Instant Funding vs Seacrest Markets - Prop Firm Comparison (March 2026)
Head-to-head comparison of Instant Funding and Seacrest Markets. Check max funding, profit splits, daily and overall drawdown rules, leverage, tradable assets, payout frequency, payment and payout methods, trading permissions and KYC restrictions before you buy a challenge. Data refreshed March 2026.
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Instant Funding
Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
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Seacrest Markets
Seacrest Markets (formerly MyFundedFX) is a broker-backed prop evaluation program offering MT5 and Match-Trader simulated challenges with no time limits, up to $400,000 total simulated value across active accounts, 80% profit split on Live Sim accounts (with VIP tiers up...
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|---|---|---|
| Overview | ||
| Trustpilot Rating | 0 | 3.3 |
| Trustpilot Reviews | 0 | 1 |
| Headquarters | United Kingdom | South Africa |
| Age (Years) | 5 | N/A |
| Max Funding | $3,840,000 | $400,000 |
| Profit Split Start | 80% | 80% |
| Profit Split Max | 95% | 92.75% |
| Platforms | MT4 MT5 cTrader dxTrade TradeLocker | mt5 match-trader |
| Assets | Forex Commodities Metals Indices Cryptocurrencies | FX Metals Indices Energy & Commodities Crypto |
| Leverage | ||
| FX Leverage | 100 | 30 |
| Metals Leverage | 20 | 10 |
| Crypto Leverage | 2 | 2 |
| Risk & Drawdown Rules | ||
| Max Daily Loss | 2 | Maximum Daily LossDaily loss limits depend on plan: 4% (1-Step), 5% (2-Step), 4% (3-Step). |
| Max Total Loss | 10 | Maximum Overall Loss6% trailing (1-Step), 8% static (2-Step / 3-Step). |
| Drawdown Type | Smart drawdown (Instant Funding) and static drawdown (evaluation accounts) | Equity-based (Trailing on 1-Step; Static on 2-Step/3-Step) |
| Payouts | ||
| Payout Frequency | Weekly or Bi-Weekly | Payouts every 14 days (VIP tiers faster). |
| Days to First Payout | 14 | 14 |
| Payout Processing Time | 2 | Processing 12–72 hours. |
| Payout Methods | Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC) | Crypto RiseWorks |
| Payments | ||
| Payment Methods | Credit/Debit Card Apple Pay Google Pay PayPal Crypto | Credit/Debit Card Crypto Apple Pay |
| Trading Permissions | ||
| News Trading | Allowed during evaluation; funded accounts require add-on to trade major news events. | News trading restricted on Live Sim (±3 minutes). |
| Weekend Trades | Overnight trades allowed; weekend holding requires add-on on funded accounts. | Weekend trading allowed. |
| Copy Trading | Allowed only between accounts owned by the same trader. | Copy trading allowed for own strategies only. |
| EA Allowed | EAs allowed if non-abusive and non-latency based. | EAs allowed on MT5 only. |
| KYC & Restrictions | ||
| KYC Required | No | Yes |
| KYC Stage | KYC required before first payout. | KYC required at Live Sim stage. |
| Restricted Countries | Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea-Bissau Iran Iraq Lebanon Libya Mali Myanmar North Korea Russia Somalia South Sudan Sudan Syria Yemen Zimbabwe | Cuba Iran Lebanon Syria North Korea Libya Russia Sudan Somalia South Sudan Vietnam United Arab Emirates Hong Kong Belarus Myanmar Central African Republic Democratic Republic of Congo Congo Ethiopia Nicaragua Venezuela Yemen Philippines Kenya Algeria Morocco United States |