Which evaluation models does Funded Trading Plus offer?
💡 Answer
Available Program Types for Funded Trading Plus include:
• Master – Instant Funding (no evaluation; 6% max loss, 6% daily drawdown; weekly withdrawals)
• Experienced – 1 Step (10% target; 6% max loss, 4% daily drawdown; weekly withdrawals)
• Advanced – 2 Step (10% then 5% targets; 10% max loss, 5% daily drawdown; weekly withdrawals)
• Premium – 2 Step (8% then 5% targets; 8% max loss, 4% daily drawdown; weekly withdrawals)
• Prestige Lite / Prestige Pro – 2 Step (Prestige variants with static-drawdown structure and minimum profitable-day requirements; typically a more structured withdrawal cadence)
More FAQs about Funded Trading Plus
- Does Funded Trading Plus allow automated trading, news trading, weekend positions, and copy trading, and what strategies are restricted?
- What payment options are supported by Funded Trading Plus, and how do refunds work?
- When and how can traders withdraw profits from Funded Trading Plus, including payout minimums and payout timing?
- How much profit can traders keep at Funded Trading Plus?
- Which markets are available for trading at Funded Trading Plus?
- What are the maximum leverage limits at Funded Trading Plus across forex, indices, metals, and cryptocurrencies?
- What platforms can traders use at Funded Trading Plus, and what broker provides the trading infrastructure?
- What should traders know about spread quality, commission structure, and slippage rules at Funded Trading Plus?
- What strategies are not allowed at Funded Trading Plus, and what are the rules regarding martingale and lot sizing?
- How is drawdown calculated at Funded Trading Plus?
- What risk management and consistency rules must traders follow at Funded Trading Plus?
- What program types does Funded Trading Plus offer to traders?
- What challenge structure does Funded Trading Plus use for its evaluation process?
- How much maximum funding can traders receive from Funded Trading Plus, and does the firm provide a scaling plan?
- What is the current Trustpilot rating and number of reviews for Funded Trading Plus?
- What are the multi-account rules at Funded Trading Plus, including maximum accounts, merge eligibility, and lot size restrictions?
- When is KYC required at Funded Trading Plus, and how does the verification process work?
- Does Funded Trading Plus restrict traders from certain countries?
Guides Where Funded Trading Plus Is Featured
- Prop Firms Offering Commodities Trading
- Prop Firms With DXtrade Platform
- Prop Firms with More Than 2000 Trustpilot Reviews
- Prop Firms With Trustpilot rating of 4.1 or higher
- Top Prop Firms That Accept Clients From Cocos Islands
These guides include Funded Trading Plus alongside other prop firms, grouped by trading features, platforms, availability, and trader requirements.
Funded Trading Plus vs Audacity Capital vs Funding Pips - Prop Firm Comparison (March 2026)
Side-by-side comparison of Funded Trading Plus vs Audacity Capital vs Funding Pips. Quickly scan maximum funding, profit splits, risk rules, leverage, platforms, instruments, payout schedules, payment options, trading permissions and KYC restrictions to narrow down your prop trading firm shortlist. Data updated March 2026.
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Funded Trading Plus
Funded Trading Plus (FT+) is a Saint Lucia-registered prop firm brand with an operational office in Manchester, UK, offering Instant Funding plus 1-step and 2-step simulated challenges since 2021. Traders can access broad CFD markets (FX, indices, commodities, crypto) across...
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Audacity Capital
Audacity Capital is a proprietary trading firm founded in 2012 in London that offers multiple funding paths including the Ability Challenge evaluation and a Funded Trader Program, advertising accounts up to $2,000,000, profit share up to 90%, and trading via...
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Funding Pips
Funding Pips is an aggressively marketed prop firm offering Instant Funding, One Step, and Two Step evaluations with profit splits up to 100%, but stricter post-funding risk rules and transparency issues mean it suits disciplined, experienced traders more than beginners.
