. Weekend trading is allowed. The platform supports 24/7 trading, including the ability to manage positions over the weekend. Forex programs: Holding positions overnight and over the weekend is allowed on Instant Funding, One Step and Two Step accounts.Futures programs: FTUK Futures does not allow holding positions overnight or over the weekend; positions must be closed by the daily cutoff time specified by FTUK.
Copy Trading FT+ requires accounts to be traded independently. Copy trading between active FT+ accounts is not permitted, and hedging across multiple accounts is strictly prohibited (hedging within a single account is allowed). Copy trading or mirroring another person’s trades is prohibited and may result in profit removal or account termination. Copying between your own accounts is allowed only if all accounts are registered under the same email address. Forex programs: Copy trading is allowed between your FTUK account and your personal external accounts, but copying between multiple FTUK accounts (or running identical trades across multiple FTUK accounts) is prohibited.Futures programs: Copy trading is not permitted.
EA Allowed Expert Advisors (EAs), algos and bots are permitted. FT+ warns that abusive automation can lead to bans and may require traders to submit their EA for approval before receiving a simulated-live FT+ Trader account. EAs may not be used to copy trade or hedge across multiple FT+ accounts. Expert Advisors (EAs) and indicators are permitted, but prohibited strategy types (including martingale, grid, tick trading, arbitrage variants, gap trading and account management) are monitored and can trigger violations—especially during the Payout Stage. Expert Advisors (EAs) and automated trading are permitted for standard intraday strategies, but FTUK’s permitted-styles matrix restricts EAs from a range of behaviors (e.g., martingale, scalping, tick scalping, hedging, and prohibited arbitrage styles). FTUK also warns that any trading style that constitutes high-frequency trading is not allowed.
KYC & Restrictions
KYC Required Yes No Yes
KYC Stage KYC / identity checks are required at the FT+ Trader stage (simulated-live funded accounts), typically to confirm account ownership and support withdrawal processing under compliance requirements. Australia, Saint Lucia, Afghanistan, Central African Republic, Cuba, Democratic People’s Republic of Korea (North Korea), Democratic Republic of the Congo, Guinea-Bissau, Iran, Iraq, Lebanon, Myanmar, Russia (and Crimea, Donetsk, Luhansk and Sevastopol regions of Ukraine), Somalia, Sudan, South Sudan, Syria, Yemen, Zimbabwe, Libya FTUK uses RiseWorks for payout processing and requires trader verification to access and withdraw via Rise. FTUK states payouts above $500 are processed via RiseWorks in USD, while payouts below $500 are processed via USDT (TRC20). If Rise is not supported in a trader’s country, FTUK can manually send payouts via USDT (TRC20).
Restricted Countries North Korea Myanmar Cuba Syria Iran Pakistan Vietnam Australia Libya Lebanon Pakistan Russia Somalia South Sudan Sudan United States Zimbabwe Afghanistan Central African Republic Cuba Democratic Republic of the Congo Guinea-Bissau Iran Iraq Myanmar North Korea Syria Yemen Algeria Democratic Republic of the Congo Iran Libya Morocco North Korea Russia Somalia South Sudan Sudan Vietnam Yemen Tunisia

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