Funded Futures Network vs Instant Funding - Prop Firm Comparison (April 2026)

Head-to-head comparison of Funded Futures Network and Instant Funding. Check max funding, profit splits, daily and overall drawdown rules, leverage, tradable assets, payout frequency, payment and payout methods, trading permissions and KYC restrictions before you buy a challenge. Data refreshed April 2026.

Funded Futures Network vs Instant Funding - Prop Firm Comparison (April 2026)

	Funded Futures Network Funded Futures Network (FFN) is a US-based futures proprietary trading firm founded in 2022 that offers evaluation-based funding programs for futures traders. FFN provides account sizes from $25,000 to $250,000 with Standard and Express evaluation paths, an end-of-day trailing drawdown...	Instant Funding Instant Funding (operated by Acello Ltd in the UK and IF Pro Ltd in Saint Lucia) is a no-evaluation prop firm offering Instant Funding (smart drawdown), IF Micro, IF1 (24-hour account), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max programs. The flagship Instant Funding account has...
Overview
Trustpilot Rating	4.5	0
Trustpilot Reviews	412	0
Headquarters	United States	United Kingdom
Age (Years)	4	5
Max Funding	$250,000	$3,840,000
Profit Split Start	80%	80%
Profit Split Max	90%	95%
Platforms	Rithmic NinjaTrader	MT4 MT5 cTrader dxTrade TradeLocker
Assets	Futures Indices Energies Metals Treasuries Agriculture FX Futures	Forex Commodities Metals Indices Cryptocurrencies
Leverage
FX Leverage	0	100
Metals Leverage	0	20
Crypto Leverage	0	2
Risk & Drawdown Rules
Max Daily Loss	Maximum Daily LossFunded Futures Network does not enforce a separate daily loss limit. Risk is managed entirely through the trailing drawdown mechanism, which is one of FFN's distinguishing features compared to most competitors.	2
Max Total Loss	Maximum Overall LossFFN uses a trailing drawdown model that adjusts based on end-of-day (EOD) realized account values.Trailing drawdown by account size:$25,000 account: $1,500 trailing drawdown$50,000 account: $2,000 trailing drawdown$100,000 account: $3,600 trailing drawdown$150,000 account: $5,000 trailing drawdown$250,000 account: $6,000 trailing drawdownThe drawdown is calculated on realized P&L only (not unrealized) and adjusts at end-of-day. Once funded, the drawdown becomes static (no longer trails).	10
Drawdown Type	Drawdown ModelEnd-of-Day (EOD) Realized Trailing Drawdown: The drawdown floor adjusts upward based on end-of-day realized account balance — not unrealized equity. This means the drawdown only moves when trades are closed, giving traders more flexibility during live positions.Evaluation stage: Trailing drawdown that adjusts with new balance highs at EOD.Funded stage: Drawdown becomes static once funded, providing a fixed safety net.	Smart drawdown (Instant Funding) and static drawdown (evaluation accounts)
Payouts
Payout Frequency	Payout FrequencySim Funded Pro: Payouts can be requested every 3 days, with a maximum of $10,000 per payout.Live Funded Pro: Daily payouts with no cap on withdrawal amount. Live Funded status unlocks after $5,000 in cumulative withdrawals.	Weekly or Bi-Weekly
Days to First Payout	3	14
Payout Processing Time	Payout ProcessingFFN is known for fast payout processing. PayPal payouts are reported to arrive within 10–15 minutes. Other methods (ACH, wire, USDT) are typically processed same-day during business hours.	2
Payout Methods	PayPal ACH Wire Transfer USDT (Crypto)	Bank Transfer Crypto (USDT TRC20/ERC20/BEP20 BTC)
Payments
Payment Methods	Credit/Debit Card	Credit/Debit Card Apple Pay Google Pay PayPal Crypto
Trading Permissions
News Trading	Evaluation: News trading is fully allowed during the evaluation phase.Exhibition / Funded: Traders must be flat (no open positions) 1 minute before and 1 minute after Tier-1 news events.	Allowed during evaluation; funded accounts require add-on to trade major news events.
Weekend Trades	Not allowed. FFN is a day-trading-only firm. All positions must be closed by 4:50 PM EST daily. No overnight holds and no weekend positions are permitted.	Overnight trades allowed; weekend holding requires add-on on funded accounts.
Copy Trading	FFN allows traders to copy trade across up to 5 of their own funded accounts simultaneously. Third-party account management or signal-selling services are not permitted.	Allowed only between accounts owned by the same trader.
EA Allowed	Basic algorithmic trading is permitted through supported platforms (e.g., NinjaTrader automated strategies, Sierra Chart). However, high-frequency bot trading and latency exploitation are strictly prohibited.	EAs allowed if non-abusive and non-latency based.
KYC & Restrictions
KYC Required	No	No
KYC Stage	KYC is required before receiving the first payout. Traders must complete identity verification during the funded account activation process.	KYC required before first payout.
Restricted Countries	Afghanistan Belarus Central African Republic Cuba Democratic Republic of Congo Ethiopia Iran Iraq Lebanon Libya Mali Myanmar Nicaragua North Korea Russia Somalia South Sudan Sudan Syria Ukraine (Crimea Donetsk Luhansk regions) Venezuela Yemen Zimbabwe	Afghanistan Belarus Central African Republic Cuba Democratic Republic of the Congo Eritrea Guinea-Bissau Iran Iraq Lebanon Libya Mali Myanmar North Korea Russia Somalia South Sudan Sudan Syria Yemen Zimbabwe