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| Overview | |||
| Trustpilot Rating | 4.4 | 0 | 4.5 |
| Trustpilot Reviews | 2,630 | 0 | 48,916 |
| Headquarters | Saint Lucia | United Kingdom | United Arab Emirates |
| Age (Years) | N/A | 14 | N/A |
| Max Funding | $400,000 | $2,000,000 | $300,000 |
| Profit Split Start | 80% | 50% | 80% |
| Profit Split Max | 100% | 90% | 100% |
| Platforms | MT5 cTrader Match-Trader DXtrade | MT5 | MT5 cTrader Match-Trader |
| Assets | FX Indices Commodities Crypto | Forex Commodities | FX Metals Indices Energy Crypto |
| Leverage | |||
| FX Leverage | 30 | 100 | 100 |
| Metals Leverage | 30 | 100 | 30 |
| Crypto Leverage | 2 | 2 | 2 |
| Risk & Drawdown Rules | |||
| Max Daily Loss | Maximum Daily LossFT+ uses a balance-based Daily Drawdown (Daily Simulated Loss) that resets each day at 16:59 (EST). A daily balance snapshot is taken, the daily loss amount is calculated as a percentage of that snapshot, and the account’s equity must not fall below the resulting Daily Drawdown figure.Daily Simulated Loss limits vary by program (typical published values): Master 6%, Experienced 4%, Advanced 5%, Premium 4%, Prestige Lite 3%, and Prestige Pro 5%. | Maximum Daily LossAbility Challenge uses a static daily drawdown that resets at rollover (00:00 GMT+2): 7.5% during the Challenge stage and 5% during the Verification stage. Audacity also states the Ability Live phase daily drawdown is 5%. The Funded Trader Program (FTP) uses a 5% trailing daily drawdown (moves up with equity highs). | Maximum Daily LossFunding Pips applies model-dependent daily loss limits between 3% and 5% of the account balance.How It Is Applied:Zero (Instant): 3% maximum daily loss with a 1% floating loss cap after funding.One Step: 3% maximum daily loss and 6% max overall loss.Two Step Standard: 5% maximum daily loss.Two Step Pro: 3% maximum daily loss with stricter consistency rules.Breaching the daily loss limit at any moment typically results in account termination. |
| Max Total Loss | Maximum Overall LossMaximum Simulated Loss limits vary by program and drawdown model. Core trailing-loss challenges include: Master 6% max loss, Experienced 6%, Premium 8% and Advanced 10%.Prestige variants use a static-loss structure with tighter daily limits and typical maximum loss caps such as 6% (Prestige Lite) or 10% (Prestige Pro), depending on the specific Prestige version chosen. | Maximum Overall LossAbility Challenge maximum drawdown is 15% in the Challenge stage and 10% in the Verification stage (and the firm also references a 10% maximum drawdown in the Ability Live phase). FTP maximum total drawdown is 10% from the initial balance. Ability One lists a 6% absolute drawdown. | Maximum Overall LossMaximum overall loss on Funding Pips accounts ranges from 5% to 10% depending on the model.How It Works:Zero: 5% trailing drawdown from the highest equity.One Step: 6% maximum loss relative to starting balance.Two Step Standard: 10% maximum loss.Two Step Pro: 6% maximum loss with tight risk requirements.If your equity falls below the allowed threshold, the account is considered breached even if the violation is brief. |
| Drawdown Type | Drawdown ModelFunded Trading Plus uses two drawdown structures across its programs: Relative (trailing) drawdown on core challenges (Master/Experienced/Advanced/Premium) and Static drawdown on Prestige variants.Daily Drawdown is calculated from a daily balance snapshot and applies as a daily equity floor that resets once per day. | Drawdown ModelAudacity's Ability Challenge and Verification stages are described as using a static drawdown system with daily limits resetting at rollover (00:00 GMT+2). FTP uses a trailing drawdown model (daily DD 5% trailing). Ability One uses static drawdown (3% daily and 6% absolute). | Drawdown ModelFunding Pips combines a trailing drawdown on its Zero model with static max loss rules on other accounts.Key Points:Zero accounts use a 5% trailing drawdown plus a 1% floating loss cap once funded.One Step, Two Step Standard, and Two Step Pro use fixed overall loss limits (6% or 10%) relative to starting balance.Drawdown calculations include both closed and open positions.Risk rules can become stricter after funding than during evaluation, so traders must adapt once funded.This structure creates tight but clearly defined loss thresholds, especially on the Zero and Pro models. |
| Payouts | |||
| Payout Frequency | 7 | Payout FrequencyAbility Challenge: first payout can be requested 30 days after the first trade on the Ability Live account, then payouts may be requested bi-weekly. FTP: payouts can be requested once a 10% profit milestone is reached (profit share varies by account size and time-to-target). | Payout FrequencyFunding Pips offers flexible payout cycles that vary by model and reward option.One Step and Two Step: Tuesday (60% split), bi-weekly (80%), on-demand (90%), or monthly (100%).FundingPips Pro: Weekly payouts with up to 80% split, increasing through scaling and Hot Seat.Zero (Instant): Bi-weekly payouts at 95% split, with 100% available at Hot Seat.Hot Seat: On-demand payouts with 100% profit split and up to $2M in funded capital.On-demand cycles typically require meeting specific consistency and minimum reward thresholds before requests are approved. |
| Days to First Payout | 0 | 30 | 1 |
| Payout Processing Time | Payout ProcessingWithdrawal requests are reviewed under FT+’s Risk Review Policy (withdrawals are a listed milestone for review). Processing time can therefore vary depending on whether a request is automatically cleared or requires manual risk-team review. | 14 | Payout ProcessingFunding Pips processes most payout requests within 1 to 3 business days once approved. Instant Visa and Mastercard payouts are available and often arrive within about 30 minutes, while crypto withdrawals depend on network conditions and payment providers. During the payout process, trading on the affected account may be temporarily disabled until funds are sent. |
