Instant Funding vs WSFunded - Prop Firm Comparison (March 2026)
Head-to-head comparison of Instant Funding and WSFunded. Check max funding, profit splits, daily and overall drawdown rules, leverage, tradable assets, payout frequency, payment and payout methods, trading permissions and KYC restrictions before you buy a challenge. Data refreshed March 2026.
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Instant Funding
Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
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WSFunded
WSFunded (Wall Street Funded) is a simulated prop trading program operated by WSFmarkets Ltd, offering 1-phase and 2-phase forex/CFD evaluations, instant funding models, and dedicated crypto challenges, with an 80% base profit split (scalable up to 95%), strict anti-HFT rules,...
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| Overview | ||
| Trustpilot Rating | 0 | 4.3 |
| Trustpilot Reviews | 0 | 2,316 |
| Headquarters | United Kingdom | Saint Lucia |
| Age (Years) | 5 | N/A |
| Max Funding | $3,840,000 | $400,000 |
| Profit Split Start | 80% | 80% |
| Profit Split Max | 95% | 95% |
| Platforms | MT4 MT5 cTrader dxTrade TradeLocker | MT5 cTrader Match-Trader DXtrade TradeLocker Platform5 |
| Assets | Forex Commodities Metals Indices Cryptocurrencies | FX Commodities Indices Stocks Crypto |
| Leverage | ||
| FX Leverage | 100 | 30 |
| Metals Leverage | 20 | 10 |
| Crypto Leverage | 2 | 1 |
| Risk & Drawdown Rules | ||
| Max Daily Loss | 2 | Maximum Daily LossDaily loss rules depend on program type. RAPID uses a 4% daily drawdown; CLASSIC and ULTRA use a 5% daily drawdown. Instant Standard and Instant Pro apply a 3% maximum daily drawdown calculated daily (balance/equity check) and reset on the platform’s daily schedule. Crypto programs use a 3% Daily Cap mechanism that can close positions and lock the account for the day if price movement exceeds the cap from the prior day’s equity reference. |
| Max Total Loss | 10 | Maximum Overall LossWSFunded’s overall loss limits vary by product: RAPID has a 6% maximum drawdown; CLASSIC uses an 8% maximum drawdown; ULTRA uses a 10% maximum drawdown (static models). Instant Standard uses a 6% trailing maximum drawdown, while Instant Pro uses a 5% trailing maximum drawdown. Crypto programs publish static maximum drawdown limits (e.g., 6% on One Step Crypto and 9% on Two Steps Crypto). |
| Drawdown Type | Smart drawdown (Instant Funding) and static drawdown (evaluation accounts) | Drawdown ModelRAPID/CLASSIC/ULTRA are built on static drawdown rules. Instant Standard and Instant Pro use trailing drawdown that follows equity highs; after an approved withdrawal, the trailing drawdown is described as locking at the starting balance and does not reset upward due to withdrawals. Crypto programs apply static max drawdown plus a separate daily cap mechanism. |
| Payouts | ||
| Payout Frequency | Weekly or Bi-Weekly | Payout FrequencyWSFunded payout timing depends on the program. Commonly, the first withdrawal is allowed after an initial waiting period (e.g., 15 days on CLASSIC/ULTRA and Instant models, and 30 days on RAPID), with recurring withdrawals generally available every 10 days thereafter (from account activation / after the first eligibility window), subject to program rules and minimum requirements.Minimum payout: The published minimum payout threshold is $100, and Instant models also specify the minimum withdrawal as the greater of $100 or 1% of the account’s starting balance. |
| Days to First Payout | 14 | 15 |
| Payout Processing Time | 2 | Payout ProcessingPayout requests are submitted via the dashboard payout form. During payout processing, the linked trading account may be set to view-only mode until finalized. WSFunded states payouts are handled Monday to Friday between 10:00 and 15:00 CET; actual arrival depends on payout rail/provider availability and any compliance checks. |
| Payout Methods | Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC) | Crypto (USDT USDC ETH BTC) Rise (Bank Transfer Crypto) |
| Payments | ||
| Payment Methods | Credit/Debit Card Apple Pay Google Pay PayPal Crypto | Credit/Debit Card (Visa Mastercard) Crypto |
| Trading Permissions | ||
| News Trading | Allowed during evaluation; funded accounts require add-on to trade major news events. | News trading is allowed during evaluation phases. In funded simulated accounts (including Instant), WSFunded restricts opening new trades and closing existing trades on instruments affected by red-folder macroeconomic events within an 8-minute window (4 minutes before and 4 minutes after); profits obtained during restricted windows may be deducted. |
| Weekend Trades | Overnight trades allowed; weekend holding requires add-on on funded accounts. | Weekend trading depends on the market/instrument session. Crypto programs follow crypto venue hours (generally 24/7), while CFD markets follow their normal weekly trading sessions and may be affected by weekend closures and gap risk. |
| Copy Trading | Allowed only between accounts owned by the same trader. | Copy trading is heavily restricted. Manual copying between a trader’s own evaluation accounts is permitted only during the evaluation phase and only when account balances differ. Copying between funded accounts (or between funded and challenge accounts), copying between same-balance accounts, or using external copying tools is prohibited. |
| EA Allowed | EAs allowed if non-abusive and non-latency based. | EAs/cBots and indicators are allowed on evaluation programs as long as they follow permitted strategies. EAs/cBots are not allowed on Instant plans (Standard/Pro). |
| KYC & Restrictions | ||
| KYC Required | No | Yes |
| KYC Stage | KYC required before first payout. | KYC/identity verification may be required as part of payout/compliance checks (especially when using third-party payout rails such as Rise). Traders should be prepared to provide standard verification documents if requested. |
| Restricted Countries | Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea-Bissau Iran Iraq Lebanon Libya Mali Myanmar North Korea Russia Somalia South Sudan Sudan Syria Yemen Zimbabwe | United States Singapore Russia United Arab Emirates (UAE) Cuba Sudan Somalia Iran Lebanon Syria North Korea Libya Pakistan Vietnam and any other jurisdiction listed by FATF or subject to international sanctions |