| Payout Methods | Crypto Bank Transfer | Bank Transfer PayPal Cryptocurrency | Bank Transfer Crypto Mastercard Riseworks Visa Direct |
| Payments | |||
| Payment Methods | Credit/Debit Card E-wallets Crypto | Credit/Debit Card PayPal Cryptocurrency | Credit/Debit Card Bank Transfer Skrill PayPal Google Pay Apple Pay Crypto Neteller Paysafe Card |
| Trading Permissions | |||
| News Trading | News trading is allowed in principle, and FT+ markets “trade news” as part of its ruleset. However, high-risk “coin-flip” behaviour (e.g., extremely high margin utilisation combined with short-duration trades during volatile news) may fail a withdrawal-time risk review. | Ability Challenge: news trading is permitted during news events in both challenge phases and on the Ability Live account. FTP: holding open positions is prohibited during significant news events; traders must wait 30 minutes after the release once notified by the risk team. | News trading rules at Funding Pips depend on the model and reward cycle.One Step, Two Step, and Pro:Evaluation phase: news trading is allowed.Funded accounts: profits from trades opened less than 5 hours before and closed 5 minutes before or after high-impact news may not be counted toward rewards.On-demand reward cycles can remove some news restrictions, but conditions still apply.Zero Accounts:News trading is not allowed. |
| Weekend Trades | Funded Trading Plus states traders may hold trades over the weekend (“hold weekends”), supporting swing-style strategies. Traders should still monitor instrument trading hours/closures and manage gap risk. | Allowed: Ability Challenge (including Ability Live) allows weekend holding; Ability One also allows weekend holding, subject to drawdown limits. | Weekend holding rules vary by model.One Step, Two Step, and Pro:Holding trades over the weekend is allowed, subject to normal platform trading hours and gap risk.Zero Accounts:Holding trades over the weekend is not allowed; positions must be closed before market close. |
| Copy Trading | FT+ requires accounts to be traded independently. Copy trading between active FT+ accounts is not permitted, and hedging across multiple accounts is strictly prohibited (hedging within a single account is allowed). | Audacity Capital allows copy trading, subject to specific restrictions designed to ensure that all trades originate from the trader’s own strategy and accounts. Permitted Copy Trading Own Accounts: Copying trades between your own Audacity Capital accounts is permitted. External Personal Accounts: Copying trades from your personal trading accounts with other brokers or prop firms into your Audacity Capital account is allowed. Verification of the source account may be required. EAs / Automated Systems: Expert Advisors and other automated trading tools... | Funding Pips allows controlled copy trading with important limitations.Permitted:You may copy trades between your own Funding Pips accounts under the same individual.Your Funding Pips account may act as a master to external slave accounts via partners such as PropFirmOne, as long as core rules are respected.Not Permitted:Using copy trading arrangements to circumvent risk limits, hedge opposite accounts, or engage in arbitrage-style strategies.All copied activity must comply with Funding Pips risk, consistency, and forbidden strategy rules. |
| EA Allowed | Expert Advisors (EAs), algos and bots are permitted. FT+ warns that abusive automation can lead to bans and may require traders to submit their EA for approval before receiving a simulated-live FT+ Trader account. EAs may not be used to copy trade or hedge across multiple FT+ accounts. | EA Guidelines and Restrictions Permitted Use: Expert Advisors (EAs) are generally allowed on MetaTrader 5 (MT5) for both the Ability Challenge and the Funded Trader Program. Prohibited EA Strategies: The following automated trading styles are strictly forbidden and may result in account termination: High-Frequency Trading (HFT) and Tick Scalping: Not permitted. Martingale or Averaging Down Strategies: Not permitted. Latency Arbitrage: Any form of latency arbitrage or exploitation of system vulnerabilities is strictly prohibited. Grid Trading: Not permitted. Third-Party EAs: While... | Expert Advisors (EAs) are allowed at Funding Pips only under strict conditions.Permitted:EAs that function primarily as trade or risk managers on your own accounts.Not Permitted:Third-party or commercial EAs whose logic you do not control.Algorithms designed for latency arbitrage, gap exploitation, or other abusive high-frequency behaviour.All automated trading must reflect your own strategy and respect the firm’s risk and consistency rules. |
| KYC & Restrictions | |||
| KYC Required | Yes | No | Yes |
| KYC Stage | KYC / identity checks are required at the FT+ Trader stage (simulated-live funded accounts), typically to confirm account ownership and support withdrawal processing under compliance requirements. | KYC is required before account activation and again before processing payouts. Audacity states KYC includes proof of identity (government-issued photo ID) and a selfie, and may need to be resubmitted for compliance. | Funding Pips requires identity verification in line with its payout and compliance procedures. Full KYC is mandatory when using the Rise platform for payouts and may be requested before larger or repeated withdrawals via other methods. Traders should expect to submit standard ID and residency documents before accessing significant profit distributions. |
| Restricted Countries | North Korea Myanmar Cuba Syria Iran Pakistan Vietnam | Bangladesh Belarus Burma (Myanmar) Central African Republic Crimea Donetsk and Luhansk regions of Ukraine Cuba Democratic Republic of the Congo Iran Iraq Lebanon Libya North Korea Pakistan Russia Somalia Sudan Syria United States and its territories (including American Samoa Guam Northern Mariana Islands Puerto Rico and the U.S. Virgin Islands) Venezuela Yemen | Iran United Arab Emirates Vietnam |